Two delighted girls secure Advance America Line of Credit
Two delighted girls secure Advance America Line of Credit

Line of Credit 101

Get all the information you need about a Line of Credit with convenient, personal access to money whenever you need it.
Woman looking at lines of credit online
Can You Use a Line of Credit to Pay Off Debt?
Have you ever been stuck in a situation where you can’t seem to pay off your debt?
Did you know?

You only need to apply once to have an open line of money available to withdraw as you need it.

Learn more.

Man searching online bad credit line of credit options
Line of Credit for Bad Credit
Qualifying for a traditional personal loan can be difficult if you have a poor credit score.
Obscured man wearing a white tee and open flannel button-up counts hundred-dollar bills.
How Does a Personal Line of Credit Work?
Are you having a hard time finding a traditional bank loan that you qualify for? Opening a personal Line of Credit could be a good alternative. 
Confused young woman on mobile phone shrugs.
Secured vs. Unsecured Line of Credit: What's the Difference?
A personal Line of Credit gives you access to funds without repeating the loan application process every time you need to borrow money.
Couple researching revolving lines of credit
What is a Revolving Line Of Credit?
A revolving Line of Credit is a flexible borrowing option that allows you to withdraw funds multiple times up to a pre-determined credit limit. 
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The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.

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and online loans
25+ years
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