Payday Loans / Cash Advances
Payday Loans from Advance America are a simple way to get money fast in-store or online (where available), whether it's for a little extra help between paychecks, or to pay for an unexpected expense.
How Cash Advances / Payday Loans Work:
Payday loans are two to four-week short-term, personal loans that are due on your next payday. The amount you are eligible to receive typically depends on your monthly earnings along with your ability to repay the borrowed amount. And best of all, you don't need perfect credit in order to receive a loan.
- You can start your in-store application online or simply visit an Advance America store with ID, proof of income, bank statement, and personal check.
- Read through the loan's clearly defined terms and fees, sign the agreement, and write a personal check for the loan amount plus fee.
- Make an appointment to return and repay the loan.
- Receive money on the spot.
- Return on your due date to pay your cash advance off and reclaim your personal check. Please contact the store in which your loan originated to pay your loan off early.
- Get started with a quick and easy online cash advance/payday loan application.
- After a few simple steps, you'll find out if you have been pre-approved.
- Read through the loan terms and electronically sign the agreement.
- Once your submitted application is approved, your loan will be deposited directly into your checking account as soon as the same day.*
- Payment will be automatically withdrawn from your account on your next paydate.
Why Consider Getting a Payday Loan from Advance America
- You don't need perfect credit. We understand that life doesn't always go to plan. We'll do our best to help you get the money you need.
- Get your cash fast. We make getting the money you need quick and easy. Our approval process is fast and you can receive cash as soon as the same banking day*, whether you apply at one of our locations or online from the convenience of your home.
- Friendly and knowledgeable staff. Our staff understands that life doesn't always go to plan, and is ready to help you with the financial solutions you need. We always treat our customers with dignity and respect, which is why we have a 5 out of 5 excellent customer satisfaction TrustPilot rating.
Find a Store with Payday Loans / Cash Advances:
Services vary by store. Click here to learn about Payday Loans
*Applications processed before 10:30 AM ET (Monday-Friday) may be eligible for same-day funding to your bank account. Applications processed between 10:30 AM ET and 8:00 PM ET are typically funded the next banking day, but exceptions may apply. If we are unable to verify your application electronically, we may ask you to provide certain documents before final approval.