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Line of Credit 101

Get on-demand access to cash with a reusable safety net designed for everyday financial needs.

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Can You Use a Line of Credit to Pay Off Debt?

Have you ever been stuck in a situation where you can’t seem to pay off your debt?

Did you know?

Once you've opened a Line of Credit, you can tap into it as often as you need (up to your approved amount).

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Line of Credit for Bad Credit

Qualifying for a traditional personal loan can be difficult if you have a poor credit score.

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Line of Credit vs. Credit Card: Which One Is Better?

Lines of Credit and credit cards are two options for borrowers who need access to recurring funds. While they may sound similar, these forms of revolving credit are very different.

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How Does a Personal Line of Credit Work?

Are you having a hard time finding a traditional bank loan that you qualify for? Opening a personal Line of Credit could be a good alternative. 

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Secured vs. Unsecured Line of Credit: What's the Difference?

A personal Line of Credit gives you access to funds without repeating the loan application process every time you need to borrow money.

The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.

157+ million

loans issued

800+ stores

and online loans

25+ years

providing loans

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