# Personal Loans in Iowa | Payday Loans (Alternatives to Installment Loans) & Online Loans Money today, momentum tomorrow. ## Get loans up to $445 in Iowa. Apply online or at one of our 11 IA locations. [Apply Online](https://www.advanceamerica.net/online) [Find a Store](https://www.advanceamerica.net/store-locations) Not in Iowa? [ ![decorative location icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-location-pin.svg) Use My Location ](https://www.advanceamerica.net/geolocate/ip/state) There was a problem with finding your location. Please use the form below. Enter your state ## Refer it forward Know someone who could use a boost? Send them to Advance America and get $50\* when they become a new customer. Why Advance America in Iowa? We’ll work with you to find the perfect loan solution to fit your life in the Hawkeye State. - Same-day money online or at one of our 11 IA locations\* - Instant approval decision - Bad credit, poor credit or good credit? All credit levels can apply. - Conveniently manage loan account online in Iowa - Thousands of 5-star customer reviews in IA var loans_rates = {"payday-loan":{"in_store":{"min":100,"max":445,"total":10,"rates":[{"apr":430.17,"loan_amount":100,"loan_term":"14 Days","num_payments":1,"repayment_cycle":"bi-weekly","payment_cycle":"bi-weekly","payment_method":"ACH","finance_charge":16.5,"payment_amount":116.5,"payment_final":"","payment_total":116.5,"combine":true,"legal":"Assumes a 14 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."},{"apr":200.75,"loan_amount":100,"loan_term":"30 Days","num_payments":1,"repayment_cycle":"monthly","payment_cycle":"monthly","payment_method":"ACH","finance_charge":16.5,"payment_amount":116.5,"payment_final":"","payment_total":116.5,"combine":true,"legal":"Assumes a 30 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. 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Since payments are aligned with pay dates, there may be other payday cycles that would impact the repayment terms.","payment_method_tip":"","apr_tip":"The APR is a measure of the cost of credit. While your loan is short-term and based on your pay cycle, the APR represents a yearly cost as a percentage of the principal.","sub_heading":"The below information is based on typical loan examples. Other loan amounts may be available."},{"apr":150.37,"loan_amount":445,"loan_term":"30 Days","num_payments":1,"repayment_cycle":"monthly","payment_cycle":"monthly","payment_method":"ACH","finance_charge":55,"payment_amount":500,"payment_final":"","payment_total":500,"combine":true,"legal":"Assumes a 30 day term. Loans subject to approval. Examples provided are typical loans offered to qualified applicants. Other loan amounts and terms may be available. Checks may be issued instead of cash.","loan_amount_tip":"","payment_cycle_tip":"These are examples of pay frequency. 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Enter your state ### Fast and easy cash loans: Payday loans, cash advances, online loans and personal loans ![Payday Loan icon](https://cdn.advanceamerica.net/public/media/images/2024-08/paydyay-loan.svg)### Payday Loan $100 - $445 Available online or in store Also known as a cash advance; a short-term loan that is typically due on your next payday. - [Loan Rates & Terms](#payday-loan-rates) - [What You Need](#payday-loan-needs) #### Loan Rates & Terms In Store Online Select your loan amount $ ${ formatNumber( loanAmount ) } Select your loan amount $${formatNumber( min )} $${formatNumber( max )} Available loan amount: $${ formatNumber( availableLoanAmounts\[0\] ) } Pay Cycle ? Loan Term Payment Method ? Pay Cycle ? ${ payCycles.chosen } Loan Term Payment Method ? ${ paymentMethods.chosen } Loan Amount ? $${ formatNumber( loanAmount ) } Estimated Payment${chosenRate.num_payments > 1 ? 's' : ''} ${ formatPaymentsString() } Final Payment $${ formatNumber ( chosenRate.payment_final, true ) } Finance Charges $${ formatNumber( chosenRate.finance_charge, true ) } Annual Percentage Rate (APR) ? ${ formatNumber ( chosenRate.apr, false ) }% Total Amount Due $${ formatNumber( chosenRate.payment_total, true ) } #### What You’ll Need To Apply For a Payday Loan - Government Issued ID - Proof of Income - Checking Account [Apply Online](https://www.advanceamerica.net/online) [Find a Store](https://www.advanceamerica.net/store-locations) ## How our loans work in Iowa Apply, get money and pay in store or online. 1 [Start your application now](https://www.advanceamerica.net/online) or apply in the store. 2 Get approved within minutes. 3 Receive money same day.\* \*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day. [Apply Online](https://www.advanceamerica.net/online) [Find a Store](https://www.advanceamerica.net/store-locations) ## Proudly serving our customers ## Advance America Iowa customer reviews "It’s very easy and quick to do it on my own on internet. Adv America has been very good to me. " — Kimberly, Davenport, IA, 06/11/2026 ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) "You guys are great because you have helped me out a lot and I really do appreciate it. Thank you, Ricky Davis " — Ricky, Council Bluffs, IA, 06/04/2026 ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) "Great service always quick and easy. " — Irene, Burlington, IA, 06/04/2026 ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) [Read More Reviews](https://www.advanceamerica.net/customer-reviews) ## Other money services offered in Iowa [ ![icon for Western Union in Iowa](https://cdn.advanceamerica.net/public/media/images/2023-03/WU-logo-new_0_5.png?VersionId=LQVTUJg3hmPFSxemhDQ54qLAT1lUlb6c) ](https://www.advanceamerica.net/services/western-union) ### [Western Union in Iowa](https://www.advanceamerica.net/services/western-union) With Western Union® services from Advance America, sending or receiving money is easier than ever. [Learn More](https://www.advanceamerica.net/services/western-union) ## See all Iowa locations Jump to city name: A [B](#b) [C](#c) [D](#d) E F G H I J K L [M](#m) N [O](#o) P Q R [S](#s) T U V [W](#w) X Y Z B ### Burlington, IA [Advance America #5259 331 N. Roosevelt Dr. Space L Burlington, IA 52601 ](https://www.advanceamerica.net/store-locations/iowa/331-n-roosevelt-dr-space-l-burlington-52601)*Next to Rent-A-Center* [(319) 754-7655]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=331%20N.%20Roosevelt%20Dr.%20Space%20L,+Burlington,+IA+52601) C ### Cedar Rapids, IA [Advance America #4043 3135 Wiley Blvd. SW, Ste. 107 Cedar Rapids, IA 52404 ](https://www.advanceamerica.net/store-locations/iowa/3135-wiley-blvd-sw-ste-107-cedar-rapids-52404)*Next to Boost Mobile* [(319) 390-5800]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=3135%20Wiley%20Blvd.%20SW%2C%20Ste.%20107,+Cedar%20Rapids,+IA+52404) ### Coralville, IA [Advance America #5691 2411 2nd Street, Unit 4 Coralville, IA 52241 ](https://www.advanceamerica.net/store-locations/iowa/2411-2nd-street-unit-4-coralville-52241)*Next to Advance Auto Parts* [(319) 337-4310]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=2411%202nd%20Street%2C%20Unit%204,+Coralville,+IA+52241) ### Council Bluffs, IA [Advance America #5266 3134 Manawa Centre Dr., Suite 4 Council Bluffs, IA 51501 ](https://www.advanceamerica.net/store-locations/iowa/3134-manawa-centre-dr-suite-4-council-bluffs-51501)*Across from Dairy Queen* [(712) 366-0744]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=3134%20Manawa%20Centre%20Dr.%2C%20Suite%204,+Council%20Bluffs,+IA+51501) D ### Davenport, IA [Advance America #5687 1801 East Kimberly Road, Ste. 3 Davenport, IA 52807 ](https://www.advanceamerica.net/store-locations/iowa/1801-east-kimberly-road-ste-3-davenport-52807)*Between Hy-Vee & IowaWorks* [(563) 359-5525]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=1801%20East%20Kimberly%20Road%2C%20Ste.%203,+Davenport,+IA+52807) ### [Des Moines, IA](https://www.advanceamerica.net/store-locations/iowa/des-moines) [Advance America #3695 2480 E. Euclid Des Moines, IA 50317 ](https://www.advanceamerica.net/store-locations/iowa/2480-e-euclid-des-moines-50317)*Next to Hy-Vee* [(515) 265-7100]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=2480%20E.%20Euclid,+Des%20Moines,+IA+50317) ### [Dubuque, IA](https://www.advanceamerica.net/store-locations/iowa/dubuque) M ### Marshalltown, IA [Advance America #5496 901 S. Center St., Unit 2 Marshalltown, IA 50158 ](https://www.advanceamerica.net/store-locations/iowa/901-s-center-st-unit-2-marshalltown-50158)*Next to Fareway Grocery* [(641) 753-1025]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=901%20S.%20Center%20St.%2C%20Unit%202,+Marshalltown,+IA+50158) ### Mason City, IA [Advance America #5264 626 S. Monroe Ave. Mason City, IA 50401 ](https://www.advanceamerica.net/store-locations/iowa/626-s-monroe-ave-mason-city-50401)*Next to Eyemart* [(641) 424-5750]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=626%20S.%20Monroe%20Ave.,+Mason%20City,+IA+50401) O ### Ottumwa, IA [Advance America #5256 1111 N. Quincy Ave. Ottumwa, IA 52501 ](https://www.advanceamerica.net/store-locations/iowa/1111-n-quincy-ave-ottumwa-52501)*Next to Hobby Lobby* [(641) 684-0083]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=1111%20N.%20Quincy%20Ave.,+Ottumwa,+IA+52501) S ### Sioux City, IA [Advance America #5265 1713 Hamilton Blvd. Sioux City, IA 51103 ](https://www.advanceamerica.net/store-locations/iowa/1713-hamilton-blvd-sioux-city-51103)*Between Pizza Hut & Taco Johns* [(712) 234-1864]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=1713%20Hamilton%20Blvd.,+Sioux%20City,+IA+51103) W ### West Des Moines, IA [Advance America #4644 1821 22nd St., Ste. 104 West Des Moines, IA 50266 ](https://www.advanceamerica.net/store-locations/iowa/1821-22nd-st-ste-104-west-des-moines-50266)*Next to Smash Burger* [(515) 440-3016]() [Get Directions](https://www.google.com/maps/dir/?api=1&destination=1821%2022nd%20St.%2C%20Ste.%20104,+West%20Des%20Moines,+IA+50266) Don't see your city? [Find your closest location](https://www.advanceamerica.net/store-locations) ## About Advance America in Iowa Serving the great state of Iowa since 1998, Advance America is a trusted direct lender with the services and support you need to keep moving forward. From the Des Moines capital and eclectic Sioux City to Hawkeye territory in Iowa City and the Cardinal region of Ames, Advance America has convenient locations throughout the state of Iowa. We are proud to offer instant approval decisions on loan applications, which means you can get the money you need the same day. Stop by one of our 11 convenient Iowa locations or apply online today. With Advance America in Iowa, applying in store is quick and easy. In IA, we offer [Payday Loans](https://www.advanceamerica.net/loans/payday-loans) as well as [Western Union](https://www.advanceamerica.net/services/western-union). Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. We provide first-rate customer service to people who need a loan quickly. Read reviews from our Iowa customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau. [Apply Online](https://www.advanceamerica.net/online) [Find a Store](https://www.advanceamerica.net/store-locations) ## License/Registration Proof of current license is available on request.