Kentucky

Loan options in Kentucky designed for real life

Get $50 to $600 today in Kentucky
Why Advance America in Kentucky
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Available loans in Kentucky
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Cash advance
Available online or in store
$50 – $600
A cash advance, also known as a payday loan, is a short-term option typically due on your next payday. It's a simple way to cover urgent expenses.
Applying doesn't affect your FICO credit score.
What you‘ll need to apply
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Government-issued ID
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Proof of income
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Checking account
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Social Security number or ITIN
How our loans work in Kentucky
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*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning of the next business day.
Trusted by millions of customers
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5 stars
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Rated 4.9/5 based on 130,459 reviews
"Thank you for being there when I need help. I can always count on Advance America."
— Letitia, Louisville, KY, 08/31/2026
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5 stars
"well my experience was so great because they took a chance on me and gave me the loan that i needed so they are the best as far as i`m concerned"
— William, Louisville, KY, 08/30/2026
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5 stars
"I can always count on Advance America the staff is always friendly and fast. I will always continue to do business with them. They have always been there for me when I need them."
— Letitia, Louisville, KY, 08/16/2026
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5 stars
Other money services offered in Kentucky
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With Western Union services from Advance America, sending or receiving money is easier than ever.
Find your closest Advance America location in Kentucky

Advance America

104 Lawson Drive

Suite 104

Georgetown, KY 40324

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Advance America

106 Kentucky Home Square

Bardstown, KY 40004

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Advance America

5510 New Cut Road

Louisville, KY 40214

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Advance America

3348 Hikes Lane

Ste. 109

Louisville, KY 40220

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Advance America

352 Southland Drive

Lexington, KY 40503

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Advance America

3943 Dixie Highway

Suite A

Louisville, KY 40216

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Advance America

4412 Outer Loop Hwy.

Louisville, KY 40219

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Advance America

3333 Frederica

#3

Owensboro, KY 42301

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Advance America

726 Greenup Avenue

Ashland, KY 41101

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Advance America

276 Cassidy Blvd.

Suite 1

Pikeville, KY 41501

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Advance America

2710 Nashville Road

Ste. 107

Bowling Green, KY 42101

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Advance America

243 Indian Mound Dr.

Mount Sterling, KY 40353

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Advance America

217 E. Broadway

Campbellsville, KY 42718

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Advance America

3 North Bloomfield Rd.

Winchester, KY 40391

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Advance America

2606 Zion Rd.

Ste. C-2

Henderson, KY 42420

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Advance America

1301 Winchester Rd.

Suite 77

Lexington, KY 40505

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Advance America

7108 Turfway Road

Florence, KY 41042

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Advance America

211 N. Dixie Blvd.

Ste. B

Radcliff, KY 40160

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Advance America

1222-A Skyline Dr.

Hopkinsville, KY 42240

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Keep life on track with Advance America in Kentucky
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Personal loans in Kentucky for the everyday necessities
From groceries and medical bills to rent payments and car repairs, everyday expenses don't wait for the right time. It's easy to cover what matters most with our flexible personal loans in Kentucky.
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Fast cash loans in Kentucky when you need them most
Life doesn't follow a schedule. Whether it's a car repair bill before payday or a utility payment that can't wait, a fast cash loan can help you bridge the gap. Advance America makes the process simple with same-day loans* that can cover you until your next paycheck.
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Emergency loans in Kentucky for life's unexpected moments
A sudden medical bill, an unexpected vet visit, a broken furnace in the middle of winter … Emergencies don't give you advance notice. When you need help fast, Advance America has emergency loans in Kentucky to help you handle the unexpected without added stress.
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Get a loan in Kentucky, no matter your credit history
Your credit score doesn't tell your whole story. Financial setbacks happen, and we believe everyone deserves access to clear information and a fair process when they need financial help.
Applying doesn't impact your FICO credit score.
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© 2026 AARC, LLC. All Rights Reserved.
Subject to approval. See your local store for more details and additional disclosures. Licensed by the California Department of Financial Protection and Innovation pursuant to the California Financing Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 4474; 6971; 6076; 7400; 4473 and 010431. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic.# ST. 760166.000, main office located at 322 Rhett St., Greenville SC 29601. In Texas, loans arranged with an unaffiliated third-party lender by ACSO of Texas, LP. d/b/a Advance America, a registered credit services organization (“CSO”), and subject to lender's approval.
Title Loans mentioned on this website are offered by LoanCenter. Advance America makes title loan referrals to LoanCenter at no cost to you and does not qualify you for a loan. Loans made by Wilshire Commercial Capital, LLC dba LoanCenter and Wilshire Consumer Credit. Not available in all states. Loans subject to lender's approval. In California, loans are made pursuant to the California Department of Financial Protection and Innovation California Finance Lenders license, with a minimum loan amount of $2,510.
*Online approvals before 10:30 AM ET (M-F) are typically funded by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded next banking day.