A joyful girl navigates through the loan options available on the Advance America website

Money today, momentum tomorrow.

  • Get approved in minutes.
  • Receive money same day.*
  • Good credit not needed.
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4.8 out of 5 based on 97,320 reviews
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Getting a loan is fast and easy


Start your application online or apply in the store.


Get approved
within minutes.


Receive money
same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

Why Advance America

Through 25 years and over 157 million loans, we’ve helped our customers keep moving forward.

Happy customer's family after receiving a loan.
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You are not a loan

We’ll work with you to find the perfect solution to fit your life.
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Seize the day

Receive approval in minutes and get your money to tackle your day.
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Prepare for the best

We will always be transparent and keep your information safe.

Proudly serving our customers

"Starr is knowledgeable, people person,and genuine. 5 star rating "

5 star rating

"You gave me some money right on time. Thank you so much. "

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"The staff is friendly, knowledgeable and a credit to there company. "

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Types of personal loans from Advance America

Person hold a phone with the Advance America app.

Installment Loans

Why wait when you can get the money you need now? Receive a lump sum of money to cover unexpected or large expenses. Repay your Installment Loan over time in fixed monthly payments.

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Line of Credit

Access money when you need it with this flexible loan option. Tap into your personal Line of Credit funds — up to your credit limit — whenever you need money. You’ll only pay interest on the amount you borrow, and you can pay back what you owe over time.

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Payday Loans

Also known as a Cash Advance, a Payday Loan is a short-term loan designed to cover immediate expenses like bills and groceries. Get same-day funds and repay the loan in two to four weeks on your next payday.

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Title Loans

We partner with LoanCenter to offer you a secured loan option based on your vehicle’s appraised value. Use your car as collateral to get the money you need quickly and keep driving it while you make payments.

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