How to Stop Living Paycheck to Paycheck

Tips to Avoid Paycheck to Paycheck
How to Stop Living Paycheck to Paycheck


It’s a fact of life for lots of folks: many of us are living paycheck to paycheck. According to a recent study by, 8 out of 10 Americans are doing this—but there is hope. There are many ways you can fix your finances, but we at Advance America have found that the tried-and-true basics are the best place to start.


Getting Started


Like any difficult task, learning how to stop living paycheck to paycheck is accomplished one step at a time. Here are the best steps with which to start your journey:

  • Set short, medium, and long-term financial goals
  • Learn to budget and track your expenses (and consider using money tracking apps)
  • Organize your bills so you have a better idea of fixed expenses

There are numerous example budgets available for how you might allocate your income against cost of living models; basing your budget on these figures could be a good place to start:


The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.
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