Payday Loans (Alternatives To Installment Loans) In Kentucky

Money today,
momentum tomorrow.

Get loans up to $500 in Kentucky. Apply at one of our 47 KY locations.

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Why Advance America in Kentucky?
We’ll work with you to find the perfect loan solution to fit your life in the Bluegrass State.
  • Get the money you need in minutes at one of our 47 KY locations
  • Thousands of 5-star customer reviews in KY
  • Instant approval decision
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Trusted lender in KY since 1997
  • Conveniently make payments online in KY

Available loans in Kentucky

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Fast and easy cash loans: Payday loans and cash advances.

Payday Loan icon

Payday Loan

$50 - $500

In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

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In Store
Online

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What You'll Need To Apply For A Payday Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account
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How our loans work in Kentucky

Apply in store or start your application online.

1

Start your application now or apply in the store.

2

Get approved within minutes.

3

Receive money same day.

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Proudly serving our customers

90,000+ reviews on Google
Excellent trustpilot 5 star rating 50,982 reviews on

Advance America Kentucky customer reviews

The two ladies were super friendly and helpful and went out of their way to assure that I left happy. I was in a bad position financially and they…

— Christopher, Shepherdsville, KY, 03/26/2021

5 star rating

Everything was great as usual

— Violet, Glasgow, KY, 11/02/2020

5 star rating

These ladies are the best!

— Jessica, Elizabethtown, KY, 03/18/2021

5 star rating

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Other money services offered in Kentucky

Netspend® Visa® Prepaid Card in Kentucky

The Netspend® Visa® Prepaid Card is loaded with helpful features and benefits that can help you manage your finances.

Learn more

MoneyGram® Services in Kentucky

With MoneyGram® services from Advance America, sending or receiving money is easier than ever.

Learn more

See all Kentucky locations

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A

Ashland, KY

726 Greenup Avenue
Ashland, KY 41101
Next to Giovanni's
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382 Diederich Blvd.
Ashland, KY 41101
Next to Dollar Tree
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B

Bardstown, KY

106 Kentucky Home Square
Bardstown, KY 40004
In KY Home Plaza
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Bowling Green, KY

2710 Nashville Road, Ste. 107
Bowling Green, KY 42101
In Kroger Plaza
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C

Campbellsville, KY

217 E. Broadway
Campbellsville, KY 42718
Next to O'Banions Tax Service
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Catlettsburg, KY

3640 Louisa Rd.
Catlettsburg, KY 41129
Next to McDonald's
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Corbin, KY

14949 N. US Hwy. 25, Ste. 2
Corbin, KY 40701
Next to One Main Financial
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Covington, KY

4319 Winston Avenue
Covington, KY 41015
Kroger Shopping Center
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E

Elizabethtown, KY

541 W. Dixie Road
Elizabethtown, KY 42701
Next to Sonic
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F

Florence, KY

7108 Turfway Road
Florence, KY 41042
Across from Post Office, near American Freight
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Frankfort, KY

502 Eastwood Shopping Center
Frankfort, KY 40601
In Eastwood Shopping Center
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G

Georgetown, KY

104 Lawson Drive , Suite 104
Georgetown, KY 40324
Across from Gold Star Chili, in Walmart Plaza
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Glasgow, KY

332 N. L. Rogers Wells Blvd.
Glasgow, KY 42141
Next to TJ Sampson Health Pavillion
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Grayson, KY

601 D. N. Carol Malone Blvd.
Grayson, KY 41143
Across from Advance Auto Parts
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H

Henderson, KY

2606 Zion Rd., Ste. C-2
Henderson, KY 42420
Between Sally's and Bath and Body
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2480 U.S. Hwy. 41 North, Suite N
Henderson, KY 42420
Behind Shoney's
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Hopkinsville, KY

4000 Ft. Campbell Blvd., Ste. K
Hopkinsville, KY 42240
In front of Bradford Square Mall
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L

Lexington, KY

352 Southland Drive
Lexington, KY 40503
Beside Winchell's Sports Bar Café
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1301 Winchester Rd. Suite 77
Lexington, KY 40505
In Eastland Shopping Center
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828 Lane Allen Road, Suite 160
Lexington, KY 40504
In Garden Springs Shopping Center
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3154 Richmond Road, Suite 9-B
Lexington, KY 40509
Next to Gabe's
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Louisville, KY

3831 Ruckriegel Pkwy., Ste. 100
Louisville, KY 40299
Across from McDonald's
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2017-B Brownsboro Rd.
Louisville, KY 40206
Across from the Carwash, Near Rally's
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8180 Dixie Hwy.
Louisville, KY 40258
Across from Waverly Hills
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4412 Outer Loop Hwy.
Louisville, KY 40219
Across from Tymberwood Circle, Near Walgreen's
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6754 Bardstown Road
Louisville, KY 40291
Between Papa Murphy's and the Liquor Store
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3943 Dixie Highway, Suite A
Louisville, KY 40216
Across from Southland Terrace
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3348 Hikes Lane, Ste. 109
Louisville, KY 40220
MacMahon Shopping Center, near Kroger
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5510 New Cut Road
Louisville, KY 40214
In Auburndale Village Shopping Center
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M

Mayfield, KY

935 Paris Road, Suite B
Mayfield, KY 42066
In the Trifecta real estate building
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Maysville, KY

1575 US Highway 68
Maysville, KY 41056
Next to Mariner Finance
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Middlesboro, KY

1869 N. 25th St.
Middlesboro, KY 40965
Next to Verizon Wireless
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Monticello, KY

75 Wal Mart Plaza, Suite 7
Monticello, KY 42633
In Walmart Shopping Center
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Morehead, KY

264 Kroger Center
Morehead, KY 40351
Next to One Main Financial
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Mount Sterling, KY

243 Indian Mound Dr.
Mount Sterling, KY 40353
Next to Mariner Finance
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Murray, KY

612 N 12th St.
Murray, KY 42071
Next to Tractor Supply
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N

Nicholasville, KY

931 North Main Street
Nicholasville, KY 40356
Next to Papa John's
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O

Owensboro, KY

3333 Frederica #3
Owensboro, KY 42301
Across from Century 21, in Fountain Square
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3116 Highway 54
Owensboro, KY 42303
Across from Walmart
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2845 W. Parrish Ave., Suite J
Owensboro, KY 42301
Across from Moonlight Bar-B-Q
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P

Paintsville, KY

221 Broadway Street, Suite 5
Paintsville, KY 41240
Next to Savvy Beauty Supplies
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Paris, KY

1856 S. Main Street
Paris, KY 40361
Next to Frank's Donuts
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Pikeville, KY

276 Cassidy Blvd., Suite 1
Pikeville, KY 41501
Next to Great Clips
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R

Radcliff, KY

211 N. Dixie Blvd., Ste. B
Radcliff, KY 40160
Next to H&R Block
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Richmond, KY

620 Big Hill Ave., Unit 2
Richmond, KY 40475
Across from Sonic and Redi Mart
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S

Shepherdsville, KY

189 Adam Shepherd Pkwy., Ste. 21
Shepherdsville, KY 40165
Kroger Plaza, across from Burger King
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W

Winchester, KY

3 North Bloomfield Rd.
Winchester, KY 40391
Across from Spectrum Photography
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About Advance America in Kentucky

Serving Kentuckians since 1997, Advance America is a trusted direct lender with the services and support you need to keep moving forward. No matter where you hail from — booming Louisville and Lexington or charming Paducah and London — Advance America has convenient locations throughout the state of Kentucky. We are proud to offer instant approval decisions on loan applications in store or online, which means you can get the money you need the same day. Stop by one of our 47 convenient Kentucky locations or apply online today.

With Advance America in Kentucky, applying in store is quick and easy. In KY, we offer Payday Loans as well as Netspend® Visa® Prepaid Cards and MoneyGram® Services. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need money quickly. Read reviews from KY customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.

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