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How to Send Money to Mexico from the US

Sending money to Mexico from the U.S. can be straightforward and convenient, especially when using a trusted service like Western Union through Advance America. 

Whether you're supporting family, friends, or business associates, understanding the different ways to send money, the costs involved, and the requirements can make the process smoother. 

Best ways to send money to Mexico 

Advance America knows you value convenience for financial transactions, which is why we offer the option to send money in person or online. 

Send money in person 

To send money in person, visit any Advance America store. You can use cash, a debit card, or a bank account to complete your transaction. Each location is staffed with helpful team members ready to assist you. 

Send money online 

If you prefer the convenience of online transactions, navigate to our Western Union page and click “Send money now” to get started. You can complete the transaction using your bank account number or debit or credit card. 

When you use Western Union for online money transfers, you can save your recipient’s account in your profile which makes future transfers even easier. You can even download the Western Union app to make online transfers on the go. 

➢RELATED: Send money to Mexico today

Benefits of using Western Union through Advance America 

There are key benefits when you send money using the Western Union service through Advance America. 

  • Reliability. Western Union is a trusted name in money transfers with a long history of providing secure services. 
  • Speed. Transfers are typically processed quickly, ensuring your recipient gets the money when they need it. 
  • Convenience. With the option to send money in person or online, you can choose the method that best fits your lifestyle. 

How much money can I send to Mexico? 

The amount of money you can send varies depending on the service you use. For Western Union money transfers to Mexico, you can send a maximum of $7,499 to be received in cash and a maximum of $2,750 to be received in a bank account. However, the amounts you may pay in cash differ by Western Union location, so be sure to ask in advance. 

Banks in Mexico you can send money to 

Western Union allows you to send money to major banks across Mexico, including: 

  • Banamex 
  • BanCoppel 
  • Banco Azteca 
  • Banco BASE 
  • Banco del Bajío 
  • Banco Interacciones 
  • Banco Monex 
  • Bancomer 
  • Banjercito 
  • Banorte 
  • BanRegio 
  • Bansefi 
  • Bansi 
  • Bank of America 
  • CIBanco 
  • Compartamos Banco 
  • HSBC 
  • Inbursa 
  • J.P. Morgan 
  • Santander 
  • Scotiabank 

Check local banking hours to ensure your money gets deposited when your recipient needs it. 

Requirements to send money to Mexico from the US 

When you send money through Western Union for cash pickup, you’ll need to provide your valid government-issued ID and the receiver’s information. Be sure to have the recipient’s: 

  • Legal name as it appears on their government-issued ID. 
  • Address, including their street, municipality, and postal code. 
  • Phone number, including area code. 

For bank account deposits, you’ll need to provide the above, plus the recipient’s: 

  • Bank name. 
  • Account number, CLABE standardized bank code (for SPEI banks), or debit card number. 

Tips for safe money transfers 

Western Union provides a safe, secure way to send money to Mexico, but you should still take important safety precautions whenever you send money to someone. 

  • Verify recipient information. Double-check all details to avoid errors. You want to be sure your money reaches the person you intend it for. 
  • Avoid scams. Money scammers are getting more creative every day, and they can be very convincing. Be cautious of unsolicited requests for money transfers. 
  • Monitor transfer status. Keep track of your transfer until it is received. You can easily do this online, in the Western Union app, or over the phone. 

➢RELATED: How to Track a Money Order

How much does it cost to send money to Mexico? 

Fees for transferring money to Mexico depend on the money transfer service you use, your payment method, the amount you’re sending, and the funding method. 

Service

Fee (USD)

Transfer amounts

Western Union

$1.99 - $29.991

Up to $1,000

Walmart

$2.50

Up to $500

Walmart

$5

Up to $1,000

MoneyGram

$5

$1 to $49

MoneyGram

$11.50

$50 to $499

MoneyGram

2%

$500 to $10,000

Remitly

$3.99

$10 to $999

Remitly

$0

$1,000 to $30,000

OFX

$02

No limit3

Xoom

$0 - $3.994

$10 to $999

1Fee depends on the payment method and transfer amounts

2OFX charges no fees, but third-party banks may deduct a fee from the transfer amount 

3OFX does not have a transfer limit, but there may be bank limits for bank account transfers 

4Fee depends on the payment method 

Advance America offers easy ways to send money to Mexico 

Through our partnership with Western Union, sending money to friends and family in Mexico is simple and convenient. Visit an Advance America near you or use our online services for a quick and hassle-free transfer. Choose the method that best fits your needs and enjoy the peace of mind that comes with using a trusted service. 

FAQs about sending money to Mexico 

How long does it take for the money to reach Mexico? 

It depends on local banking hours and deposit cutoff times. In some cases, a money transfer can be received within minutes. In others, the recipient may receive it by the end of the banking day. Actual times may vary by service and method. 

What currencies can I send? 

You can usually send US dollars or Mexican pesos. 

Are there any additional charges or hidden fees? 

Fees vary by service, payment method, and transfer amount. Always review the fee structure before confirming the transaction. 

What should I do if there’s an issue with my transfer? 

Contact Western Union Customer Care immediately for assistance. Keep your transaction details handy for quicker resolution. 

Can I cancel or modify my money transfer after it's been sent? 

Yes, you can usually cancel or modify a money transfer if it hasn't been picked up or deposited yet. For Western Union transfers, you can contact their Customer Care or use the online service to check the status of your transfer and request a cancellation or modification. Keep your transaction details handy for quicker processing.

Notice: Information provided in this article is for informational purposes only. Consult your attorney or financial advisor about your financial circumstances.

Bree Ewers headshot About the author

Bree Ewers is a senior editor, copywriter, and content writer whose work has been featured across the media, small business, and financial industries. She operates Nomad Freelance Content from her home office in Portland, Oregon.

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