About Title Loans
What is a Title Loan?
If you own the title to your vehicle, a Title Loan allows you to borrow money based on its value. You can get the money you need, and keep driving your car while you pay back your personal loan.
Do you offer title loans in my state?
To see if title loans are available in your state, click here.
How fast can I get my money?
The title loan application process takes about 15 minutes, and you can leave with your money the same day.
When will I get my vehicle’s title back?
Timing can vary. Please contact your closest store for details details about how title loans work in your state..
Can I drive my car while I have the title loan?
Yes, with title loans you get the money you need and keep driving your car.
Title Loan Specifics
How is the title loan amount determined?
The loan amount offered to you primarily depends on the value of your vehicle. In some states, your gross monthly income will also determine the title loan amount offered.
Is there any prepayment penalty for title loans?
No, there is no prepayment penalty. You may pay off your loan at any time before the due date if you wish.
How much does a title loan cost?
Title Loan costs vary. To see if title loans are available in your area, click here.
What do I need to bring to get a title loan?
Please bring the following items:
- Free and clear vehicle title
- Proof of residence (utility bill)
- Government Issued ID
- Vehicle (for inspection only)
- In some states, proof of income and vehicle insurance required
If more than one owner is listed on the title, certain states require all owners to be present in order to enter into a loan. Check with your location for further clarification.
Will you inspect my car?
Yes, your vehicle will be inspected when qualifying for a title loan.
Can I still get a title loan if I’ve had a bankruptcy in the past?
Yes — as long as your bankruptcy has been discharged.
Does my car need to be paid off in order to get a title loan?
Yes, your car must be paid off and you should have possession of the title, with no other lien holders on the title.
Must the car be registered under my name?
Yes, the car must be registered under your name, and the registration must not be past due. If more than one owner is listed on the title, certain states require all owners to be present in order to enter into a loan. Check with your location for further clarification.