Personal Loans in California | Payday Loans (Alternative to Installment Loans), Title Loans & Online Loans

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Money today,
momentum tomorrow.

Get loans up to $255 in California. Apply online or at one of our 81 CA locations.

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Know someone who could use extra funds? Send them to Advance America and we’ll send you a reward for each new loan customer referred.*

Why Advance America in California?
We’ll work with you to find the perfect loan solution to fit your life in the Golden State.
  • Same-day money in store at one of our 81 stores in CA or online
  • Option in store to deposit money to debit card
  • Flexibility to apply online and pick up money at one of our convenient CA stores
  • Paperless experience — no paper check required
  • Instant approval decision
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Thousands of 5-star customer reviews in CA
  • Trusted lender in CA since 1998

Available loans in California

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Fast and easy cash loans: Payday loans, cash advances, title loans, online loans and personal loans

Payday Loan icon

Payday Loan

$100 - $255

Online or In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

In Store

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What You’ll Need To Apply For A Payday Loan

  • Government Issued ID (ITIN accepted in store)
  • Proof of Income
  • Checking Account
Title Loan icon

Title Loan

$2,510 - $25,000


Fuel your goals through our partnership with LoanCenter with an Online Title Loan based on your vehicle's value.*

Through our partnership with LoanCenter, you can apply for an Online Title Loan using your car, truck, RV or motorcycle's appraised value.* You keep driving your vehicle while you pay off your loan. Consider refinancing your current title loan.

If you qualify for a Title Loan with LoanCenter, you can get rates as low as 36% APR in CA.*

How our loans work in California

Apply, get money and pay in store or online.


Start your application now or apply in the store.


Get approved within minutes.


Receive money same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

Proudly serving our customers

Advance America California customer reviews

"Bernard ? At Escondido location was very professional,responsive,courteous,attentive and helpful.I highly recommend Advance America."

5 star rating

"My experience was very greatful and very easy the employee very helpful and very respectful will come back and will invite family and friends…

5 star rating

"Customer service the manager is 100% very friendly knows her job locations on San Jose off Monterey Road"

5 star rating

Read More Reviews

Other money services offered in California

Western Union in California

With Western Union® services from Advance America, sending or receiving money is easier than ever.

Learn More

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About Advance America in California

California, also known as the Golden State, is the birthplace of the Frisbee, Barbie dolls, skateboards, and video arcade games. From beautiful beaches of Los Angeles and historical attractions in San Francisco to mountain ranges near Sacramento, it’s no surprise that California is number one in population and the third largest state in the U.S in land size. Advance America has proudly served the citizens of California since 1998 with online loans and 81 locations from the Oakland Bay Area to quaint Modesto and the scenic valleys of Fresno and Stockton. We are proud to offer instant approval decisions on loan applications in store or online, which means you can get the money you need the same day. Stop by one of our convenient California locations or apply online today.

With Advance America in California, getting loans is quick and easy, whether you apply at one of our CA store, by phone or online. In CA, we offer Payday Loans and Title Loans as well as Western Union. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need money quickly. Read reviews from our CA customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.

california payday license

Advance America, Cash Advance Centers of California, LLC is licensed by the California Department of Business Oversight (license # 100-4645) pursuant to the California Deferred Deposit Transaction Law.

The licensee cannot use the criminal process against a consumer to collect any deferred deposit transaction.