# Personal Loans in Kentucky | Payday Loans (Alternatives to Installment Loans) & Online Loans Money today, momentum tomorrow. ## Get loans up to $500 in Kentucky. Apply online or at one of our 20 KY locations. [Apply Online](https://www.advanceamerica.net/online) Already have an account? [Login](https://www.advanceamerica.net/online/signin/login) [Find a Store](https://www.advanceamerica.net/store-locations) Not in Kentucky? [ ![decorative location icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-location-pin.svg) Use My Location ](https://www.advanceamerica.net/geolocate/ip/state) There was a problem with finding your location. Please use the form below. Enter your state ## Refer it forward Know someone who could use a boost? Send them to Advance America and get $50\* when they become a new customer. Why Advance America in Kentucky? We’ll work with you to find the perfect loan solution to fit your life in the Bluegrass State. - Same-day money online or at one of our 20 KY locations\* - Thousands of 5-star customer reviews in KY - Instant approval decision - Bad credit, poor credit or good credit? All credit levels can apply. - Trusted lender in KY since 1997 - Conveniently manage loan account online in Kentucky var loans_rates = {"payday-loan":{"in_store":{"min":50,"max":500,"total":12,"rates":[{"apr":577.22,"loan_amount":50,"loan_term":"14 Days","num_payments":1,"repayment_cycle":"bi-weekly","payment_cycle":"bi-weekly","payment_method":"ACH","finance_charge":11.07,"payment_amount":61.07,"payment_final":"","payment_total":61.07,"combine":true,"legal":"Assumes a 14 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."},{"apr":269.37,"loan_amount":50,"loan_term":"30 Days","num_payments":1,"repayment_cycle":"monthly","payment_cycle":"monthly","payment_method":"ACH","finance_charge":11.07,"payment_amount":61.07,"payment_final":"","payment_total":61.07,"combine":true,"legal":"Assumes a 30 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."},{"apr":241.99,"loan_amount":100,"loan_term":"30 Days","num_payments":1,"repayment_cycle":"monthly","payment_cycle":"monthly","payment_method":"ACH","finance_charge":19.89,"payment_amount":119.89,"payment_final":"","payment_total":119.89,"combine":true,"legal":"Assumes a 30 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."},{"apr":518.56,"loan_amount":100,"loan_term":"14 Days","num_payments":1,"repayment_cycle":"bi-weekly","payment_cycle":"bi-weekly","payment_method":"ACH","finance_charge":19.89,"payment_amount":119.89,"payment_final":"","payment_total":119.89,"combine":true,"legal":"Assumes a 14 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."},{"apr":228.36,"loan_amount":200,"loan_term":"30 Days","num_payments":1,"repayment_cycle":"monthly","payment_cycle":"monthly","payment_method":"ACH","finance_charge":37.54,"payment_amount":237.54,"payment_final":"","payment_total":237.54,"combine":true,"legal":"Assumes a 30 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."},{"apr":489.36,"loan_amount":200,"loan_term":"14 Days","num_payments":1,"repayment_cycle":"bi-weekly","payment_cycle":"bi-weekly","payment_method":"ACH","finance_charge":37.54,"payment_amount":237.54,"payment_final":"","payment_total":237.54,"combine":true,"legal":"Assumes a 14 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."},{"apr":223.82,"loan_amount":300,"loan_term":"30 Days","num_payments":1,"repayment_cycle":"monthly","payment_cycle":"monthly","payment_method":"ACH","finance_charge":55.19,"payment_amount":355.19,"payment_final":"","payment_total":355.19,"combine":true,"legal":"Assumes a 30 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."},{"apr":479.62,"loan_amount":300,"loan_term":"14 Days","num_payments":1,"repayment_cycle":"bi-weekly","payment_cycle":"bi-weekly","payment_method":"ACH","finance_charge":55.19,"payment_amount":355.19,"payment_final":"","payment_total":355.19,"combine":true,"legal":"Assumes a 14 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."},{"apr":221.52,"loan_amount":400,"loan_term":"30 Days","num_payments":1,"repayment_cycle":"monthly","payment_cycle":"monthly","payment_method":"ACH","finance_charge":72.83,"payment_amount":472.83,"payment_final":"","payment_total":472.83,"combine":true,"legal":"Assumes a 30 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."},{"apr":474.69,"loan_amount":400,"loan_term":"14 Days","num_payments":1,"repayment_cycle":"bi-weekly","payment_cycle":"bi-weekly","payment_method":"ACH","finance_charge":72.83,"payment_amount":472.83,"payment_final":"","payment_total":472.83,"combine":true,"legal":"Assumes a 14 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."},{"apr":220.16,"loan_amount":500,"loan_term":"30 Days","num_payments":1,"repayment_cycle":"monthly","payment_cycle":"monthly","payment_method":"ACH","finance_charge":90.48,"payment_amount":590.48,"payment_final":"","payment_total":590.48,"combine":true,"legal":"Assumes a 30 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."},{"apr":471.78,"loan_amount":500,"loan_term":"14 Days","num_payments":1,"repayment_cycle":"bi-weekly","payment_cycle":"bi-weekly","payment_method":"ACH","finance_charge":90.48,"payment_amount":590.48,"payment_final":"","payment_total":590.48,"combine":true,"legal":"Assumes a 14 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."}]}}}; var loans_rates_pre_chosen = {"placeholder":true}; ## Available loans in Kentucky Not in Kentucky? There was a problem with finding your location. Please use the form below. Enter your state ### Fast and easy cash loans: Payday loans, cash advances, online loans and personal loans ![Payday Loan icon](https://cdn.advanceamerica.net/public/media/images/2024-08/paydyay-loan.svg)### Payday Loan $50 - $500 Available online or in store Also known as a cash advance; a short-term loan that is typically due on your next payday. - [Loan Rates & Terms](#payday-loan-rates) - [What You Need](#payday-loan-needs) #### Loan Rates & Terms In Store Online Select your loan amount $ ${ formatNumber( loanAmount ) } Select your loan amount $${formatNumber( min )} $${formatNumber( max )} Available loan amount: $${ formatNumber( availableLoanAmounts\[0\] ) } Pay Cycle ? Loan Term Payment Method ? Pay Cycle ? ${ payCycles.chosen } Loan Term Payment Method ? ${ paymentMethods.chosen } Loan Amount ? $${ formatNumber( loanAmount ) } Estimated Payment${chosenRate.num_payments > 1 ? 's' : ''} ${ formatPaymentsString() } Final Payment $${ formatNumber ( chosenRate.payment_final, true ) } Finance Charges $${ formatNumber( chosenRate.finance_charge, true ) } Annual Percentage Rate (APR) ? ${ formatNumber ( chosenRate.apr, false ) }% Total Amount Due $${ formatNumber( chosenRate.payment_total, true ) } #### What You’ll Need To Apply For a Payday Loan - Proof of Income - Government Issued ID - Checking Account [Apply Online](https://www.advanceamerica.net/online) [Find a Store](https://www.advanceamerica.net/store-locations) ## How our loans work in Kentucky 1 [Start your application now](https://www.advanceamerica.net/online) or apply in the store. 2 Get approved within minutes. 3 Receive money same day. [Apply Online](https://www.advanceamerica.net/online) [Find a Store](https://www.advanceamerica.net/store-locations) ## Proudly serving our customers ## Advance America Kentucky customer reviews "The easy of the app is great. You can make a payment and take out a loan all in the comfort of your home. It is amazing. " — Samantha, 06/08/2026 ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) "It's a nice place to go if you need a advance " — Deborah, 06/04/2026 ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) "Fast, easy and understanding. " — Lauren, 06/04/2026 ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) [Read More Reviews](https://www.advanceamerica.net/customer-reviews) ## Other money services offered in Kentucky [ ![icon for Western Union in Kentucky](https://cdn.advanceamerica.net/public/media/images/2023-03/WU-logo-new_0_5.png?VersionId=LQVTUJg3hmPFSxemhDQ54qLAT1lUlb6c) ](https://www.advanceamerica.net/services/western-union) ### [Western Union in Kentucky](https://www.advanceamerica.net/services/western-union) With Western Union® services from Advance America, sending or receiving money is easier than ever. [Learn More](https://www.advanceamerica.net/services/western-union) ## See all Kentucky locations Jump to city name: [A](#a) [B](#b) [C](#c) D E [F](#f) [G](#g) [H](#h) I J K [L](#l) [M](#m) [N](#n) [O](#o) [P](#p) Q [R](#r) S T U V [W](#w) X Y Z A ### Ashland, KY [Advance America #2249 726 Greenup Avenue Ashland, KY 41101 ](https://www.advanceamerica.net/store-locations/kentucky/726-greenup-avenue-ashland-41101)*Next to Giovanni's* [(606) 324-6614]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=726%20Greenup%20Avenue,+Ashland,+KY+41101) B ### Bardstown, KY [Advance America #341 106 Kentucky Home Square Bardstown, KY 40004 ](https://www.advanceamerica.net/store-locations/kentucky/106-kentucky-home-square-bardstown-40004)*In KY Home Square Plaza* [(502) 350-3310]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=106%20Kentucky%20Home%20Square,+Bardstown,+KY+40004) ### Bowling Green, KY [Advance America #350 2710 Nashville Road, Ste. 107 Bowling Green, KY 42101 ](https://www.advanceamerica.net/store-locations/kentucky/2710-nashville-road-ste-107-bowling-green-42101)*In Kroger Plaza* [(270) 781-1880]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=2710%20Nashville%20Road%2C%20Ste.%20107,+Bowling%20Green,+KY+42101) C ### Campbellsville, KY [Advance America #2279 217 E. Broadway Campbellsville, KY 42718 ](https://www.advanceamerica.net/store-locations/kentucky/217-e-broadway-campbellsville-42718)*Next to Shear Vogue Salon* [(270) 465-9901]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=217%20E.%20Broadway,+Campbellsville,+KY+42718) F ### Florence, KY [Advance America #5446 7108 Turfway Road Florence, KY 41042 ](https://www.advanceamerica.net/store-locations/kentucky/7108-turfway-road-florence-41042)*Across from Post Office* [(859) 746-0049]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=7108%20Turfway%20Road,+Florence,+KY+41042) G ### Georgetown, KY [Advance America #2287 104 Lawson Drive , Suite 104 Georgetown, KY 40324 ](https://www.advanceamerica.net/store-locations/kentucky/104-lawson-drive-suite-104-georgetown-40324)*Next to Blowing Vapers* [(502) 570-2810]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=104%20Lawson%20Drive%20%2C%20Suite%20104,+Georgetown,+KY+40324) H ### Henderson, KY [Advance America #5432 2606 Zion Rd., Ste. C-2 Henderson, KY 42420 ](https://www.advanceamerica.net/store-locations/kentucky/2606-zion-rd-ste-c-2-henderson-42420)*Next to Sally's Beauty Supply* [(270) 827-8083]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=2606%20Zion%20Rd.%2C%20Ste.%20C-2,+Henderson,+KY+42420) ### Hopkinsville, KY [Advance America #5430 1222-A Skyline Dr. Hopkinsville, KY 42240 ](https://www.advanceamerica.net/store-locations/kentucky/1222-a-skyline-dr-hopkinsville-42240)*Across from Krogers* [(270) 889-0776]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=1222-A%20Skyline%20Dr.,+Hopkinsville,+KY+42240) L ### Lexington, KY [Advance America #5442 352 Southland Drive Lexington, KY 40503 ](https://www.advanceamerica.net/store-locations/kentucky/352-southland-drive-lexington-40503)*Next to Winchell's Sports Bar* [(859) 277-2264]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=352%20Southland%20Drive,+Lexington,+KY+40503) [Advance America #5444 1301 Winchester Rd. Suite 77 Lexington, KY 40505 ](https://www.advanceamerica.net/store-locations/kentucky/1301-winchester-rd-suite-77-lexington-40505)*In Eastland Shopping Center* [(859) 255-6378]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=1301%20Winchester%20Rd.%20Suite%2077,+Lexington,+KY+40505) ### [Louisville, KY](https://www.advanceamerica.net/store-locations/kentucky/louisville) [Advance America #2229 3943 Dixie Highway, Suite A Louisville, KY 40216 ](https://www.advanceamerica.net/store-locations/kentucky/3943-dixie-highway-suite-a-louisville-40216)*Across from Southland Terrace* [(502) 447-8411]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=3943%20Dixie%20Highway%2C%20Suite%20A,+Louisville,+KY+40216) [Advance America #2231 3348 Hikes Lane, Ste. 109 Louisville, KY 40220 ](https://www.advanceamerica.net/store-locations/kentucky/3348-hikes-lane-ste-109-louisville-40220)*In MacMahon Shopping Center* [(502) 459-3818]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=3348%20Hikes%20Lane%2C%20Ste.%20109,+Louisville,+KY+40220) [Advance America #2233 5510 New Cut Road Louisville, KY 40214 ](https://www.advanceamerica.net/store-locations/kentucky/5510-new-cut-road-louisville-40214)*Next to H&R Block* [(502) 380-3726]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=5510%20New%20Cut%20Road,+Louisville,+KY+40214) [Advance America #5445 4412 Outer Loop Hwy. Louisville, KY 40219 ](https://www.advanceamerica.net/store-locations/kentucky/4412-outer-loop-hwy-louisville-40219)*Across from Krogers* [(502) 966-9877]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=4412%20Outer%20Loop%20Hwy.,+Louisville,+KY+40219) M ### Maysville, KY [Advance America #2274 1575 US Highway 68 Maysville, KY 41056 ](https://www.advanceamerica.net/store-locations/kentucky/1575-us-highway-68-maysville-41056)*Next to Mariner Finance* [(606) 759-7514]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=1575%20US%20Highway%2068,+Maysville,+KY+41056) ### [Morehead, KY](https://www.advanceamerica.net/store-locations/kentucky/morehead) ### Mount Sterling, KY [Advance America #2246 243 Indian Mound Dr. Mount Sterling, KY 40353 ](https://www.advanceamerica.net/store-locations/kentucky/243-indian-mound-dr-mount-sterling-40353)*Next to Harbor Freight* [(859) 497-0537]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=243%20Indian%20Mound%20Dr.,+Mount%20Sterling,+KY+40353) N ### [Nicholasville, KY](https://www.advanceamerica.net/store-locations/kentucky/nicholasville) O ### Owensboro, KY [Advance America #348 3333 Frederica #3 Owensboro, KY 42301 ](https://www.advanceamerica.net/store-locations/kentucky/3333-frederica-3-owensboro-42301)*In Steel Square Plaza* [(270) 684-6408]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=3333%20Frederica%20%233,+Owensboro,+KY+42301) P ### Pikeville, KY [Advance America #2277 276 Cassidy Blvd., Suite 1 Pikeville, KY 41501 ](https://www.advanceamerica.net/store-locations/kentucky/276-cassidy-blvd-suite-1-pikeville-41501)*Next to Great Clips* [(606) 437-0016]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=276%20Cassidy%20Blvd.%2C%20Suite%201,+Pikeville,+KY+41501) R ### Radcliff, KY [Advance America #2110 211 N. Dixie Blvd., Ste. B Radcliff, KY 40160 ](https://www.advanceamerica.net/store-locations/kentucky/211-n-dixie-blvd-ste-b-radcliff-40160)*Next to H&R Block* [(270) 352-2540]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=211%20N.%20Dixie%20Blvd.%2C%20Ste.%20B,+Radcliff,+KY+40160) W ### Winchester, KY [Advance America #2282 3 North Bloomfield Rd. Winchester, KY 40391 ](https://www.advanceamerica.net/store-locations/kentucky/3-north-bloomfield-rd-winchester-40391)*Across from King Brothers Auto* [(859) 901-1717]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=3%20North%20Bloomfield%20Rd.,+Winchester,+KY+40391) Don't see your city? [Find your closest location](https://www.advanceamerica.net/store-locations) ## About Advance America in Kentucky Serving Kentuckians since 1997, Advance America is a trusted direct lender with the services and support you need to keep moving forward. No matter where you hail from — booming Louisville and Lexington or charming Paducah and London — Advance America has convenient locations throughout the state of Kentucky. We are proud to offer instant approval decisions on loan applications in store or online, which means you can get the money you need the same day. Stop by one of our 20 Kentucky locations today. With Advance America in Kentucky, applying in store is quick and easy. In KY, we offer [Payday Loans](https://www.advanceamerica.net/loans/payday-loans) as well as [Western Union](https://www.advanceamerica.net/services/western-union). Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. We provide first-rate customer service to people who need money quickly. Read reviews from our KY customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau. [Apply Online](https://www.advanceamerica.net/online) [Find a Store](https://www.advanceamerica.net/store-locations) [ ![KY license](https://cdn.advanceamerica.net/public/styles/license_thumb/public/media/images/2024-07/KY%20license.jpg.webp?VersionId=kcDtL6u6M7ds2n3kJnKEKV46nMrVEM.v&itok=akcSQ9EN) ](#) × ![KY license](https://cdn.advanceamerica.net/public/styles/license_full/public/media/images/2024-07/KY%20license.jpg.webp?VersionId=kaE1o.LkEVQ_jw1WnCPmBBF.gcxNoDTG&itok=BGRyfaaE) ## License/Registration