Online Loans

Online loans are legit as long as you work with a safe and reputable lender. Before applying for an online loan, ensure the lender has a good online review. Advance America, for instance, has countless positive reviews on Google and TrustPilot.

With Advance America, you can be certain that all the information you submit for your Online Loan are sent through a secure server, and kept in a secure database. To verify our website’s security, look for the security icon in the website footer that tells you that your information is secure and encrypted. The padlock in the URL address bar also signifies that your information on this website is encrypted. For more details, see our Privacy Policy.

Applying for an online loan is a quick and easy process that takes only a few minutes. You’ll just need to provide a few personal and financial details like your address, income, and bank account information.

Loans online are a fast and easy solution for your money needs.  You can both apply and repay your loan online, at your convenience so there’s no need to visit a location. Just submit an online application and if approved, the funds from the loan will be deposited directly into your bank account, as soon as the same day*. Your repayment of the loan is electronically deducted from your bank account on your due date(s).

The amount of money you’ll be able to receive from an Online Loan depends on income qualification criteria and your credit history, along with state laws and regulations. Click here to learn more about loan amounts and fees.

To find out if an Online Loan is available in your state, begin by entering your state above. Once you are ready to apply for the Online Loan of your choice, simply click “Apply Online” at the top of the page. Keep in mind, the documentation needed to apply will vary by your state and loan type. Below are the easy steps you’ll need to complete to apply.

• Step 1: Choose your loan and select “Apply Online”

• Step 2: Provide your personal contact information. You’ll need your Social Security number.

• Step 3: Provide your employment information

• Step 4: Provide banking details. Both checking account number and ABA routing number are needed. Prepaid cards are not accepted.

• Step 5: Sign and submit

Your application may be approved quickly in a matter of minutes and you can receive your Online Loan same day^*.

Advance America offers various online loan types. Keep in mind that your financial situation, state availability, and personal needs will ultimately determine which of the available Online Loan options are best for you.

In states where Online Loans are available, click “Apply Now” to complete the application. If your application is approved before 10:30 AM ET (M-F), the loan is typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next banking day.

Online Loans payments are automatically scheduled to be withdrawn from your checking account on the due date. You can also make a payment by logging in to your online account and select Make a Payment. Or, you can make a payment over the phone by calling (877)505-0701.

Your online loan payment due dates will depend on the type of loan and its terms. Due dates are noted on your loan agreement, so that you have clear expectations of when to make payments. To learn more about the loan options in your state, click here.