customer Karrynn
customer Karrynn

The money you need
to get started

  • Get approved in minutes.
  • Receive money same day.*
  • Good credit not needed.
trustpilot 5 star rating
4.9 out of 5 based on 107,143 reviews
review icon 200,000+ reviews on Google

Getting a loan is fast and easy

1

Start your application online or apply in the store.

2

Get approved
within minutes.

3

Receive money the
same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

Real customers, real success stories

Advance America customers are at the heart of everything we do – and their stories speak volumes.

Customer Karrynn
Karrynn signature

“My credit wasn’t up to the highest standard, but I got approved. The process was quick and simple.” Watch story

cece and jose
Cece and José signature

“As a brand new couple, money was tight. But with Advance America, we’ve started to feel right at home.” Watch story

Ereka
Ereka signature

“A personal loan with Advance America helped me get my very first apartment — and start my journey in life.” Watch story

Turning someday into today
starts here

Through 25+ years and over 157 million loans, we've helped our customers build stronger tomorrows. Let's get started on yours.

Heart

We’re here to help

With over 800+ locations and 24/7 online access.

bolt icon

We offer same-day funding*

Receive approval in minutes and get the money you need to tackle your day.

Credit card care

We keep it real

We’re committed to transparency and protecting your personal information.

Types of personal loans from Advance America

Easy and fast online cash advances, cash loans, and more.
Image
holding a phone

Installment Loans

Why wait when you can get the money you need now? Receive a lump sum of money to cover unexpected or large expenses. Repay your Installment Loan over time in fixed monthly payments, a.k.a. installments.

Explore Installment Loans now decorative arrow for Installment Loans link

Line of Credit

Access money when you need it with this flexible loan option. Tap into your personal Line of Credit funds — up to your credit limit — whenever you need money. You’ll only pay interest on the amount you borrow, and you can pay back what you owe over time.

Explore Line of Credit now decorative arrow for Line of Credit link

Payday Loans

A Payday Loan is a short-term loan designed to cover immediate expenses like bills and groceries. Get same-day funds and repay the loan in two to four weeks on your next payday.

Explore Payday Loans now decorative arrow for Payday Loans link

Cash Advances

A Cash Advance is a small-dollar loan that is an advance on your next paycheck or other income source. Get cash quickly and ensure your bills and financial needs are met.

Explore Cash Advances now decorative arrow for Cash Advances link

Title Loans

We partner with LoanCenter to offer you a secured loan option based on your vehicle’s appraised value. Use your car as collateral to get the money you need quickly and keep driving it while you make payments.

Explore Title Loans now decorative arrow for Title Loans link

Proudly serving our customers

"Quick and easy "

5 star rating

"GREAT EMPLOYEES & GREAT CUSTOMER SERVICE, VERY PROFESSIONAL & VERY HELPFUL!!!"

5 star rating

"Pleasant customer service and non judgement towards my needs "

5 star rating

Read more reviews