Personal Loans in Rhode Island | Payday Loans (Alternatives to Installment Loans) & Online Loans

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Get loans up to $450 in Rhode Island. Apply online or at one of our 8 RI locations.

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Know someone who could use extra funds? Send them to Advance America and we’ll send you a reward for each new loan customer referred.*

Why Advance America in Rhode Island?
We’ll work with you to find the perfect loan solution to fit your life in the Ocean State.
  • Same-day money online or at one of our 8 RI locations
  • Option in store to deposit money to debit card
  • Paperless experience — no paper check required
  • Instant approval decision
  • Flexibility to apply online and pick-up money at one of our convenient locations in RI
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Conveniently manage loan account online in Rhode Island
  • Thousands of 5-star customer reviews in RI
  • Trusted lender in RI since 2006

Available loans in Rhode Island

Not in Rhode Island? Change Location

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Fast and easy cash loans: Payday loans, cash advances, online loans and personal loans

Payday Loan icon

Payday Loan

$100 - $450

Online or In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

In Store

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What You’ll Need To Apply For A Payday Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account

How our loans work in Rhode Island

Apply, get money and pay in store or online.


Start your application now or apply in the store.


Get approved within minutes.


Receive money same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

Proudly serving our customers

Advance America Rhode Island customer reviews

"They are always respectful, polite, and explain everything. I really appreciate that. They are always professional. Thank you "

5 star rating

"Staff always pleasant and professional."

5 star rating

"Good place that can help people "

5 star rating

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Other money services offered in Rhode Island

Western Union in Rhode Island

With Western Union® services from Advance America, sending or receiving money is easier than ever.

Learn More

About Advance America in Rhode Island

Since 2006, Advance America has provided money solutions to Rhode Islanders. Advance America is a trusted direct lender with the services and support you need to keep moving forward. From the Providence capital and artistic Pawtucket to bayside Warwick and Cranston, Advance America has convenient locations throughout the state of Rhode Island. We are proud to offer instant approval decisions on loan applications, which means you can get the money you need the same day. Stop by one of our 8 convenient Rhode Island locations or apply online today.

With Advance America in Rhode Island, applying in store is quick and easy. In RI, we offer Payday Loans as well as Western Union. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need a loan quickly. Read reviews from our RI customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.