Payday Loans Online

Online Payday Loans Can Get You Money Fast – Without Visiting A Store

Online Payday Loans are short-term loans of small dollar amounts, usually paid back within two to four weeks. Availability of these loans varies by state. Already have an account? Log in

Why online payday loans are right  for you

Online Payday Loans from Advance America provide a simple, quick, and convenient way to get the money you need between paychecks, right from the privacy of your own home.

How do online payday loans work?

If Online Payday Loans are available in your state, you can get the money you need by filling out a short online application.

To be eligible for an online payday loan, you must have:

  • Government issued ID
  • Source of Income
  • Active checking account
  • Social Security Number
  • Valid & active email address

Once your submitted application for an online payday loan is approved, you will be eligible to receive your money as early as same day.*

Benefits of online payday loans

Here are some advantages online payday loans offer:

Easy online application

Online payday loans come with easy applications that borrowers can complete in just a few minutes. Better yet, you can fill out and submit your application from the comfort of your home. All you need to provide is several personal and financial details, such as your name, address, proof of income, and bank account number.

Quick funding

Once you apply for an online payday loan, it won’t take long to get approved. Many payday lenders offer instant or quick approval decisions. If approved, you can get the funds in your bank account as soon as the same day you apply or within 24 hours.

Good credit not needed

You don’t need good credit to get an online payday loan. Many lenders have less strict credit score requirements and will consider factors in addition to your credit score, like income and employment history, when deciding whether to approve you. This means you can still qualify for an online payday loan with poor or fair credit.

How quickly can I get an online payday loan?

Online payday lenders often offer instant approval decisions and same-day funding, so you can get an online payday loan as soon as the same day you apply. This makes online payday loans a great option if you need to cover expenses quickly.

What can I use an online payday loan for?

You can use an online payday loan to cover just about any emergency or essential expense. Many borrowers use the extra funds from a payday loan to pay rent, cover an unexpected car repair bill, buy groceries, and meet other immediate financial needs. Online payday loans are designed to tide you over until your next payday.

How much money can I get from an online payday loan?

The amount you can receive from an online payday loan can depend on the lender and loan terms. But typically, borrowers can receive a few hundred dollars with this type of loan.

Payday loans online with bad credit

You don’t need perfect credit to receive a Payday Loan online. Advance America’s online representatives are here to work with you to see what options are available.

Get online payday loans today

At Advance America, our goal is to get our customers the money they need fast. That’s why with an Online Payday Loan, you’ll receive an approval decision within minutes. Once you’re approved for an Payday Loan Online, the money you need will be deposited right into your bank account, as early as same day*.

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next banking day.

The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.
148+ million
loans issued
1,100+ stores
and online loans
24+ years
providing loans