Personal Loans in Kentucky | Payday Loans (Alternatives to Installment Loans), Title Loans & Online Loans

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Get loans up to $500 in Kentucky. Apply online or at one of our 22 KY locations.

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Know someone who could use extra funds? Send them to Advance America and we’ll send you a reward for each new loan customer referred.*

Why Advance America in Kentucky?
We’ll work with you to find the perfect loan solution to fit your life in the Bluegrass State.
  • Same-day money online or at one of our 22 KY locations
  • Thousands of 5-star customer reviews in KY
  • Instant approval decision
  • Flexibility to apply online and pick-up money at one of our convenient locations in KY
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Trusted lender in KY since 1997
  • Conveniently manage loan account online in Kentucky

Available loans in Kentucky

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Fast and easy cash loans: Payday loans, cash advances, title loans, online loans and personal loans

Payday Loan icon

Payday Loan

$50 - $500

Online or In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

In Store
Online

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What You’ll Need To Apply For A Payday Loan

  • Proof of Income
  • Government Issued ID
  • Checking Account
Title Loan icon

Title Loan

$2,000 - $25,000

Online

Fuel your goals through our partnership with LoanCenter with an Online Title Loan based on your vehicle's value.*

Through our partnership with LoanCenter, you can apply for an Online Title Loan using your car, truck, RV or motorcycle's appraised value.* You keep driving your vehicle while you pay off your loan. Consider refinancing your current title loan.

If you qualify for a Title Loan with LoanCenter, you can get rates as low as 36% APR on loans over $5,000.*

Start your application on LoanCenter's website by clicking Apply Online.

How our loans work in Kentucky

1

Start your application now or apply in the store.

2

Get approved within minutes.

3

Receive money same day.

Proudly serving our customers

Advance America Kentucky customer reviews

"The customer service was great and so helpful."

5 star rating

"Highly pleased, answered all of my concerns."

5 star rating

"Friendly helpful and nice"

5 star rating

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Other money services offered in Kentucky

Western Union in Kentucky

With Western Union® services from Advance America, sending or receiving money is easier than ever.

Learn More

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About Advance America in Kentucky

Serving Kentuckians since 1997, Advance America is a trusted direct lender with the services and support you need to keep moving forward. No matter where you hail from — booming Louisville and Lexington or charming Paducah and London — Advance America has convenient locations throughout the state of Kentucky. We are proud to offer instant approval decisions on loan applications in store or online, which means you can get the money you need the same day. Stop by one of our 22 Kentucky locations today.

With Advance America in Kentucky, applying in store is quick and easy. In KY, we offer Payday Loans and Title Loans as well as Western Union. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need money quickly. Read reviews from our KY customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.