Payday Loans (Alternative To Installment Loans) & Online Loans In California

Money today,
momentum tomorrow.

Get loans up to $255 in California. Apply online or at one of our 175 CA locations.

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Why Advance America in California?
We’ll work with you to find the perfect loan solution to fit your life in the Golden State.
  • Same-day money in store at one of our 175 stores in CA or online
  • Option in store to deposit money to debit card
  • Flexibility to apply online and pick up money at one of our convenient CA stores
  • Paperless experience — no paper check required
  • Instant approval decision
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Thousands of 5-star customer reviews in CA
  • Trusted lender in CA since 1998

Available loans in California

Not in California? Change location

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Fast and easy cash loans: Payday loans, cash advances and online loans

Payday Loan icon

Payday Loan

$100 - $255

Online or In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

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In Store
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What You'll Need To Apply For A Payday Loan

  • Government Issued ID (ITIN accepted in store)
  • Proof of Income
  • Checking Account

How our loans work in California

Apply, get money and pay in store or online.


Start your application now or apply in the store.


Get approved within minutes.


Receive money same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day.
Approvals after 10:30 AM ET are typically funded in the morning the next business day.

Proudly serving our customers

90,000+ reviews on Google

Advance America California customer reviews

Great service and very friendly. Nick here in Capitola is so nice. And your services save me almost every month!

5 star rating

Everyone is really great and friendly and patient. Thank you so much for all you do for us. I am great full

5 star rating


5 star rating

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Other money services offered in California

Netspend® Visa® Prepaid Card in California

The Purpose Visa® Prepaid Card is loaded with helpful features and benefits that can help you manage your finances.

Learn more

MoneyGram® Services in California

With MoneyGram® services from Advance America, sending or receiving money is easier than ever.

Learn more

See all California locations

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Bellflower, CA


Lompoc, CA


San Jose, CA


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About Advance America in California

California, also known as the Golden State, is the birthplace of the Frisbee, Barbie dolls, skateboards, and video arcade games. From beautiful beaches of Los Angeles and historical attractions in San Francisco to mountain ranges near Sacramento, it’s no surprise that California is number one in population and the third largest state in the U.S in land size. Advance America has proudly served the citizens of California since 1998 with online loans and 175 locations from the Oakland Bay Area to quaint Modesto and the scenic valleys of Fresno and Stockton. We are proud to offer instant approval decisions on loan applications in store or online, which means you can get the money you need the same day. Stop by one of our convenient California locations or apply online today.

With Advance America in California, getting loans is quick and easy, whether you apply at one of our CA store, by phone or online. In CA, we offer Payday Loans as well as Netspend® Visa® Prepaid Cards and MoneyGram® Services. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need money quickly. Read reviews from our CA customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.

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Advance America, Cash Advance Centers of California, LLC is licensed by the California Department of Business Oversight (license # 100-4645) pursuant to the California Deferred Deposit Transaction Law.

The licensee cannot use the criminal process against a consumer to collect any deferred deposit transaction.