Types of Personal Loan Services

Advance America offers a variety of services including Cash Advance services like Payday Loans, and Personal Loans that include Installment Loans, Online Loans, Title Loans, Tax Services, MoneyGram® Services and Visa® Prepaid Cards. Scroll down the page for more information.

Payday Loans / Cash Advances

For a little extra money before your next paycheck, try our Fast & Easy Cash Advance, also called a Payday Loan.

Advance America’s Payday Loans are simple. We’ll help you get the money you need in minutes, so you can keep moving forward.

How Payday Loans Work:

Payday loans are typically short-term, personal loans for two weeks to a month. Your due date is based on your pay schedule.

  1. Visit an Advance America store with ID, proof of income and bank statement or get started with an online payday loan application
  2. Complete short loan application
  3. Sign agreement and write a personal check for the loan amount plus fee
  4. Make an appointment to return and repay the loan
  5. Receive money on the spot
  6. Return on your due date to pay your cash advance off and reclaim your personal check

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Installment Loan Services

Our Installment Loans get you the money you need today, but give you the flexibility to repay them over time. Advance America installment loans are simple. Apply, review the loan terms, approve and receive your money on the spot. Then, repay in multiple payments.

How Installment Loans Work:

  1. Visit the nearest store with ID, proof of income and bank statement or get started online
  2. Complete short application
  3. Review installment loan terms and payment schedule
  4. Sign agreement
  5. Receive money on the spot
  6. Make payments on your scheduled due dates

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Online Payday Loans

With an online Payday Loan, you can get a little extra money before your next paycheck, without visiting a location. An Advance America Online Loan is simple. Complete a short application and we’ll deposit the money you need straight into your bank account by the next banking day.* So you can keep moving forward.

How An Online Payday Loan Works:

  1. If online payday loans are available in your state, you can get the money you need by filling out the short online application
  2. To be eligible for an online loan, you must:
    1. Have a valid government-issued ID
    2. Have a source of income
    3. Have a social security number
    4. Be at least 18 years of age
    5. Not be in current bankruptcy
    6. Not be an active member, spouse or dependent of the military
  3. Make sure you have the following information ready for your application:
    1. Your social security number
    2. Checking account number and routing number (located at the bottom left of your check)
    3. Income information (pay amount, last pay date, frequency, address)

Select a State to View Fees & Terms for Online Loans:


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Title Loan Services

Our Hassle-Free Title Loans make getting money easy. If you own your car and have the vehicle’s title, we can help you get the money you need.

How A Title Loan Works:

Title loans are based on the appraised value of your owned vehicle.* We provide a personal loan on the spot and place a lien on the vehicle title. You keep driving your car while you pay back the loan. The length and availability of title loans varies by state.

  1. Bring your car and car title to an Advance America store that offers Title Loans.
  2. An employee will inspect your vehicle in minutes to estimate its value
  3. The amount of the title loan will be based on the value of your car*
  4. Agree to terms and scheduled payments
  5. Return to repay loan on due date

We're sorry. Title Loans are unavailable in your area at this time. Please view other solutions that may work for you.

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Title Loans

Start here to find out how much money your car can get you with a title loan from Advance America.

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Tax Services

Your taxes will get done right with Advance America’s Certified Tax Services. Stop into one of our locations any time year-round if you ever have a tax-related question. We can help. We partner with eTax to help you quickly and accurately prepare and file your state and federal taxes.

  • Refund estimation
  • Tax refund preparation
  • Filing services

Pre-Tax Season Estimation:

  • If you’re curious about your federal tax refund before tax season rolls around, we can help
  • Come in anytime between November and the start of tax season and provide the following:
    1. Your earnings (most recent paystub or verification of income)
    2. Your filing status (single, married or head of household)
    3. The number of dependents you will claim
  • We will use this information to provide you a free estimate* of your federal tax refund in advance of tax season

How Our Tax Services Work:

  • Our knowledgeable tax professionals can help prepare and file your tax returns
  • Find a participating Advance America location
  • Bring the following tax documents:
    • Wage Statements (W-2 forms)
    • Interest or Other Income Earned Statements (Form 1099-DIV or 1099-INT)
    • Mortgage Statement (Form 1098)
    • Social Security Number (you, your spouse, children and other dependents)
    • Two forms of ID (Valid government-issued photo ID and one additional ID)
    • Any other relevant documents
  • File your taxes and you’ll receive $20 off your preparation fees

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MoneyGram® Services Near You

With MoneyGram® transfers from Advance America, sending or receiving money is easier than ever.

We Offer the Following Moneygram Services:

  • MoneyGram® Transfers: With agents available in 200 countries and territories, MoneyGram transfers can help you send money across town, across your state, or around the world. And it arrives in as little as 10 minutes*.
  • Payment Services: With thousands of billers available, you can pay your utilities, auto, mortgage, healthcare, satellite, and many other bills in one place, quickly and securely for a fee starting at $1.49. We can also help you stay connected to your loved ones in correctional facilities. To find out which companies accept MoneyGram Payment Services, call or visit your nearest Advance America location.
  • Money Orders: Pay for your rent or Internet purchases through the mail conveniently and reliably.

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Purpose Visa® Prepaid Cards

Looking for a smart way to control your finances? Go with Purpose. Purpose Visa® Prepaid Cards are reloadable cards you can use everywhere Visa® debit cards are accepted. The Purpose Card is loaded with helpful features and benefits.

Benefits of Visa® Prepaid Cards Include:

  • No credit check* and FDIC-insured 1
  • Pay bills or shop online safely and securely
  • Transfer money easily to or from other accounts
  • Add up to two additional cards to manage family spending 2
  • Accepted everywhere Visa® debit cards are accepted
  • Get paid up to 2 days faster**

How to Get A Prepaid Visa® Card:

  1. Register a card and activate at a location
  2. Use your card anywhere Visa® is accepted
  3. Get your personalized card in the mail
  4. Reload your card at over 130,000 locations

To learn more about the Purpose Visa® Prepaid Cards, including available features and fee plans, visit GoWithPurpose.com.

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