Privacy Policy
Facts
What does Advance America do with your personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Transaction history and credit history
- Employment information and checking account information
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information.
Information We Collect
Reasons we can share your personal information:
For our everyday business - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
- Does Advance America share? Yes
- Can you limit this sharing? No
For our marketing purposes - to offer our products and services to you.
- Does Advance America share? Yes
- Can you limit this sharing? No
For joint marketing with other financial companies.
- Does Advance America share? Yes
- Can you limit this sharing? No
For our affiliates' everyday business purposes - information about your transactions and experiences.
- Does Advance America share? Yes
- Can you limit this sharing? No
For our affiliates' everyday business purposes - information about your creditworthiness.
- Does Advance America share? Yes
- Can you limit this sharing? Yes
For our affiliates to market to you.
- Does Advance America share? Yes
- Can you limit this sharing? Yes
For nonaffiliates to market to you.
- Does Advance America share? Yes
- Can you limit this sharing? Yes
To limit our sharing, use our mail-in form. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call 1(888)310-4238
Who We Are
Who is providing this notice?
Purpose Financial, LLC. f/k/a Purpose Financial, Inc. f/k/a Advance America, Cash Advance Centers, Inc. on behalf of its subsidiaries (listed below) that utilize the brand name: Advance America.
What We Do
How does Advance America protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. If applicable, your text message consent/opt-in will not be shared with any nonaffiliate for marketing purposes.
How does Advance America collect my personal information?
We collect your personal information, for example, when you:
- Open an account or apply for a loan
- Provide employment information or make payments
- Give us your income information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes-information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
- Our affiliates include financial companies operating in various other states under the names Advance America®, Advance America® Cash Advance, Advance America® Cash Advance Centers, Purpose Money®.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Non-affiliates we share with can include lenders, collection agencies, consumer reporting agencies, debt buyers, money transfer service providers, database providers, and others.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include lenders, money transfer service providers, and others.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- Our joint marketing partners include lenders, money transfer service providers, and others.
sharing for affiliates’ everyday business purposes—information about your creditworthiness - affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on the account.
Subsidiaries
Purpose Financial, LLC subsidiaries (including but not limited to):
AA Servicing, LLC; AA Credit Solutions, LLC; Advance America, Cash Advance Centers of Alabama, LLC; Advance America, Cash Advance Centers of California, LLC; Advance America, Cash Advance Centers of Colorado, LLC; Advance America, Cash Advance Centers of Florida, LLC; Advance America, Cash Advance Centers of Idaho, Inc.; Advance America, Cash Advance Centers of Indiana, Inc.; Advance America, Cash Advance Centers of Kansas, Inc.; Advance America, Cash Advance Centers of Kentucky, Inc.; Advance America, Cash Advance Centers of Louisiana, LLC; ACSO of Michigan, Inc.; Advance America, Cash Advance Centers of Mississippi, LLC; Advance America, Cash Advance Centers of Missouri, Inc.; Advance America, Cash Advance Centers of Ohio, Inc.; Advance America, Cash Advance Centers of Oklahoma, Inc.; W.P.S. Systems, LTD of New England; Advance America, Cash Advance Centers of South Carolina, Inc.; Advance America, Cash Advance Centers of Tennessee, Inc.; ACSO of Texas, L.P.; Advance America, Cash Advance Centers of Utah, Inc.; Advance America, Cash Advance Centers of Wisconsin, Inc.; Advance America, Cash Advance Centers of Wyoming, Inc.; McKenzie Check Advance of Iowa, LLC; Advance America, Cash Advance Centers of Nevada, Inc.; and NCAS of Delaware, LLC