Line of Credit 101

Get all the information you need about a Line of Credit with convenient, personal access to money whenever you need it.

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Secured vs. Unsecured Line of Credit: What's the Difference?

A Line of Credit gives you access to emergency funds without repeating the loan application process every time you need to borrow money.

Did you know?

You only need to apply once to have an open line of money available to withdraw as you need it.

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Instant Line of Credit

You’ve heard the saying, “Hope for the best, plan for the worst.” It’s good advice, especially when it comes to finances.

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How Does a Line of Credit Work?

If you don't qualify for a traditional bank loan, opening a Line of Credit can be a great option. Lines of credit are similar to credit cards in that you’re approved for a set credit limit.

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Online Line of Credit

Online lines of credit can get you the money you need quickly, whether you need to cover day-to-day expenses, pay an unexpected medical bill, or fund a home improvement project.

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Bad-Credit Line of Credit

Qualifying for a conventional personal loan can be difficult with poor credit score. If you need emergency funding but are concerned about your credit history, consider a personal line of credit from Advance America.

The Advance America advantage

Since 1997, Advance America has helped millions of hardworking people with a variety of financial solutions including Payday Loans, Online Loans, Installment Loans, Title Loans and Personal Lines of Credit.

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