Personal Loans in Iowa | Payday Loans (Alternatives to Installment Loans) & Online Loans

Money today,
momentum tomorrow.

Get loans up to $445 in Iowa. Apply online or at one of our 26 IA locations.

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Why Advance America in Iowa?
We’ll work with you to find the perfect loan solution to fit your life in the Hawkeye State.
  • Same-day money online or at one of our 26 IA locations
  • Option in store to deposit money to debit card
  • Paperless experience — no paper check required
  • Instant approval decision
  • Flexibility to apply online and pick-up money at one of our convenient locations in IA
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Conveniently manage loan account online in Iowa
  • Thousands of 5-star customer reviews in IA

Available loans in Iowa

Not in Iowa? Change Location

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Fast and easy cash loans: Payday loans, cash advances, online loans and personal loans

Payday Loan icon

Payday Loan

$100 - $445

Online or In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

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In Store
Online

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What You’ll Need To Apply For A Payday Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account

How our loans work in Iowa

Apply, get money and pay in store or online.

1

Start your application now or apply in the store.

2

Get approved within minutes.

3

Receive money same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

Proudly serving our customers

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Advance America Iowa customer reviews

Friendly customer service process wasn't long as I thought it would be. Overall I had a wonderful experience with Advance America!!

5 star rating

It was interesting learning a new way of paying my loan. I still will come and see my friends working as well.

5 star rating

U did real good. Good serivce always pleasent and friendly. Would love see something like personal loan where u can borrow more and pay it back like…

5 star rating

Read More Reviews

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Other money services offered in Iowa

Netspend® Visa® Prepaid Card in Iowa

The Purpose Visa® Prepaid Card is loaded with helpful features and benefits that can help you manage your finances.

Learn More

Western Union in Iowa

With Western Union® services from Advance America, sending or receiving money is easier than ever.

Learn More

See all Iowa locations

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About Advance America in Iowa

Serving the great state of Iowa since 1998, Advance America is a trusted direct lender with the services and support you need to keep moving forward. From the Des Moines capital and eclectic Sioux City to Hawkeye territory in Iowa City and the Cardinal region of Ames, Advance America has convenient locations throughout the state of Iowa. We are proud to offer instant approval decisions on loan applications, which means you can get the money you need the same day. Stop by one of our 26 convenient Iowa locations or apply online today.

With Advance America in Iowa, applying in store is quick and easy. In IA, we offer Payday Loans as well as Netspend® Visa® Prepaid Cards and Western Union. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need a loan quickly. Read reviews from our Iowa customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.