Personal Loans in Kentucky | Payday Loans (Alternatives to Installment Loans) & Title Loans

Money today,
momentum tomorrow.

Get loans up to $500 in Kentucky. Apply at one of our 40 KY locations.

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Why Advance America in Kentucky?
We’ll work with you to find the perfect loan solution to fit your life in the Bluegrass State.
  • Get the money you need in minutes at one of our 40 KY locations
  • Thousands of 5-star customer reviews in KY
  • Instant approval decision
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Trusted lender in KY since 1997
  • Conveniently make payments online in KY
  • Option in store to deposit money to debit card

Available loans in Kentucky

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Fast and easy cash loans: Payday loans, cash advances, title loans and personal loans

Payday Loan icon

Payday Loan

$50 - $500

In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

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In Store
Online

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What You’ll Need To Apply For A Payday Loan

  • Proof of Income
  • Government Issued ID
  • Checking Account
Start Application
Title Loan icon

Title Loan

$2,000 - $25,000

Online

Fuel your goals through our partnership with LoanCenter with an Online Title Loan based on your vehicle's value.*

Through our partnership with LoanCenter, you can apply for an Online Title Loan using your car, truck, RV or motorcycle's appraised value.* You keep driving your vehicle while you pay off your loan. Consider refinancing your current title loan.

If you qualify for a Title Loan with LoanCenter, you can get rates as low as 36% APR on loans over $5,000.*

Start your application on LoanCenter's website by clicking Apply Online.

Apply Online

How our loans work in Kentucky

1

Start your application now or apply in the store.

2

Get approved within minutes.

3

Receive money same day.

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Proudly serving our customers

review icon 100,000+ reviews on Google
Excellent trustpilot 5 star rating 58,419 reviews on

Advance America Kentucky customer reviews

Quick and easy, staff is very friendly and knowledgeable.

— David, 08/03/2021

5 star rating

Great place. They are efficient, helpful and very nice. They are willing to help and go that extra mile to make sure you leave happy. Can’t say enough…

— Chrisjon, 08/04/2021

5 star rating

I give the store itself a 5 star!! They were very accommodating since the computers were down for over 30 minutes or more. Your employees handles…

— Robyn, 06/08/2021

5 star rating

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Other money services offered in Kentucky

icon for Netspend® Visa® Prepaid Card in Kentucky

Netspend® Visa® Prepaid Card in Kentucky

The Purpose Visa® Prepaid Card is loaded with helpful features and benefits that can help you manage your finances.

Learn More
icon for Western Union in Kentucky

Western Union in Kentucky

With Western Union® services from Advance America, sending or receiving money is easier than ever.

Learn More

See all Kentucky locations

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A

Ashland, KY

726 Greenup Avenue
Ashland, KY 41101
Next to Giovanni's
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B

Bardstown, KY

106 Kentucky Home Square
Bardstown, KY 40004
In KY Home Plaza
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Bowling Green, KY

2710 Nashville Road, Ste. 107
Bowling Green, KY 42101
In Kroger Plaza
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C

Campbellsville, KY

217 E. Broadway
Campbellsville, KY 42718
Next to O'Banions Tax Service
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Catlettsburg, KY

3640 Louisa Rd.
Catlettsburg, KY 41129
Next to McDonald's
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Corbin, KY

14949 N. US Hwy. 25, Ste. 2
Corbin, KY 40701
Next to One Main Financial
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Covington, KY

4319 Winston Avenue
Covington, KY 41015
Kroger Shopping Center
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F

Florence, KY

7108 Turfway Road
Florence, KY 41042
Across from Post Office, near American Freight
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Frankfort, KY

502 Eastwood Shopping Center
Frankfort, KY 40601
In Eastwood Shopping Center
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G

Georgetown, KY

104 Lawson Drive , Suite 104
Georgetown, KY 40324
Across from Gold Star Chili, in Walmart Plaza
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Glasgow, KY

332 N. L. Rogers Wells Blvd.
Glasgow, KY 42141
Next to TJ Sampson Health Pavillion
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Grayson, KY

601 D. N. Carol Malone Blvd.
Grayson, KY 41143
Across from Advance Auto Parts
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H

Henderson, KY

2480 U.S. Hwy. 41 North, Suite N
Henderson, KY 42420
Behind Shoney's
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2606 Zion Rd., Ste. C-2
Henderson, KY 42420
Between Sally's and Bath and Body
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Hopkinsville, KY

4000 Ft. Campbell Blvd., Ste. K
Hopkinsville, KY 42240
In front of Bradford Square Mall
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L

Lexington, KY

352 Southland Drive
Lexington, KY 40503
Beside Winchell's Sports Bar Cafe
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1301 Winchester Rd. Suite 77
Lexington, KY 40505
In Eastland Shopping Center
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Louisville, KY

3831 Ruckriegel Pkwy., Ste. 100
Louisville, KY 40299
Across from McDonald's
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2017-B Brownsboro Rd.
Louisville, KY 40206
Across from the Carwash, Near Rally's
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3943 Dixie Highway, Suite A
Louisville, KY 40216
Across from Southland Terrace
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3348 Hikes Lane, Ste. 109
Louisville, KY 40220
MacMahon Shopping Center, near Kroger
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5510 New Cut Road
Louisville, KY 40214
In Auburndale Village Shopping Center
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4412 Outer Loop Hwy.
Louisville, KY 40219
Across from Tymberwood Circle, Near Walgreen's
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M

Mayfield, KY

935 Paris Road, Suite B
Mayfield, KY 42066
In the Trifecta real estate building
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Maysville, KY

1575 US Highway 68
Maysville, KY 41056
Next to Mariner Finance
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Middlesboro, KY

1869 N. 25th St.
Middlesboro, KY 40965
Next to Verizon Wireless
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Monticello, KY

75 Wal Mart Plaza, Suite 7
Monticello, KY 42633
In Walmart Shopping Center
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Morehead, KY

264 Kroger Center
Morehead, KY 40351
Next to One Main Financial
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Mount Sterling, KY

243 Indian Mound Dr.
Mount Sterling, KY 40353
Next to Mariner Finance
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Murray, KY

612 N 12th St.
Murray, KY 42071
Next to Tractor Supply
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N

Nicholasville, KY

931 North Main Street
Nicholasville, KY 40356
Next to Papa John's
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O

Owensboro, KY

3116 Highway 54
Owensboro, KY 42303
Across from Walmart
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3333 Frederica #3
Owensboro, KY 42301
Across from Century 21, in Fountain Square
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2845 W. Parrish Ave., Suite J
Owensboro, KY 42301
Across from Moonlight Bar-B-Q
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P

Paris, KY

1856 S. Main Street
Paris, KY 40361
Next to Frank's Donuts
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Pikeville, KY

276 Cassidy Blvd., Suite 1
Pikeville, KY 41501
Next to Great Clips
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R

Radcliff, KY

211 N. Dixie Blvd., Ste. B
Radcliff, KY 40160
Next to H&R Block
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Richmond, KY

620 Big Hill Ave., Unit 2
Richmond, KY 40475
Across from Sonic and Redi Mart
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S

Shepherdsville, KY

189 Adam Shepherd Pkwy., Ste. 21
Shepherdsville, KY 40165
Kroger Plaza, across from Burger King
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W

Winchester, KY

3 North Bloomfield Rd.
Winchester, KY 40391
Across from Spectrum Photography
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About Advance America in Kentucky

Serving Kentuckians since 1997, Advance America is a trusted direct lender with the services and support you need to keep moving forward. No matter where you hail from — booming Louisville and Lexington or charming Paducah and London — Advance America has convenient locations throughout the state of Kentucky. We are proud to offer instant approval decisions on loan applications in store or online, which means you can get the money you need the same day. Stop by one of our 40 Kentucky locations today.

With Advance America in Kentucky, applying in store is quick and easy. In KY, we offer Payday Loans and Title Loans as well as Netspend® Visa® Prepaid Cards and Western Union. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need money quickly. Read reviews from our KY customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.

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