Financial tips for better tomorrows.

Prepare for your next financial move with helpful, money-saving tips.

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Jar with emergency money
How Much Should I Have In An Emergency Fund?
Unexpected financial situations are bound to happen from time to time, whether you have to pay a medical bill or lose your job. That’s why emergency funds are important.
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Worried man looking at his computer
How Do Late Payments Affect My Credit Score?
Since payment history is an important factor of your credit score, making late payments can have a negative effect on your score.
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A couple looking for personal loan options
Personal Loans for Bad Credit
If you need fast cash to cover expenses but have bad credit, you may still get approved for a personal loan. There are many lenders that have will consider additional factors when deciding whether to approve you.
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Seize the today.

Tailored tips for your current stage of life.

Woman looking at interest documents
Interest Rates
If you take out a loan, the lender will charge you an interest rate on the amount you owe. You’ll then need to pay the interest as you make your loan repayments. Let’s dive deeper into what interest rates are and how they work.
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Man looking at computer
Should I Pay Off My Loan Early?
If you take out a loan, you may decide to pay it off early, especially if you have some extra cash on hand. You can pay off your loan weeks, months, or even years before its term comes to an end.
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Man researching credit scores online
Types of Credit Scores
Your credit score helps lenders determine how likely you are to repay a loan. If you understand the types of credit scores out there and how they work, you can increase your chances of securing a loan with good rates and terms.
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The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.

134+ million
loans issued
1,200+ stores
and online loans
23+ years
providing loans