customer Karrynn
customer Karrynn

The money you need
to get started

  • Get approved in minutes.
  • Receive money same day.*
  • Good credit not needed.
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4.9 out of 5 based on 106,743 reviews
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Getting a loan is fast and easy

1

Start your application online or apply in the store.

2

Get approved
within minutes.

3

Receive money the
same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

Real customers, real success stories

Advance America customers are at the heart of everything we do – and their stories speak volumes.

Customer Karrynn
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“My credit wasn’t up to the highest standard, but I got approved. The process was quick and simple.” Watch story

cece and jose
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“As a brand new couple, money was tight. But with Advance America, we’ve started to feel right at home.” Watch story

Ereka
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“A personal loan with Advance America helped me get my very first apartment — and start my journey in life.” Watch story

Turning someday into today
starts here

Through 25+ years and over 157 million loans, we've helped our customers build stronger tomorrows. Let's get started on yours.

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We’re here to help

With over 800+ locations and 24/7 online access.

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We offer same-day funding*

Receive approval in minutes and get the money you need to tackle your day.

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We keep it real

We’re committed to transparency and protecting your personal information.

Types of personal loans from Advance America

Easy and fast online cash advances, cash loans, and more.
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Installment Loans

Why wait when you can get the money you need now? Receive a lump sum of money to cover unexpected or large expenses. Repay your Installment Loan over time in fixed monthly payments, a.k.a. installments.

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Line of Credit

Access money when you need it with this flexible loan option. Tap into your personal Line of Credit funds — up to your credit limit — whenever you need money. You’ll only pay interest on the amount you borrow, and you can pay back what you owe over time.

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Payday Loans

A Payday Loan is a short-term loan designed to cover immediate expenses like bills and groceries. Get same-day funds and repay the loan in two to four weeks on your next payday.

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Cash Advances

A Cash Advance is a small-dollar loan that is an advance on your next paycheck or other income source. Get cash quickly and ensure your bills and financial needs are met.

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Title Loans

We partner with LoanCenter to offer you a secured loan option based on your vehicle’s appraised value. Use your car as collateral to get the money you need quickly and keep driving it while you make payments.

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Proudly serving our customers

"Thank you for helping me when I needed it."

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"great!! recommend "

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"I just love it since they are so nice and easy to follow the directions and the interest that they charge is fair"

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