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Emergency Loans: Get Cash Quickly

When Should You Use an Emergency Loan?

You may need a quick need of cash for a variety of emergency situations. Many of our customers use Advance America loans for:

  • Medical Bills & Expenses
    Unexpected illnesses or hospital visits that are not covered by your insurance may require a quick jolt of cash to get you and your family back to full health.
  • Home Repairs & Renovations
    A washer/dryer or refrigerator replacement, a leaky roof, or a busted boiler may mean that you need an immediate fix that goes beyond your budget.
  • Auto & Car Repairs
    A breakdown of your car could mean additional days of lost work — so accelerate getting back on the road with a quick loan.
  • Rent Payment
    When an emergency or crisis prevents you from being able to afford an upcoming rent payment, emergency loans can help you prevent late fees and credit damage from a missed payment.
  • Travel Expenses
    A sudden trip may arise that demands your presence: a fast loan can cover your hotel stay or plane flight to get you there.
  • Lost Valuables
    When your computer or laptop is stolen or misplaced, an immediate replacement may mean the difference between returning to work and staying home.
  • Pet Care Expense
    While we love our pets, we don’t always love the veterinarian costs when our pets fall ill or have an accident. Use an emergency loan to take care of the bill.
  • Funeral Costs
    The worst-possible scenario means being there to support your loved ones, even when your bank account isn’t prepared.
  • Tax Bills
    When a change in the tax code trickles down to your paycheck, it can be a budget buster. Keep the IRS at bay with an emergency loan.
  • Identity Theft & Fraud
    If your credit cards or bank accounts are frozen by fraud, a loan can keep you moving until the problem is resolved.

Which Emergency Loan Is Right For You?

Below is a quick review of money solutions available from Advance America. Click here to find out which emergency loan options are available in your state. Be mindful that the type of loan, loan amount and repayment terms can vary based on your state.

Loan Type Description What Do I Need To Apply?*
Payday Loan Payday Loans are short-term loans of small dollar amounts up to $1,500, depending on your state, that are due on your next payday.
  • Government issued ID
  • Active checking account
  • Proof of income
  • Social Security Number
  • Active email address (online only)
  • Personal check (in-store only)
Installment Loan Installment Loans provide money right away with the ability to pay back the loan over time in several smaller payments. Terms range from 3 to 24 months and are available both in-store and online up to $3,000, depending on your state.
  • Government issued ID
  • Active checking account
  • Proof of income
  • Social Security Number
  • Active email address (online only)
Title Loan If you own the title to your vehicle, your car is used as collateral for the Title Loan.  You can borrow money based on the vehicle's value and keep driving your car while you pay back your loan.  Depending on the state, Title Loan customers can borrow up to $10,000.
  • Free and clear vehicle title
  • Proof of residence (utility bill)
  • Government Issued ID
  • Proof of income
  • Vehicle (for inspection only)s
  • In some states, proof of income and vehicle insurance required
Line of Credit Line of Credit is an open line of available funds that you can withdraw money from as you need, allowing you to have money that is readily available.  Once approved, there is no need to reapply.  Depending on your state, you can borrow up to $2,500 for a Line of Credit.
  • Government issued ID
  • Active checking account
  • Proof of income
  • Social Security Numbers
  • Active email address

*Requirements vary by state

How to Get an Emergency Loan

You can’t plan for emergencies, but you can have a plan for what to do when they arrive. Advance America is here for you with personal money solutions that allow you to apply, and if approved, get your money within minutes.