Personal Loans in Tennessee | Payday Loans, Line of Credit, Title Loans & Online Loans

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Get loans up to $3,000 in Tennessee. Apply online or at one of our 34 TN locations.

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Know someone who could use extra funds? Send them to Advance America and we’ll send you a reward for each new loan customer referred.*

Why Advance America in Tennessee?
We’ll work with you to find the perfect loan solution to fit your life in the Volunteer State.
  • Same-day money online or at one of our 34 TN locations
  • Flexibility to apply online and pick up money in store at the TN location you choose
  • Option in store to deposit money to debit card
  • Paperless experience — no paper check required
  • Instant approval decision
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Manage your loan account online from the convenience of your home
  • Thousands of 5-star customer reviews in TN
  • Trusted lender in TN since 1997

Available loans in Tennessee

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Fast and easy cash loans: Payday loans, cash advances, title loans, line of credit, online loans and personal loans

Payday Loan icon

Payday Loan

$100 - $425

Online or In Store

Also known as a cash advance; a short-term loan that is typically due on your next payday.

Loan Rates & Terms

In Store
Online

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What You’ll Need To Apply For A Payday Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account
Line of Credit icon

Line of Credit

$200 - $3,000

Online or In Store

Access money on demand with Advance America’s Flex Line of Credit. Apply only once, and your Line of Credit remains open to draw on (up to your credit limit) whenever you need extra funds.

Rates & Fees

In Store
Online

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What You’ll Need To Apply For A Line of Credit

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Title Loan icon

Title Loan

$2,000 - $25,000

Online

If you own your car and have the vehicles title, our competitive rates make it easy to get up to $2,500 in-store.

Need more money? We’ve partnered with LoanCenter to offer you online title loans up to $25,000!

Fuel your goals through our partnership with LoanCenter with an Online Title Loan based on your vehicle's value.*

Through our partnership with LoanCenter, you can apply for an Online Title Loan using your car, truck, RV or motorcycle's appraised value.* You keep driving your vehicle while you pay off your loan. Consider refinancing your current title loan.

If you qualify for a Title Loan with LoanCenter, you can get rates as low as 36% APR on loans over $5,000.*

Start your application on LoanCenter's website by clicking Apply Online.

How our loans work in Tennessee

Apply, get money and pay in store or online.

1

Start your application now or apply in the store.

2

Get approved within minutes.

3

Receive money same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

Proudly serving our customers

Advance America Tennessee customer reviews

"Y'all staff were efficient as a fine tuned watch. (Peace)"

5 star rating

"always great customer service…"

5 star rating

"they do a good job."

5 star rating

Read More Reviews

Other money services offered in Tennessee

Western Union in Tennessee

With Western Union® services from Advance America, sending or receiving money is easier than ever.

Learn More

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About Advance America in Tennessee

Known as the Volunteer State, Tennessee is located between the Great Smoky Mountains to the east and Mississippi River to the west. Located in the center of the state, Nashville is Tennessee’s state capital and is known for its country music scene. The second largest city is Memphis, the birthplace of the blues and the home of Elvis Presley’s Graceland. Knoxville, located on the eastern side Tennessee, is home to the University of Tennessee and located near the Great Smoky Mountains National Park, the most visited national park in the United States. Since 1997, Advance America has proudly served the citizens in Tennessee with online loans and 51 locations across the state from the soulful Memphis, the country music capital Nashville, riverside Knoxville and historic Clarksville. As a direct lender, we are proud to offer instant approval decisions on loan applications in store or online, which means you can get the money you need the same day. Stop by one of our convenient Tennessee locations or apply online today.

With Advance America in Tennessee, getting loans is quick and easy, whether you apply in store, by phone or online. In TN, we offer Payday Loans, Line of Credit and Title Loans as well as Western Union. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need money quickly. Read reviews from our TN customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.

Tennessee License 2020 Tennessee Flexible Credit License
License/Registration

Advance America, Cash Advance Centers of Tennessee, Inc. is licensed by Tennessee’s Department of Financial Institutions pursuant to the Tennessee Deferred Presentment Services Act, Tennessee Code §45-17-101 et seq.