Advance America Announces New Maximum Loan Amounts in 3 States
More borrowing power now available for customers in Missouri, Alabama, and Texas.
Advance America is expanding its financial services by increasing maximum loan amounts in Missouri, Alabama, and Texas. With these changes, customers in all three states can now borrow more — both in-store and online — giving them greater flexibility to handle everyday needs, take on planned expenses, or cover larger purchases with confidence.
Whether you’re planning ahead or want a more flexible repayment schedule, these updated loan limits give customers more options and greater control over their financial decisions.
Here are the changes for Advance America loan amounts in these states:
Missouri | Alabama | Texas | |
Effective: | January 2025 | March 2025 | April 2025 |
In-store loans: | Up to $5,000 | Up to $5,000 | Up to $5,000 |
Online loans: | Up to $3,000 | Up to $3,000 | Up to $4,000 |
| Find a store in MO | Find a store in AL | Find a store in TX |
With these increased loan amounts now available, it's even easier for customers to access the funds they need. Whether you prefer to apply online or visit a nearby store, Advance America makes the process simple, secure, and designed to fit your schedule.
Benefits of Installment Loans
Installment Loans offer a practical solution for those needing up to $5,000 with manageable repayment terms. Here are the benefits of partnering with Advance America:
✅ Larger loan amounts | Access up to $5,000 — more than many short-term loan options — so you can cover what matters most. |
✅ Longer repayment terms | Spread out payments over time, ensuring you have more breathing room in your budget. |
✅ Predictable payments | Know exactly what you owe each month so it’s easier to stay on track. |
✅ No early payoff penalties | Pay off your loan whenever you’re ready — without extra fees. |
✅ Quick funding | Get your money fast, sometimes as soon as the same day. |
✅ Flexible use | Use your loan your way, whether it’s for bills, a planned purchase, or something personal. |
✅ In-store or online availability | Apply the way that works best for you. |
More loan options in Texas and Missouri
In addition to higher Installment Loan limits, Advance America continues to offer a range of options to meet different financial needs. Whether you’re looking for short-term support or prefer a loan backed by your vehicle, here’s what’s available in Texas and Missouri:
- Texas - Cash Advances: Texans can access a short-term option that offers same-day or next-day funding — ideal for managing timing gaps between paychecks.
- Missouri - Title Loans: Missouri residents can use a paid-off vehicle title as collateral to borrow up to $25,000 through our title loan provider, LoanCenter.
With over 25 years of experience, Advance America remains committed to supporting customers on their financial journey. By increasing loan amounts and offering more flexible options, we continue to provide the tools and resources you need to handle life’s expenses and take steps toward your financial goals.
Notice: Information provided in this article is for informational purposes only. Consult your attorney or financial advisor about your financial circumstances.
About the author
Bree Ewers is a senior editor, copywriter, and content writer whose work has been featured across the media, small business, and financial industries. She operates Nomad Freelance Content from her home office in Portland, Oregon.