Same day personal loans up to $600 # Payday Loans and Online Loans at 3970 East Wilder Road, Suite C, Bay City, MI Store Information [ ![location icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/location-pin-outline.svg) 3970 East Wilder Road, Suite C Bay City, MI 48706 ](https://www.google.com/maps/dir/current+location/Advance+America+1319,+3970+East+Wilder+Road,+Suite+C+Bay+City+MI+48706) [ ![phone icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/phone-outline.svg) (989) 667-5740 ]() [ ![search icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/search-outline.svg) Find another store ](https://www.advanceamerica.net/store-locations) [Apply online](https://www.advanceamerica.net/online) Store Hours [ Open 9:00 am - 6:00 pm ](#hours-toggle)- Monday 10:00 am - 6:00 pm - Tuesday 10:00 am - 6:00 pm - Wednesday 10:00 am - 6:00 pm - Thursday 10:00 am - 6:00 pm - Friday 9:00 am - 6:00 pm - Saturday 10:00 am - 2:00 pm - Sunday Closed Open 9:00 am - 6:00 pm - Monday 10:00 am - 6:00 pm - Tuesday 10:00 am - 6:00 pm - Wednesday 10:00 am - 6:00 pm - Thursday 10:00 am - 6:00 pm - Friday 9:00 am - 6:00 pm - Saturday 10:00 am - 2:00 pm - Sunday Closed Loans and Money Services [ ![Payday Loans decorative icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/payday-loan-dark.svg) Payday Loans ](https://www.advanceamerica.net/loans/payday-loans) "Website is very user friendly " — Laura, 06/03/2026 ![trustpilot 5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) 4.9 out of 5 based on 128,352 reviews [128,352 reviews](https://www.advanceamerica.net/customer-reviews) on ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![Google 5 stars](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars.svg)200,000+ reviews on **Google** ## Get money online or at Advance America 3970 East Wilder Road, Suite C, Bay City, MI store ### Easy and fast Personal Loans: Payday Loans [ ![Payday Loans icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/payday-loan.svg) ](https://www.advanceamerica.net/loans/payday-loans) ## [Payday Loans](https://www.advanceamerica.net/loans/payday-loans) Online or In Store: $100 - $600 Get a Payday Loan up to $600 in Bay City, MI. A Payday Loan is two to four-week short term loan, that is usually for a couple hundred dollars. It’s one way to get a little extra cash between paychecks. Call [(989) 667-5740]() to find out how much you could pre-qualify for or visit us at 3970 East Wilder Road, Suite C in Bay City, MI for more details on Payday Loans. [Learn more about Payday Loans](https://www.advanceamerica.net/loans/payday-loans) [Learn more about Payday Loans](https://www.advanceamerica.net/store-locations/michigan#rates-section-payday-loan) [Apply online](https://www.advanceamerica.net/online) [![location icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-location-pin-dark.png) Directions](https://www.google.com/maps/dir/current+location/Advance+America,+3970+East+Wilder+Road%2C+Suite+C,+Bay+City+MI+48706) ## Get ready for your store visit To apply for a loan at Advance America, you'll need the following items. 1. Government-issued ID 2. Proof of income 3. Checking account 4. Social Security Number or ITIN ![Advance America 3970 East Wilder Road, Suite C, Bay City, MI Store](https://cdn.advanceamerica.net/public/styles/content_width/public/media/images/2020-11/advance-america-storefront.jpg.webp?VersionId=jewTMHbS0IjAbRBh540KhrCdbTYz3_qo&itok=2eV9Sg8m) ## About Advance America 3970 East Wilder Road, Suite C, Bay City, MI ![Advance America 3970 East Wilder Road, Suite C, Bay City, MI Store](https://cdn.advanceamerica.net/public/styles/content_width/public/media/images/2020-11/advance-america-storefront.jpg.webp?VersionId=jewTMHbS0IjAbRBh540KhrCdbTYz3_qo&itok=2eV9Sg8m) Our Bay City location provides convenient access to fast cash loans in Michigan. We are right across the street from Bay City Town Center and a short drive to Bay County Civic Area. We know how unexpected life can be, so we are dedicated to being here whenever you need us. Advance America is a nationally recognized, fully accredited company that helps millions of people with financial needs. We provide first-rate customer service to people from Bay City, MI who need money quickly. With us, getting a [Payday Loan](https://www.advanceamerica.net/loans/payday-loans) is quick and easy. We also offer [Western Union](https://www.advanceamerica.net/services/western-union). Read our customer reviews to find out more about why Advance America is one of the most trusted places to get the cash you need or visit your local store at 3970 East Wilder Road, Suite C, Bay City, MI 48706. ## It pays to share! Earn $50\* for every friend you refer to Advance America! ## Refer it forward Know someone who could use a boost? Send them to Advance America and get paid $50\* when they become a new customer. ## Nearby stores [Advance America #1380](https://www.advanceamerica.net/store-locations/michigan/310-w-genesee-ave-saginaw-48602) 310 W. Genesee Ave. Saginaw,MI 48602 13.3 mi. Store Details **Store Hours** Open 9:00 am - 6:00 pm - Monday 10:00 am - 6:00 pm - Tuesday 10:00 am - 6:00 pm - Wednesday 10:00 am - 6:00 pm - Thursday 10:00 am - 6:00 pm - Friday 9:00 am - 6:00 pm - Saturday 10:00 am - 2:00 pm - Sunday Closed Phone [(989) 771-4901]() [Directions](https://www.google.com/maps/dir/current+location/Advance+America+1380,+310+W.+Genesee+Ave.+Saginaw+MI+48602) ## Reviews from Bay City, MI customers "Website is very user friendly " — Laura, 06/03/2026 ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) [Read reviews](https://www.advanceamerica.net/customer-reviews)