Welcome to Advance America’s Privacy Policy

Welcome to the Advance America Privacy and Terms

Privacy Policy

pdf icon Download PDF Version

Facts

What does Advance America do with your personal Information?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Transaction history and credit history
  • Employment information and checking account information

How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information.

Information We Collect

Reasons we can share your personal information:

For our everyday business - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

  • Does Advance America share? Yes
  • Can you limit this sharing? No

For our marketing purposes - to offer our products and services to you.

  • Does Advance America share? Yes
  • Can you limit this sharing? No

For joint marketing with other financial companies.

  • Does Advance America share? Yes (No in CA)
  • Can you limit this sharing? No (CA: We don't share)

For our affiliates' everyday business purposes - information about your transactions and experiences.

  • Does Advance America share? Yes (No in CA)
  • Can you limit this sharing? No (CA: We don't share)

For our affiliates' everyday business purposes - information about your creditworthiness.

  • Does Advance America share? Yes (No in CA)
  • Can you limit this sharing? No (CA: We don't share)

For our affiliates to market to you.

  • Does Advance America share? Yes (No in CA)
  • Can you limit this sharing? No (CA: We don't share)

For nonaffiliates to market to you.

  • Does Advance America share? Yes (No in CA)
  • Can you limit this sharing? No (CA: We don't share)

To limit our sharing, use our mail-in form. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 1(888)310-4238

Who We Are

Who is providing this notice?
Advance America, Cash Advance Centers, Inc. on behalf of its subsidiaries.

What We Do

How does Advance America protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Advance America collect my personal information?
We collect your personal information, for example, when you:

  • Apply for a loan or give us your income information
  • Provide employment information or provide account information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?
Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include financial companies operating in various other states under the names Advance America®, Advance America® Cash Advance, Advance America® Cash Advance Centers, National Cash Advance®, Check Advance®, First American Cash Advance®, Purpose Money®, Purpose Financial®, First American Loans®, Express Check Advance®, First American Title Loan®, Anytime Wallet™, and Kickstand Lending™.

Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Non-affiliates we share with can include lenders, collection agencies, consumer reporting agencies, debt buyers, payday lenders, deferred presentment providers, delayed deposit providers, check cashers, credit card companies, money transfer service providers, tax service providers, retailers, database providers, and others.

Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.

Why can't I limit all sharing?
Our joint marketing partners include lenders, payday lenders, credit card companies, money transfer service providers, tax service providers, and others.

Subsidiaries

Advance America, Cash Advance Centers, Inc. subsidiaries (including but not limited to):
Advance America, Cash Advance Centers of Alabama, LLC; Advance America, Cash Advance Centers of California, LLC; Advance America, Cash Advance Centers of Colorado, LLC; Advance America, Cash Advance Centers of Florida, LLC; Advance America, Cash Advance Centers of Idaho, Inc.; Advance America, Cash Advance Centers of Illinois, Inc.; Advance America, Cash Advance Centers of Indiana, Inc.; Advance America, Cash Advance Centers of Kansas, Inc.; Advance America, Cash Advance Centers of Kentucky, Inc.; Advance America, Cash Advance Centers of Louisiana, LLC; Advance America, Cash Advance Centers of Mississippi, LLC; Advance America, Cash Advance Centers of Missouri, Inc.; Advance America Small Loans of Ohio, Inc.; Advance America, Cash Advance Centers of Ohio, Inc.; Advance America, Cash Advance Centers of Oklahoma, Inc.; Advance America, Cash Advance Centers of South Carolina, Inc.; Advance America, Cash Advance Centers of Tennessee, Inc.; ACSO of Texas, L.P.; Advance America, Cash Advance Centers of Utah, Inc.; Advance America, Cash Advance Centers of Washington, LLC; Advance America, Cash Advance Centers of Wisconsin, Inc.; Advance America, Cash Advance Centers of Wyoming, Inc.; Advance America, Cash Advance Centers of Nevada, Inc.; Advance America, Cash Advance Centers of Virginia, Inc.


Privacy Policy for California Consumers Only

pdf icon Download PDF Version

The State of California requires that we provide privacy information for individuals who reside in California. If you do not reside in California, you may skip this document and refer to Advance America’s Privacy Policy for all other states, located above.

This document will inform you of your rights under the California Consumer Privacy Act of 2018, notify you of the information we collect, and provide instructions on how to submit verified consumer requests to know or delete your information.

Exercising Your Rights Under CCPA
If you are a California resident, you may submit a request by:


Privacy Policy for Bastion Online Loans in Texas

pdf icon Download PDF Version

Facts

What does Bastion Funding TX I, LLC ("Lender") do with your personal information?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons LENDER.

Information We Collect

Reasons we can share your personal information:

For our everyday business - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

  • Does LENDER share? Yes
  • Can you limit this sharing? No

For our marketing purposes - to offer our products and services to you.

  • Does LENDER share? Yes
  • Can you limit this sharing? No

For joint marketing with other financial companies.

  • Does LENDER share? Yes
  • Can you limit this sharing?No

For our affiliates' everyday business purposes - information about your transactions and experiences.

  • Does LENDER share? Yes
  • Can you limit this sharing? No

For our affiliates' everyday business purposes - information about your creditworthiness.

  • Does LENDER share? Yes (No in CA)
  • Can you limit this sharing? We don't share

For our affiliates to market to you.

  • Does LENDER share? Yes (No in CA)
  • Can you limit this sharing? We don't share

For nonaffiliates to market to you.

  • Does LENDER share? Yes (No in CA)
  • Can you limit this sharing? We don't share

Questions?

Call 1(888)310-4238

Who We Are

Who is providing this notice?
Bastion Funding TX I, LLC, referred to herein as Lender.

What We Do

How does LENDER protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does LENDER collect my personal information?
We collect your personal information, for example, when you:

  • Apply for a loan or give us your income information
  • Provide employment information or provide account information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?
Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.

Definitions

Affiliates
Financial and nonfinancial companies related by common ownership or control.

  • Our affiliates include companies with a common corporate identity of Bastion Funding TX I, LLC.

Non-affiliates
Financial and non-financial companies not related by common ownership or control.

  • Non-affiliates we share with can include direct marketing companies for application resell, direct mail and other purposes.

Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include lenders, payday lenders, credit card companies, money transfer service providers, tax service providers, and others.


Text Message Policy

pdf icon Download PDF Version

When you provide us your cell phone number and opt in to our text messaging program, you have provided us with express consent to send you text messages about your loan, such as payment reminders. You may also opt in to receive marketing messages about other services we offer, including special offers you may be eligible for. Your cellular provider’s message and data rates may apply to our confirmation message and all subsequent messages. We do not charge you for any text messages we send you.

You understand the text messages we send may be seen by anyone with access to your phone. Accordingly, you should take steps to safeguard your phone and your text messages if you want them to remain private. Please notify us immediately if you change mobile numbers or plan to provide your phone to another person.

If we modify this Text Message Policy, we will notify you by sending you a text message with a link to the new policy. We may terminate our text message program at any time. If you have any questions about this policy, would like us to mail you a paper copy of this policy or are having problems receiving or stopping our text messages, please contact us at textcustomersupport@service.advanceamerica.net or 1(844)556-2648.

By opting in, you agree and expressly consent to be contacted by us, our agents, employees, and/or affiliates through the use of email, and/or telephone calls and/or SMS text messages to your cellular, home or work phone numbers, as well as any other phone number you have provided in conjunction with this account, including with the use of automatic telephone dialing systems, autodialers, or an artificial or prerecorded voice.

Opt-out or STOP
If you wish to stop receiving marketing text messages from us, reply to any marketing text message we have sent you with STOP. If you wish to stop receiving account maintenance text messages from us, such as payment reminders, reply to any account maintenance text message we have sent you with STOP. If you wish to stop receiving all text messages from us, type STOP ALL in the reply text you send us. Your stop request will become effective within one day.

Help or Support
If at any time you need our contact information or information on how to stop text messages, reply to any text message we have sent you and in the reply text simply type HELP. Upon receiving your text message, we will send you a text message with our phone number, a link to this policy, and instructions on how to stop text messages. The number of text messages that we send to you per month will depend on your specific account details. It is our policy to send no more than two marketing messages per month. Some of the text messages we send may include links to websites. To access these websites, you will need a web browser and Internet access.


Terms & Conditions

Welcome to Advance America!

Intellectual Property
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this site are protected intellectual properties owned by AARC, its licensees, or other third parties who have authorized use of such properties on this site. AARC will aggressively enforce its intellectual property rights to the fullest extent of the law. The linked CFSA site and the intellectual property displayed thereon are the property of Community Financial Services Association of America.

Your Use of this Site
AARC grants you permission to view and make copies of documents, pages, images or other materials or content on this site for the purposes of obtaining a payday advance from Advance America Cash Advance Centers, National Cash Advance or their affiliates for your non-commercial, personal use. AARC reserves all other rights in this web site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of AARC. Except as expressly provided on this site, nothing contained on this site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right.

Limitation of Liability and Disclaimer of Warranties
AARC uses reasonable efforts to ensure that the information on this site is accurate, but cannot guarantee such accuracy. AARC makes no representations regarding the use or results of any content on this site as to its accuracy, reliability or any other matter. NEITHER AARC NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. Everything on this site is provided "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Because some jurisdictions may not allow the exclusion of implied warranties or limitation of certain types of damages, some of the above exclusion limitations may not apply to you. Check your local laws.

Linking
This site may contain links to sites maintained by third parties. AARC is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.

Privacy
AARC will use any personal data supplied through this site in accordance with its Privacy Policy.

Offers Void in Some States
The offers advertised on this site may be void in some states. Please read Important Information About Advances at Advance America (or Important Information About Advances at National Cash Advance) and check your local stores for details.

Law and Venue
Your use of this site is governed by the laws of the State of South Carolina, without regard to its choice of law provisions. The Spartanburg County, South Carolina Courts of general jurisdiction will be the exclusive venue for litigating disputes arising out of these Terms and Conditions of Use or your use of this site. Please visit your local stores for details.

Users Outside U.S.
This site is maintained by AARC from its corporate offices in Spartanburg, S.C., U.S.A. AARC makes no representation that the documents, pages, images or other materials or content on this site are appropriate or available for use in jurisdictions outside the U.S.A.

Modification
AARC reserves the right to modify these terms and conditions from time to time. Your use of this site after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.


State Disclosures

As a fully-accredited financial services company, Advance America provides cash advances, payday loans, title loans, installment loans and line of credit in accordance with all federal, state and local regulations.

Alabama
Loans subject to approval.

California
Loans subject to approval. Checks may be issued instead of cash. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law.

Delaware
Loans subject to approval. Checks may be issued instead of cash. Locations licensed by the Delaware State Bank Commissioner Lic. #s: 4472; 4473; 4474; 6076; 6971; 6996; 7092; 7400; 7556; 8052; 9644; 010431; and 020190.

Michigan
Loans subject to approval. Checks or money orders may be issued instead of cash.

Nebraska
Subject to approval.

Ohio
Loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic. # ST.760166.000, main office located at 135 N. Church St., Spartanburg, SC 29306.

Rhode Island
Loans subject to approval. Rhode Island Licensed Check Casher.

Texas
Loans arranged with an unaffiliated third party lender by ACSO of Texas, L.P. d/b/a Advance America, a licensed credit access business, and subject to lender’s approval. Checks may be issued instead of cash.

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loans should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Credit Services Organization Registration Certificate

All other states
Loans subject to approval. Checks may be issued instead of cash.