Installment Loan Direct Lenders
Get Money You Need Right Now, Pay It Back Over Time
Advance America is proud to be an Installment Loans direct lender and be able to help you get the money you need. Apply for an Installment Loan today either in-store or online and our staff will guide you through every step, from starting your application to funding your loan. As an Installment Loans direct lender, Advance America allows you to apply for an Installment Loan without having to work with a third party. TX is the only state where we arrange loans that are funded by a third party direct lender. Read on to learn what “installment loan direct lenders” means, how installment loans work, and how to apply for a loan from a direct lender today.
What does ‘Installment Loan direct lenders’ mean?
Installment Loan direct lenders are companies that issue loans directly to the borrower without the need for any broker firm or intermediary service. With installment loans from direct lenders, you don’t have to work with a middleman. Direct lenders typically offer a more straightforward application and approval process than indirect lenders.
Is Advance America an Installment Loan direct lender?
Yes, Advance America is a state licensed Installment Loan direct lender. Apply for an Installment Loan today, either in-store or online. If you get approved for an installment loan, we can deposit the funds into your bank account as quickly as that same day.
How installment loans from direct lenders work
Installment loans from direct lenders are short-term, unsecured loans that let you borrow a lump sum of money upfront. You’ll then pay back these funds in fixed monthly payments, or installments. Repayment terms can range from a few months to a few years, depending on the lender and loan terms.
Getting an installment loan from a direct lender means there are no third parties involved. So, the lender you’re working with will handle the application, funding, and repayment process. While indirect lenders may share your data with other companies, direct lenders will keep all your information private and secure.
Can I get installment loans from direct lenders online?
Many direct lenders that offer installment loans operate online. This means you can fill out an application and receive funds from the comfort of home. Many borrowers choose to get installment loans online due to their convenience and accessibility.
Benefits of installment loans from direct lenders
Here are some advantages of getting installment loans from direct lenders:
Applying for an installment loan from a direct lender online or in store is easy and may only take a few minutes. You’ll just need to provide some personal and financial details, like proof of income, your address, and a government issued ID.
Once you submit an installment loan application, the approval process is often very quick. Many direct lenders offer fast approval decisions, so you may find out whether you can get the cash you need right away. If approved for an installment loan, you can receive the funds in your bank account as soon as the same day you apply or within 24 hours.
Good credit not needed
You don’t need good credit to get an installment loan from a direct lender. Many direct lenders have less strict credit score requirements, and will consider additional factors like income, employment history, and current debts when deciding whether to approve you. This means borrowers with poor and fair credit can still get approved for installment loans from direct lenders.
Installment loans from direct lenders typically come with manageable payments. Borrowers can typically pay back the loan in fixed monthly installments over a predetermined time. This can make it easier for borrowers to budget for installment loans.
How do I apply for Installment Loans from direct lenders online or in store?
Direct lenders like Advance America makes applying for an Installment Loan easy:
- Choose an in-store or online loan, where available.
- Fill out a quick installment loan application.
- Get approved in minutes.
- Get money as soon as the same day*.
- Pay back the installment loan in multiple payments over time.
Why choose Advance America as a direct lender for Installment Loans?
The main benefit of using a state licensed Installment Loan direct lender is the possibility of working with only one company to obtain a loan, instead of several. In turn, you can move forward with confidence knowing Advance America won’t share your information with third parties, and will work to approve you for an Installment Loan within minutes. Visit Advance America today to learn more about our Installment Loans and start an online application.
*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next banking day.