# Installment Loans, FlexFund and Online Loans near Valley, Alabama ## Personal loans are finally personal near Valley, AL [Apply Online](https://www.advanceamerica.net/online) [Find a Store](https://www.advanceamerica.net/store-locations) Already have an account? [Login](https://www.advanceamerica.net/online/signin/login) [Installment Loans](https://www.advanceamerica.net/loans/installment-loans) [FlexFund](https://www.advanceamerica.net/loans/line-of-credit/flc) [Western Union](https://www.advanceamerica.net/services/western-union) ## Get personal loans near Valley, AL with Advance America Easy and fast Installment Loans, FlexFund and Online Loans Looking for an Advance America loan in Valley? Check out our online personal loan options, so you can get moving on the loan process. Advance America offers quick and easy [Installment Loans](https://www.advanceamerica.net/loans/installment-loans) and [FlexFund](https://www.advanceamerica.net/loans/line-of-credit/flc) to borrowers in Valley. You can easily apply for one of our loans at a store location near Valley, or online from the comfort of your home. The application is fast and easy with instant approval decision. If approved, you could get your money today. Advance America has an A+ Better Business Bureau rating, over 100,000 5-star reviews on Google, and nearly 60,000 5-star reviews on Trustpilot. Click Apply Online to get started or click Find A Store to find a location near you to discuss Advance America loan options. [Apply Online](https://www.advanceamerica.net/online) ## Find a Store Near You document.addEventListener('DOMContentLoaded', function() { map_with_locations_list.setDetails( 'map-default', '', '{"lat":32.8187406,"lng":-85.1793852}', '{"visitor":{"url":"\/themes\/custom\/pf_aa_theme\/assets\/images\/icons\/location-pin-dark-circle.svg","height":50,"width":50},"closest":{"url":"\/themes\/custom\/pf_aa_theme\/assets\/images\/icons\/location-pin-active-shadow.svg","height":50,"width":50},"nearby":{"url":"\/themes\/custom\/pf_aa_theme\/assets\/images\/icons\/location-pin-white-shadow.svg","height":50,"width":50}}', '[{"lat":32.870054,"lng":-85.186716,"type":"nearby","title":"Advance America #1618","address":"403 A North Gilmer Avenue","city":"Lanett","state":"AL","zip":"36863","located":"Next to Family Dollar","distance":"3.6mi","phone":"(334) 219-8042","store_url":{},"directions_url":"https:\/\/www.google.com\/maps\/dir\/current+location\/Advance+America+1618,+403+A+North+Gilmer+Avenue+Lanett+AL+36863","hours":{"title":"Open 8:30 am - 5:30 pm","items":[{"day":"Monday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Tuesday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Wednesday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Thursday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Friday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Saturday","open_time":false,"close_time":false},{"day":"Sunday","open_time":false,"close_time":false}]}},{"lat":32.635299,"lng":-85.423354,"type":"nearby","title":"Advance America #1672","address":"3000 Pepperell Parkway, Ste. 10","city":"Opelika","state":"AL","zip":"36801","located":"Gateway Commons Shopping Center ","distance":"19mi","phone":"(334) 737-3320","store_url":{},"directions_url":"https:\/\/www.google.com\/maps\/dir\/current+location\/Advance+America+1672,+3000+Pepperell+Parkway,+Ste.+10+Opelika+AL+36801","hours":{"title":"Open 8:30 am - 5:30 pm","items":[{"day":"Monday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Tuesday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Wednesday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Thursday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Friday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Saturday","open_time":false,"close_time":false},{"day":"Sunday","open_time":false,"close_time":false}]}},{"lat":32.469201,"lng":-85.029112,"type":"nearby","title":"Advance America #1603","address":"1105 280 Bypass","city":"Phenix City","state":"AL","zip":"36867","located":"In Phenix Square Plaza","distance":"25.7mi","phone":"(334) 297-0228","store_url":{},"directions_url":"https:\/\/www.google.com\/maps\/dir\/current+location\/Advance+America+1603,+1105+280+Bypass+Phenix+City+AL+36867","hours":{"title":"Open 8:30 am - 5:30 pm","items":[{"day":"Monday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Tuesday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Wednesday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Thursday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Friday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Saturday","open_time":false,"close_time":false},{"day":"Sunday","open_time":false,"close_time":false}]}},{"lat":32.91986,"lng":-85.95855,"type":"nearby","title":"Advance America #1659","address":"859 Market Pl","city":"Alexander City","state":"AL","zip":"35010","located":"Next to Subway","distance":"45.8mi","phone":"(256) 212-9383","store_url":{},"directions_url":"https:\/\/www.google.com\/maps\/dir\/current+location\/Advance+America+1659,+859+Market+Pl+Alexander+City+AL+35010","hours":{"title":"Open 8:30 am - 5:30 pm","items":[{"day":"Monday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Tuesday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Wednesday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Thursday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Friday","open_time":"8:30 am","close_time":"5:30 pm"},{"day":"Saturday","open_time":false,"close_time":false},{"day":"Sunday","open_time":false,"close_time":false}]}}]' ); }) View Map [1. Advance America #1618](https://www.advanceamerica.net/store-locations/alabama/403-a-north-gilmer-avenue-lanett-36863) 3.6mi 403 A North Gilmer Avenue Lanett, AL 36863 *Next to Family Dollar* [(334) 219-8042]() [Get Directions](https://www.google.com/maps/dir/current+location/Advance+America+1618,+403+A+North+Gilmer+Avenue+Lanett+AL+36863) - Monday 8:30 am - 5:30 pm - Tuesday 8:30 am - 5:30 pm - Wednesday 8:30 am - 5:30 pm - Thursday 8:30 am - 5:30 pm - Friday 8:30 am - 5:30 pm - Saturday Closed - Sunday Closed [2. Advance America #1672](https://www.advanceamerica.net/store-locations/alabama/3000-pepperell-parkway-ste-10-opelika-36801) 19mi 3000 Pepperell Parkway, Ste. 10 Opelika, AL 36801 *Gateway Commons Shopping Center* [(334) 737-3320]() [Get Directions](https://www.google.com/maps/dir/current+location/Advance+America+1672,+3000+Pepperell+Parkway,+Ste.+10+Opelika+AL+36801) - Monday 8:30 am - 5:30 pm - Tuesday 8:30 am - 5:30 pm - Wednesday 8:30 am - 5:30 pm - Thursday 8:30 am - 5:30 pm - Friday 8:30 am - 5:30 pm - Saturday Closed - Sunday Closed [3. Advance America #1603](https://www.advanceamerica.net/store-locations/alabama/1105-280-bypass-phenix-city-36867) 25.7mi 1105 280 Bypass Phenix City, AL 36867 *In Phenix Square Plaza* [(334) 297-0228]() [Get Directions](https://www.google.com/maps/dir/current+location/Advance+America+1603,+1105+280+Bypass+Phenix+City+AL+36867) - Monday 8:30 am - 5:30 pm - Tuesday 8:30 am - 5:30 pm - Wednesday 8:30 am - 5:30 pm - Thursday 8:30 am - 5:30 pm - Friday 8:30 am - 5:30 pm - Saturday Closed - Sunday Closed [4. Advance America #1659](https://www.advanceamerica.net/store-locations/alabama/859-market-pl-alexander-city-35010) 45.8mi 859 Market Pl Alexander City, AL 35010 *Next to Subway* [(256) 212-9383]() [Get Directions](https://www.google.com/maps/dir/current+location/Advance+America+1659,+859+Market+Pl+Alexander+City+AL+35010) - Monday 8:30 am - 5:30 pm - Tuesday 8:30 am - 5:30 pm - Wednesday 8:30 am - 5:30 pm - Thursday 8:30 am - 5:30 pm - Friday 8:30 am - 5:30 pm - Saturday Closed - Sunday Closed ## Personal Loans Available in Valley, AL ### Loans up to $5,000\* \* In store loans up to $5,000. Online loans up to $5,000. [ ![Installment Loans icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/pattern-library/assets/images/v3-icons/installment-loan.svg) ](https://www.advanceamerica.net/loans/installment-loans) ## [Installment Loans](https://www.advanceamerica.net/loans/installment-loans) Online or In Store: $200 - $5,000 In Valley, AL, you can get up to $5,000 from Advance America. Compared to Payday Loans, Installment Loans allow you to get more money at once, plus the ability to repay your loan in multiple payments over a longer period of time. Installment Loans are available either online or in-store at one of our Valley, AL locations. [Learn more about Installment Loans](https://www.advanceamerica.net/loans/installment-loans) [Learn more about Installment Loans](https://www.advanceamerica.net/store-locations/alabama#rates-section-installment-loan) [ ![FlexFund icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/pattern-library/assets/images/v3-icons/line-of-credit.svg) ](https://www.advanceamerica.net/loans/line-of-credit/flc) ## [FlexFund](https://www.advanceamerica.net/loans/line-of-credit/flc) Online: $2,000 - $5,000 A personal FlexFund from Advance America in Valley, AL can get you access to $5,000 that's always ready in case of an emergency. You just apply once online and the line stays available, allowing you to withdraw money as long as there are funds. [Learn more about FlexFund](https://www.advanceamerica.net/loans/line-of-credit/flc) [Learn more about FlexFund](https://www.advanceamerica.net/store-locations/alabama#rates-section-line-of-credit) [Apply Online](https://www.advanceamerica.net/online) [![location icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-location-pin-dark.png) Find a Store](https://www.advanceamerica.net/store-locations) ## What do you need to apply for a loan in Valley, AL? To apply, you'll need the following items: - **Government issued ID** - **Proof of income** - **Checking account** - **Social Security Number** ## Proudly Serving our Valley, Alabama customers "My experience at Advance America was exceptional. The process to receive my loan was quick and simple. The customer was beyond great. If you… — Phenix City, AL Sabrena, 01/11/2026 ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) "Jennifer was very knowledgeable about what I needed. I will definitely be back. I will also spread the word about this company and this… — Jacksonville, AL Monica, 06/05/2026 ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) "Very good and works amazing with you." — Decatur, AL ARNETTA, 01/18/2026 ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) [Read More Reviews](https://www.advanceamerica.net/customer-reviews)