Payday Loans, Installment Loans, Title Loans & Online Loans In Texas

Money today,
momentum tomorrow.

Get loans up to $10,000 in Texas. Apply online or at one of our 126 TX locations.

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Why Advance America in Texas?
We’ll work with you to find the perfect loan solution to fit your life in the Lone Star State.
  • Same-day money online or at one of our 126 TX locations
  • Option in store to deposit money to debit card
  • Paperless experience — no paper check required
  • Instant approval decision
  • Flexibility to apply online and pick up money at one of our convenient locations in TX
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Conveniently manage loan account online in Texas
  • Thousands of 5-star customer reviews in TX
  • Trusted provider in TX since 2002

Available loans in Texas

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Easy and fast cash loans: Payday loans, title loans, installment loans and online loans

Payday Loan icon

Payday Loan

$100 - $1,800

Online or In Store

A short-term loan that is typically due on your next payday.

Loan Rates & Terms

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What You’ll Need To Apply For A Payday Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account
  • Social Security Number (ITIN accepted in store)
Installment Loan icon

Installment Loan

$200 - $2,500

Online or In Store

An installment loan provides money quickly with the ability to repay over multiple payments.

Loan Rates & Terms

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What You’ll Need To Apply For An Installment Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account
  • Social Security Number (ITIN accepted in store)
Title Loan icon

Title Loan

In Store

If you own your car and have the vehicle’s title, our competitive rates make it easy to get the money you need.

Title Loans in Texas vary by location. Enter your zip code below to see the rates and terms in your location.

There was a problem with finding your location. Please use the form below.

Extended Loan icon

Extended Loan

$100 - $2,000

In Store

Get the money you need and up to six months to pay it back.

Loan Rates & Terms

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What You’ll Need To Apply For An Extended Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account

How our loans work in Texas

Apply, get money and pay in store or online.

1

Start your application now or apply in the store.

2

Get approved within minutes.

3

Receive money same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day.
Approvals after 10:30 AM ET are typically funded in the morning the next business day.

Proudly serving our customers

90,000+ reviews on Google

Advance America Texas customer reviews

The lady was very helpful and answered all of my questions in a professional manner.

5 star rating

They were very helpful in getting a new loan.

5 star rating

I'm treated like a person not just someone making a payment.

5 star rating

Read More Reviews

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Other money services offered in Texas

Netspend® Visa® Prepaid Card in Texas

The Purpose Visa® Prepaid Card is loaded with helpful features and benefits that can help you manage your finances.

Learn more

MoneyGram® Services in Texas

With MoneyGram® services from Advance America, sending or receiving money is easier than ever.

Learn more

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About Advance America in Texas

Texas, also known as The Lone Star State, is home of the Alamo, located in San Antonio. The Alamo is considered the cradle of Texas liberty and the state’s most popular historic site. Texas is also known for their professional sports teams, which include the Dallas Cowboys, Houston Astros, San Antonio Spurs and Texas Rangers, just to name a few. Advance America has proudly served Texas since 2002 with online loans and 126 locations from the metropolis cities of Houston and Dallas to the Austin capital and historic San Antonio. We are proud to offer instant approval decisions on loan applications, which means you can get the money you need the same day. Stop by one of our convenient Texas locations or apply online today.

With Advance America in Texas, getting loans is quick and easy, whether you apply in store, by phone or online. In TX, we offer Payday Loans, Installment Loans, Title Loans and Extended Loans as well as Netspend® Visa® Prepaid Cards and MoneyGram® Services. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need money quickly. Read reviews from our TX customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.

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License/Registration

The business is registered with the Texas Secretary of State as a credit services organization (“CSO”)

OCCC Consumer Credit Notice/contact info.

For Payday and Title Loans: This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate, short-term cash needs. Refinancing the loan rather than paying the debt in full will require the payment of additional charges.

ACSO of Texas, L.P. d/b/a Advance America is not the lender of online loans received in this state. Licensed as a Credit Access Business (CAB) and registered as a Credit Services Organization (CSO), Advance America will attempt to arrange a loan between you and a third-party lender, subject to lender’s approval.

Texas Payday Loan Fee Examples

$300 Loan Example

$500 Loan Example

$1,000 Loan Example

Texas Title Loan Fee Examples

$300 Loan Example

$1000 Loan Example

$2500 Loan Example

$5000 Loan Example