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Personal loans for the everyday necessities
From groceries and medical bills to rent payments and car repairs, everyday expenses don’t wait for the right time. It’s easy to cover what matters most with our flexible personal loans.
You may have access to payday loans for short-term, lower-dollar needs — or installment loans if you prefer to spread payments over time. You may also have access to a line of credit for revolving credit needs. All options come with clear terms upfront, so you can feel confident you’re getting a loan that fits your situation and timeline.
Fast cash loans when you need them most
Life doesn't follow a schedule. Whether it's a car repair bill before payday or a utility payment that can't wait, a fast cash loan can help you bridge the gap. Advance America makes the process simple with same-day loans* that can cover you until your next paycheck.
Our cash advance options are designed to get you the money you need quickly, so you can focus on getting back on track. Depending on your location and needs, your cash advance may come as an installment loan, payday loan, or line of credit.
Emergency loans for life’s unexpected moments
A sudden medical bill, an unexpected vet visit, a broken furnace in the middle of winter ... Emergencies don’t give you advance notice. When you need help fast, Advance America has emergency loans to help you handle the unexpected without added stress.
Your loan options may include installment loans, payday loans, car title loans, or a line of credit. Our team will walk you through what’s available so you can make the right call quickly and confidently.
Get a loan with no impact to your FICO credit score
Your credit score doesn't tell your whole story. Financial setbacks happen, and we believe everyone deserves access to clear information and a fair process when they need financial help. Advance America offers loans to customers who may have less-than-perfect credit. We’ll help you understand your options so you can make the decision that's right for you.
Keep life on track with Advance America
Ready to find the right loan for your situation? Our team is here to help you get the funds you need and move forward with confidence. Visit your local Advance America, apply online, or give us a call today.
*Online approvals before 10:30 a.m. ET (M-F) are typically funded to your bank account by 5:00 p.m. ET the same day. Approvals after 10:30 a.m. ET are typically funded in the morning the next business day.
