Instant Payday Loans

Get The Money You Need, Instantly

Instant Payday Loans, also known as instant Cash Advances, are loans offered on a short-term basis perfect for covering the cost of unforeseen expenses like medical emergencies or unexpected bills. Availability of loan varies by state. See below for more information on instant Payday Loans.

What are instant Payday Loans?

If you need cash fast, Advance America can help with an instant Payday Loan. Instant Payday Loans are short-term loans intended to help you bridge the gap between paydays, allowing you to receive cash as soon as same day*, following our quick and easy application process. Simply pay back the instant Payday Loan on your next payday and you’re good to go.

What are the different Instant Payday Loan options?

You can get an instant Payday Loan by either applying in-store or online, where offered. If applying in-store, you’ll receive money on the spot. If applying online, expect to have your money deposited into your bank account as soon as the same day*.

  • Apply In-Store
    Visit your nearest Advance America center. One of our knowledgeable staff members will quickly guide you to select a loan that fits your needs. Filling out your loan application and the approval decision only takes a few minutes. You’ll then receive money on the spot.
  • Apply Online
    The online application requires a few simple steps to complete. Select a loan option, provide personal contact information and details, as well as employment and banking details, then just sign and submit.

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next banking day.