Payday Loans from Advance America

At Advance America you can choose to get a loan at one of our 2,400 locations nationwide or apply for an online loan through our website. We make the process convenient, straightforward and easy. In addition, we’re regulated by federal and state laws.

To receive a cash advance at one of our locations:

A Secure, Professional Process
Day 1 Visit center with identification, proof of income, bank statement. Or to begin the process online, select the in-store cash advance option if it is available in your zip code through our Get a Loan page
Complete short application
Sign agreement and write personal check for the loan amount plus fee
Make appointment to return and repay loan
Receive cash or check on the spot
Due Date Return on your due date to pay loan off in cash and reclaim your personal check


To get a cash advance online*:

A Secure, Professional Online Process
Click the "Get a Loan” button at the top of the page
If online loans are available in your zip code, you will see the “online cash advance” option
From there, simply click the “Start Application” button and complete the application
Once you have submitted your application, you may be eligible for a deposit of $100 or more directly into your checking account**
Per the terms of your agreement, your amount due will be withdrawn automatically from your account on the due date. The entire loan process is completed online without visiting a location.