Installment Loan Services
Our Installment Loans get you the money you need today, but give you the flexibility to repay over a longer period of time. Plus, depending on your state, you won't always need perfect credit to be eligible! Simply apply, review the loan's clearly defined fees and terms, approve and receive your money in-store or online via direct deposit in as little as a few minutes. Then, repay in multiple payments over 3 to 36 months, depending on your state.
- Visit the nearest store with ID, proof of income and bank statement or start the application online.
- Review Installment Loan terms and payment schedule, which will be aligned with your pay dates.
- Sign agreement.
- Receive money on the spot.
- Make payments on your scheduled due dates
- Start with our simple online Installment Loan application.
- Once you complete a few easy steps, you will receive a pre-approval message.
- Review your loan terms and electronically sign the agreement.
- Upon approval of your application, your Installment Loan will be directly deposited into your checking account as soon as the same day.*
- Repayment will take place on your next pay date via auto withdrawal from your checking account.
Why Consider Getting a Personal Installment Loan from Advance America
- Quick access to cash. Advance America will get you the money you need as soon as possible. In fact, many customers receive their personal Installment Loan as soon as the same day*.
- Access to knowledgeable staff. Advance America puts customers first. With experienced staff in-store or online, we make getting your next loan easy which is why our customers rate us excellent 5 out of 5 on TrustPilot! We will gladly help you through every step of getting an Installment Loan.
- Clear Rates & Fees. We're upfront about all of our Installment Loan terms and conditions so you understand exactly what you're paying before you sign an agreement.
Find a Store with Installment Loans:
Services vary by store. Click here for questions
*Applications processed before 10:30 AM ET (Monday-Friday) may be eligible for same-day funding to your bank account. Applications processed between 10:30 AM ET and 8:00 PM ET are typically funded the next banking day, but exceptions may apply. If we are unable to verify your application electronically, we may ask you to provide certain documents before final approval.