Payday Loans (Alternatives To Installment Loans) In Iowa

Money today,
momentum tomorrow.

Get loans up to $445 in Iowa. Apply at one of our 30 IA locations.

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Why Advance America in Iowa?
We’ll work with you to find the perfect loan solution to fit your life in the Hawkeye State.
  • Get the money you need in minutes at one of our 30 IA locations
  • Thousands of 5-star customer reviews in IA
  • Instant approval decision
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Trusted lender in IA since 1998

Available loans in Iowa

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Fast and easy cash loans: Payday loans, cash advances.

Payday Loan icon

Payday Loan

$100 - $445

In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

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What You'll Need To Apply For A Payday Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account
  • Personal Check

How our loans work in Iowa

Apply in store or start your application online.


Start your application now or apply in the store.


Get approved within minutes.


Receive money same day.

Proudly serving our customers

90,000+ reviews on Google

Advance America Iowa customer reviews

Great staff. Very helpful and kind. Awesome little store.

5 star rating

During the restrictive months of traveling because of COVID, I stood in line behind an elderly woman who was paying back a loan. Her shoulders drooped…

5 star rating

The girl was very polite and helpful like to see more ppeople like her.

5 star rating

Read More Reviews

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Other money services offered in Iowa

Netspend® Visa® Prepaid Card in Iowa

The Netspend® Visa® Prepaid Card is loaded with helpful features and benefits that can help you manage your finances.

Learn more

MoneyGram® Services in Iowa

With MoneyGram® services from Advance America, sending or receiving money is easier than ever.

Learn more

See all Iowa locations

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Urbandale, IA


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About Advance America in Iowa

Serving the great state of Iowa since 1998, Advance America is a trusted direct lender with the services and support you need to keep moving forward. From the Des Moines capital and eclectic Sioux City to Hawkeye territory in Iowa City and the Cardinal region of Ames, Advance America has convenient locations throughout the state of Iowa. We are proud to offer instant approval decisions on loan applications, which means you can get the money you need the same day. Stop by one of our 30 convenient Iowa locations.

With Advance America in Iowa, applying in store is quick and easy. In IA, we offer Payday Loans as well as Netspend® Visa® Prepaid Cards and MoneyGram® Services. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need a loan quickly. Read reviews from our Iowa customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.

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