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The money you need
to get started

  • Get approved in minutes.
  • Receive money same day.*
  • Good credit not needed.
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4.8 out of 5 based on 101,316 reviews
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Getting a loan is fast and easy


Start your application online or apply in the store.


Get approved
within minutes.


Receive money the
same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

Real customers, real success stories

Advance America customers are at the heart of everything we do – and their stories speak volumes.

“My credit wasn’t up to the highest standard, but I got approved. The process was quick and simple.” Watch story

“As a brand new couple, money was tight. But with Advance America, we’ve started to feel right at home.” Watch story

“A personal loan with Advance America helped me get my very first apartment — and start my journey in life.” Watch story

Turning someday into today
starts here

Through 25+ years and over 157 million loans, we've helped our customers build stronger tomorrows. Let's get started on yours.


We’re here to help

With over 800+ locations and 24/7 online access.

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We offer same-day funding*

Receive approval in minutes and get the money you need to tackle your day.

Credit card care

We keep it real

We’re committed to transparency and protecting your personal information.

Types of personal loans from Advance America

Easy and fast online cash advances, cash loans, and more.
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Installment Loans

Why wait when you can get the money you need now? Receive a lump sum of money to cover unexpected or large expenses. Repay your Installment Loan over time in fixed monthly payments, a.k.a. installments.

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Line of Credit

Access money when you need it with this flexible loan option. Tap into your personal Line of Credit funds — up to your credit limit — whenever you need money. You’ll only pay interest on the amount you borrow, and you can pay back what you owe over time.

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Payday Loans

A Payday Loan is a short-term loan designed to cover immediate expenses like bills and groceries. Get same-day funds and repay the loan in two to four weeks on your next payday.

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Cash Advances

A Cash Advance is a small-dollar loan that is an advance on your next paycheck or other income source. Get cash quickly and ensure your bills and financial needs are met.

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Title Loans

We partner with LoanCenter to offer you a secured loan option based on your vehicle’s appraised value. Use your car as collateral to get the money you need quickly and keep driving it while you make payments.

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Proudly serving our customers


5 star rating

"I went into a local store some years ago and I borrowed some years ago and paid it back. I recently applied online and within 30 hours received…

5 star rating

"Very efficient and professional "

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