Payday Loans (Alternatives To Installment Loans) In Iowa

Money today,
momentum tomorrow.

Get loans up to $445 in Iowa. Apply at one of our 28 IA locations.

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Why Advance America in Iowa?
We’ll work with you to find the perfect loan solution to fit your life in the Hawkeye State.
  • Get the money you need in minutes at one of our 28 IA locations
  • Thousands of 5-star customer reviews in IA
  • Instant approval decision
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Trusted lender in IA since 1998

Available loans in Iowa

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Fast and easy cash loans: Payday loans, cash advances.

Payday Loan icon

Payday Loan

$100 - $445

In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

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In Store
Online

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What You'll Need To Apply For A Payday Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account
  • Personal Check

How our loans work in Iowa

Apply in store or start your application online.

1

Start your application now or apply in the store.

2

Get approved within minutes.

3

Receive money same day.

Proudly serving our customers

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Excellent trustpilot 5 star rating 52,834 reviews on

Advance America Iowa customer reviews

The staff at the Waterloo IA center has always been great to me. Always courteous and friendly. It has always been a very nice atmosphere in the…

5 star rating

I'm really happy with them and only ran into two errors that were fixed right away. They are there for me and freindly.

5 star rating

Very helpful, friendly and meant my needs.

5 star rating

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Other money services offered in Iowa

Netspend® Visa® Prepaid Card icon

Netspend® Visa® Prepaid Card in Iowa

The Netspend® Visa® Prepaid Card is loaded with helpful features and benefits that can help you manage your finances.

Learn more
MoneyGram® Services icon

MoneyGram® Services in Iowa

With MoneyGram® services from Advance America, sending or receiving money is easier than ever.

Learn more

See all Iowa locations

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About Advance America in Iowa

Serving the great state of Iowa since 1998, Advance America is a trusted direct lender with the services and support you need to keep moving forward. From the Des Moines capital and eclectic Sioux City to Hawkeye territory in Iowa City and the Cardinal region of Ames, Advance America has convenient locations throughout the state of Iowa. We are proud to offer instant approval decisions on loan applications, which means you can get the money you need the same day. Stop by one of our 28 convenient Iowa locations.

With Advance America in Iowa, applying in store is quick and easy. In IA, we offer Payday Loans as well as Netspend® Visa® Prepaid Cards and MoneyGram® Services. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need a loan quickly. Read reviews from our Iowa customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.