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Patriotic Penny-Pinching: How to Celebrate the 4th of July on a Budget

Ah, the 4th of July. The very mention of our national holiday conjures images of fireworks, barbecues, and a vibrant tapestry of red, white, and blue. But what if your bank account is looking a little too red? Don't worry!

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7 Common Money Mistakes You Might Make in Your 20s

Managing personal finances can be daunting for anyone, but it can be especially difficult for young adults entering the workforce for the first time.

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Unsecured Loans for Bad Credit

Getting an unsecured loan for bad credit can be challenging, but it’s not impossible.

Seize the today.

Tailored tips for your current stage of life.

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How Many Hard Credit Inquires is Too Many?

Did you know that several hard inquiries on your credit report can negatively impact your credit score? But what is a hard credit inquiry? And how many inquiries is too many?

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How Does Credit Utilization Affect My Credit Score?

Whether you’re starting out on your financial journey or trying to rebuild your credit, maintaining a healthy credit card utilization is essential.

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Good Debt vs. Bad Debt

Many people strive to get out of debt, but did you know that some debt can actually be beneficial? In this article, we’ll explore good debt vs. bad debt, how each type affects your credit history, and how to pay off bad debt.

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