Payday Loans (Alternatives To Installment Loans) In Rhode Island

Money today,
momentum tomorrow.

Get loans up to $450 in Rhode Island. Apply at one of our 18 RI locations.

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Why Advance America in Rhode Island?
We’ll work with you to find the perfect loan solution to fit your life in the Ocean State.
  • Get the money you need in minutes at one of 18 RI locations
  • Thousands of 5-star customer reviews in RI
  • Instant approval decision
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Trusted lender in RI since 2006

Available loans in Rhode Island

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Fast and easy cash loans: Payday loans and cash advances.

Payday Loan icon

Payday Loan

$100 - $450

In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

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In Store

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What You'll Need To Apply For A Payday Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account
  • Personal Check

How our loans work in Rhode Island

Apply in store or start your application online.


Start your application now or apply in the store.


Get approved within minutes.


Receive money same day.

Proudly serving our customers

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Excellent trustpilot 5 star rating 52,834 reviews on

Advance America Rhode Island customer reviews

Yes had Deb from West Warwick R.I. Great customer swrvice Made transaction easy to understand. Truly a assett to Advance America! Thanks Debbie…

5 star rating

I’m VERY PLEASED with Advance America!!!! The employees are so kind and helpful!! I wouldn’t EVER go anywhere else !!! Thank You !! Jody DeLuca

5 star rating

No tengo quejas sobre el trato recibido, la prontitud del servicio, la cortesía y profesionalidad del personal y sobre todo, la información disponible…

5 star rating

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Other money services offered in Rhode Island

Netspend® Visa® Prepaid Card icon

Netspend® Visa® Prepaid Card in Rhode Island

The Netspend® Visa® Prepaid Card is loaded with helpful features and benefits that can help you manage your finances.

Learn more
MoneyGram® Services icon

MoneyGram® Services in Rhode Island

With MoneyGram® services from Advance America, sending or receiving money is easier than ever.

Learn more

See all Rhode Island locations

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About Advance America in Rhode Island

Since 2006, Advance America has provided money solutions to Rhode Islanders. Advance America is a trusted direct lender with the services and support you need to keep moving forward. From the Providence capital and artistic Pawtucket to bayside Warwick and Cranston, Advance America has convenient locations throughout the state of Rhode Island. We are proud to offer instant approval decisions on loan applications, which means you can get the money you need the same day. Stop by one of our 18 convenient Rhode Island locations.

With Advance America in Rhode Island, applying in store is quick and easy. In RI, we offer Payday Loans as well as Netspend® Visa® Prepaid Cards and MoneyGram® Services. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need a loan quickly. Read reviews from our RI customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.