Personal Loans in Michigan | Payday Loans (Alternative to Installment Loans), Title Loans & Online Loans

Money today,
momentum tomorrow.

Get loans up to $600 in Michigan. Apply online or at one of our 88 MI locations.

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Know someone who could use extra funds? Send them to Advance America and we’ll send you a reward for each new loan customer referred.*

Why Advance America in Michigan?
We’ll work with you to find the perfect loan solution to fit your life in the Great Lakes State.
  • Same-day money online or at one of our 88 MI locations
  • Option to apply both in store and online for a combined loan amount of up to $1,200
  • Flexibility to apply online and pick up money at one of our MI locations
  • Instant approval decision
  • Paperless experience — no paper check required
  • Option in store to deposit money to debit card
  • Conveniently manage your loan account online in Michigan
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Thousands of 5-star customer reviews in MI
  • Trusted lender in MI since 2001

Available loans in Michigan

Not in Michigan? Change Location

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Fast and easy cash loans: Payday loans, cash advances, title loans, online loans and personal loans

Payday Loan icon

Payday Loan

$100 - $600

Online or In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

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In Store
Online

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What You’ll Need To Apply For A Payday Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account
Title Loan icon

Title Loan

$2,000 - $25,000

Online

Fuel your goals through our partnership with LoanCenter with an Online Title Loan based on your vehicle's value.*

Through our partnership with LoanCenter, you can apply for an Online Title Loan using your car, truck, RV or motorcycle's appraised value.* You keep driving your vehicle while you pay off your loan. Consider refinancing your current title loan.

If you qualify for a Title Loan with LoanCenter, you can get rates as low as 36% APR on loans over $5,000.*

Start your application on LoanCenter's website by clicking Apply Online.

How our loans work in Michigan

Apply, get money and pay in store or online.

1

Start your application now or apply in the store.

2

Get approved within minutes.

3

Receive money same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

Proudly serving our customers

review icon 100,000+ reviews on Google

Advance America Michigan customer reviews

Lauren at w 12 Mile is the best so far as taking care of customers is concerned. There is another one the name is just not coming to my mind. Both…

5 star rating

At my store (Plymouth and Middlebelt in Livonia)Chris and Franklin are the dynamic duo hands down. Their customer service is above and beyond the call…

5 star rating

Professional, courteous and helpful!

5 star rating

Read More Reviews

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Other money services offered in Michigan

Netspend® Visa® Prepaid Card in Michigan

The Purpose Visa® Prepaid Card is loaded with helpful features and benefits that can help you manage your finances.

Learn More

Western Union in Michigan

With Western Union® services from Advance America, sending or receiving money is easier than ever.

Learn More

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About Advance America in Michigan

Michigan is the leading producer of apples and blueberries. The state has many things to offer from Detroit, which is considered the car capital of the world to Grand Rapids which is well-known for the arts and its breweries. A person standing anywhere in Michigan is within 85 miles of one of the Great Lakes; Lake Erie, Lake Huron, Lake Michigan and Lake Superior. Advance America has proudly served the citizens of Michigan since 2001 with online loans and 88 locations from the Lansing capital or bustling Grand Rapids, industrial Detroit or Flint. As a direct lender, we are proud to offer instant approval decisions on loan applications in store or online, which means you can get the money you need the same day. Stop by one of our convenient Michigan locations or apply online today.

With Advance America in Michigan, getting loans is quick and easy, whether you apply in store, by phone or online. In MI, we offer Payday Loans and Title Loans as well as Netspend® Visa® Prepaid Cards and Western Union. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need money quickly. Read reviews from our MI customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.

Michigan License
License/Registration

ACSO of Michigan, Inc. d/b/a Advance America is licensed by Michigan’s Department of Insurance and Financial Services pursuant to the MICHIGAN DEFERRED PRESENTMENT SERVICE TRANSACTIONS ACT, Act 244 of 2005.