Payday Loans / Cash Advances

If you need a little extra money before your next paycheck, try a Fast & Easy Cash Advance, also known as a Payday Loan. We’ll help you get the money you need in minutes, so you can keep moving forward.

How Payday Loans Work:

A payday loan is typically a short-term loan for two weeks to a month. Your due date is based on your pay schedule.

  1. Visit center with ID, proof of income and bank statement or get started online
  2. Complete short application
  3. Sign agreement and write a personal check for the loan amount plus fee
  4. Make an appointment to return and repay the loan
  5. Receive money on the spot
  6. Return on your due date to pay loan off and reclaim your personal check
Image: Payday Loans / Cash Advance Services

Installment Loans

Our Installment Loans provide the money you need today with the flexibility to repay in multiple payments.

How An Installment Loan Works:

  1. Visit the nearest center with ID, proof of income and bank statement or get started online
  2. Complete short application
  3. Review terms and payment schedule
  4. Sign agreement
  5. Receive money on the spot
  6. Make payments on your scheduled due dates
Image: Installment loans

Online Loans

If you need a little extra money before your next paycheck, and don’t want to visit a location, try an online loan. We’ll deposit the money you need straight into your bank account by the next banking day.* So you can keep moving forward.

How An Online Loan Works:

  1. If online loans are available in your state, you can get the money you need by filling out the short application online
  2. To be eligible for an online loan, you must:
    1. Have a valid government-issued ID
    2. Have a source of income
    3. Have a social security number
    4. Be at least 18 years of age
    5. Not be in current bankruptcy
    6. Not be an active member, spouse or dependent of the military
  3. Make sure you have the following information ready for your application:
    1. Your social security number
    2. Checking account number and routing number (located at the bottom left of your check)
    3. Income information (pay amount, last pay date, frequency, address)
Image: Online Loans

Title Loans

Our Hassle-Free Title Loans make getting money easy. If you own your car and have the title, we can help you get the money you need.

How A Title Loan Works:

A title loan is based on the appraised value of your owned vehicle. We provide a loan on the spot and place a lien on the vehicle title. You keep driving your car while you pay back the loan. The length and availability of title loans varies by state.

  1. Bring your car and car title to a center that offers Title Loans.
  2. An employee will inspect your vehicle in minutes to estimate its value
  3. Loan amount will be based on the value of your car
  4. Agree to terms and scheduled payments
  5. Return to repay loan on due date
Image: Title Loans

Tax Services

Rest assured your taxes will be done right with our Certified Tax Services. Our locations are here year-round so if you ever have a tax related question, we can help. We partner with eTax to help you quickly and accurately prepare and file your state and federal taxes.

  • Refund estimation
  • Tax refund preparation
  • Filing services

Pre-Tax Season Estimation:

  • If you’re curious about your federal tax refund before tax season rolls around, we can help
  • Come in anytime between November and the start of tax season and provide the following:
    1. Your earnings (most recent paystub or verification of income)
    2. Your filing status (single, married or head of household)
    3. The number of dependents you will claim
  • We will use this information to provide you a free estimate* of your federal tax refund in advance of tax season

How Tax Filing Works:

  • Our knowledgeable tax professionals can help prepare and file your tax returns
  • Find a participating Advance America location
  • Bring the following tax documents:
    • Wage Statements (W-2 forms)
    • Interest or Other Income Earned Statements (Form 1099-DIV or 1099-INT)
    • Mortgage Statement (Form 1098)
    • Social Security Number (you, your spouse, children and other dependents)
    • Two forms of ID (Valid government-issued photo ID and one additional ID)
    • Any other relevant documents
Image: Tax Filing Services and Tax Estimation - Advance America

MoneyGram® Services

With MoneyGram®, sending or receiving money is easier than ever.

We Offer:

  • Money Transfers: With agents available in 200 countries and territories, MoneyGram can help you send money across the state or around the world. And it arrives in as little as 10 minutes*.
  • Payment Services: With thousands of billers available, you can pay your utilities, auto, mortgage, healthcare, satellite, and many other bills in one place, quickly and securely for a fee starting at $1.49. We can also help you stay connected to your loved ones in correctional facilities. To find out which companies accept MoneyGram Payment Services, call or visit your nearest Advance America location.
  • Money Orders: Pay for your rent or Internet purchases through the mail conveniently and reliably.
Image: Money Transfers - MoneyGram Servicess

Purpose Visa® Prepaid Cards

Looking for a smart way to control your finances? Go with Purpose. Purpose Visa® Prepaid Card is a reloadable card you can use everywhere Visa® debit cards are accepted. The Purpose Card is loaded with helpful features and benefits.

Benefits Include:

  • No credit check* and FDIC-insured 1
  • Pay bills or shop online safely and securely
  • Transfer money easily to or from other accounts
  • Add up to two additional cards to manage family spending 2
  • Accepted everywhere Visa® debit cards are accepted
  • Get paid up to 2 days faster**

How to Get A Card:

  1. Register a card and activate at a location
  2. Use your card anywhere Visa® is accepted
  3. Get your personalized card in the mail
  4. Reload your card at over 130,000 locations

To learn more about the Purpose Card, including available features and fee plans, visit

Image: Purpose Visa Prepaid Card - Advance America