A contented man explores the personal loan offerings on the Advance America website.
A contented man explores the personal loan offerings on the Advance America website.

Personal Loans 101

Personal loans are flexible and designed to meet a range of needs. Explore how they work, what your options are, and how to find the right fit.
family decorating christmas tree
Holiday Loans: Where to Find Extra Cash This Season (Even if You Have Bad Credit)
The holiday season is a joyous time filled with Christmas carols, gift-giving, and delicious food. But as much as there is to celebrate, the season can also bring financial stress.
Did you know?

Getting a personal loan with Advance America is quick and easy.

Apply now

young people working
Are There Loans for 18-Year-Olds with Little or No Credit History?
Turning 18 is a big milestone! You’re stepping into adulthood, making life-shaping decisions, and building your future.
$5000 loan
How to Get a $5,000 Loan
When life brings big expenses — like major car repairs, home projects, or medical bills — having access to extra cash can make a real diffe
$4000 loan
How to Get a $4,000 Loan
Feeling squeezed by rising costs or an unplanned expense? A $4,000 loan* could help you stay on track. 
$3000 loan
Where to Get a $3,000 Loan Quickly
Sometimes you just need a little extra financial breathing room.
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The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.

157+ million
loans issued
800+ stores
and online loans
25+ years
providing loans
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