Same day personal loans up to $5,000 # Installment Loans, FlexFund and Online Loans at 1616 Town Square Shopping Center, Cullman, AL Store Information [ ![location icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/location-pin-outline.svg) 1616 Town Square Shopping Center Cullman, AL 35055 ](https://www.google.com/maps/dir/current+location/Advance+America+1637,+1616+Town+Square+Shopping+Center+Cullman+AL+35055) [ ![phone icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/phone-outline.svg) (256) 739-9190 ]() [ ![search icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/search-outline.svg) Find another store ](https://www.advanceamerica.net/store-locations) [Apply online](https://www.advanceamerica.net/online) Store Hours [ Opens monday at 8:30 am ](#hours-toggle)- Monday 8:30 am - 5:30 pm - Tuesday 8:30 am - 5:30 pm - Wednesday 8:30 am - 5:30 pm - Thursday 8:30 am - 5:30 pm - Friday 8:30 am - 5:30 pm - Saturday Closed - Sunday Closed Opens monday at 8:30 am - Monday 8:30 am - 5:30 pm - Tuesday 8:30 am - 5:30 pm - Wednesday 8:30 am - 5:30 pm - Thursday 8:30 am - 5:30 pm - Friday 8:30 am - 5:30 pm - Saturday Closed - Sunday Closed Loans and Money Services [ ![Installment Loans decorative icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/installment-loan-dark.svg) Installment Loans ](https://www.advanceamerica.net/loans/installment-loans) [ ![FlexFund decorative icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/line-of-credit-dark.svg) FlexFund ](https://www.advanceamerica.net/loans/line-of-credit/flc) "Speedy,Friendly and courteous, felt like I wasn’t a stranger getting a loan." — Randy, 10/30/2025 ![trustpilot 5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) 4.9 out of 5 based on 128,414 reviews [128,414 reviews](https://www.advanceamerica.net/customer-reviews) on ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![Google 5 stars](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars.svg)200,000+ reviews on **Google** ## Get money online or at Advance America 1616 Town Square Shopping Center, Cullman, AL store ### Easy and fast Personal Loans: Installment Loans and FlexFund [ ![Installment Loans icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/installment-loan.svg) ](https://www.advanceamerica.net/loans/installment-loans) ## [Installment Loans](https://www.advanceamerica.net/loans/installment-loans) Online or In Store: $200 - $5,000 You can receive up to $5,000 with an Installment Loan from Advance America in Cullman, AL. Get the money you need today, plus the flexibility to repay the loan over a longer period of time. Compared to Payday Loans, Installment Loans offer larger loan amounts and longer repayment terms. Installment Loans are available either online or in-store. Apply today at 1616 Town Square Shopping Center in Cullman, AL, for an Installment Loan, or call [(256) 739-9190]() to find out how much money you could pre-qualify for.[Learn more about Installment Loans](https://www.advanceamerica.net/loans/installment-loans) [Learn more about Installment Loans](https://www.advanceamerica.net/store-locations/alabama#rates-section-installment-loan) [ ![FlexFund icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/line-of-credit.svg) ](https://www.advanceamerica.net/loans/line-of-credit/flc) ## [FlexFund](https://www.advanceamerica.net/loans/line-of-credit/flc) Online: $2,000 - $5,000 FlexFund is an online-only line of credit that gives customers in Cullman, AL a flexible way to access money on demand. Get approved for up to $5,000 and use what you need, when you need it. Once approved, your FlexFund stays open, so you can access available funds again later without reapplying. It’s a simple, straightforward way to stay on track and handle expenses with confidence. Apply online in minutes.[Learn more about FlexFund](https://www.advanceamerica.net/loans/line-of-credit/flc) [Learn more about FlexFund](https://www.advanceamerica.net/loans/line-of-credit/flc) [Apply online](https://www.advanceamerica.net/online) [![location icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-location-pin-dark.png) Directions](https://www.google.com/maps/dir/current+location/Advance+America,+1616+Town+Square+Shopping+Center,+Cullman+AL+35055) ## Get ready for your store visit To apply for a loan at Advance America, you'll need the following items. 1. Government-issued ID 2. Proof of income 3. Checking account 4. Social Security Number or ITIN ![Advance America 1616 Town Square Shopping Center, Cullman, AL Store](https://cdn.advanceamerica.net/public/styles/content_width/public/advance-america-AL-Cullman-1637-exterior.jpg.webp?itok=UcSXgFzH) ## About Advance America 1616 Town Square Shopping Center, Cullman, AL ![Advance America 1616 Town Square Shopping Center, Cullman, AL Store](https://cdn.advanceamerica.net/public/styles/content_width/public/advance-america-AL-Cullman-1637-exterior.jpg.webp?itok=UcSXgFzH) Our convenient location in Cullman provides easy access to cash loans in Alabama. We are about 2.5 miles east of Interstate 65, south of Downtown Cullman off of US Route 31/2nd Avenue SW. We're only a few blocks away from Heritage and Margaret Ingle Parks, as well as Miracle Field. This location has been serving customers since 2003. Advance America is a nationally recognized, fully accredited company that helps millions of people with financial needs. We provide first-rate customer service to people from Cullman, AL who need money quickly. With us, getting a [Installment Loan](https://www.advanceamerica.net/loans/installment-loans), or [FlexFund](https://www.advanceamerica.net/loans/line-of-credit/flc) is quick and easy. We also offer [Western Union](https://www.advanceamerica.net/services/western-union). Read our customer reviews to find out more about why Advance America is one of the most trusted places to get the cash you need or visit your local store at 1616 Town Square Shopping Center, Cullman, AL 35055. ## It pays to share! Earn $50\* for every friend you refer to Advance America! ## Refer it forward Know someone who could use a boost? Send them to Advance America and get paid $50\* when they become a new customer. ## Nearby stores [Advance America #1631](https://www.advanceamerica.net/store-locations/alabama/1622-beltline-rd-sw-decatur-35601) 1622 Beltline Rd., SW Decatur,AL 35601 29.7 mi. Store Details **Store Hours** Opens monday at 8:30 am - Monday 8:30 am - 5:30 pm - Tuesday 8:30 am - 5:30 pm - Wednesday 8:30 am - 5:30 pm - Thursday 8:30 am - 5:30 pm - Friday 8:30 am - 5:30 pm - Saturday Closed - Sunday Closed Phone [(256) 301-0052]() [Directions](https://www.google.com/maps/dir/current+location/Advance+America+1631,+1622+Beltline+Rd.,+SW+Decatur+AL+35601) ## Reviews from Cullman, AL customers "Speedy,Friendly and courteous, felt like I wasn’t a stranger getting a loan." — Randy, 10/30/2025 ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) "My experience with your company has been great. It's fast convenient. The employees are friendly helpful. And get it done and get you out the… — Julia, 09/22/2025 ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) "The help I received was prompt and excellent " — SANTHIA, 07/23/2025 ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) [Read reviews](https://www.advanceamerica.net/customer-reviews)