Credit

Get tips on how to improve your credit score and more.

Your credit score is an important part of getting financial help for many areas of your life. Here, you’ll find information on responsible borrowing, tips to improve your credit score and more. Learn about the factors that affect your score, what types of loans are available for individuals with bad credit and find helpful tips to increase your credit score. You’ll also read about different forms of credit, like secured vs. unsecured loans, and get credit tips on things like your ability to repay and how to increase your borrowing limit.

When you have good credit, you’ll be more likely to get accepted for credit cards and loans. Plus, you’ll pay less in interest, saving you a lot of money over time. Higher credit scores can even improve your chances of getting hired or open up more rental opportunities. Learn all about important credit factors like your payment history, amount of overall debt, diversity of accounts, length of credit history and more. Even if your score isn’t perfect, you may still be qualified for other types of funding. Our credit tips can help you determine which options are best for you and teach you the difference between things like secured and unsecured loans or direct and third-party lenders.

Our blog articles break down credit topics with helpful tips that can help you improve your credit score over time, maintain a good mix of credit and show you how to request your annual credit report. Visit our blog to stay updated on everything you need to know about achieving good credit so you can keep moving forward.

The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.

134+ million
loans issued
1,200+ stores
and online loans
23+ years
providing loans