Netspend® All-Access Account by MetaBank® at Advance America

Bank when you want, wherever you want.

Account opening is subject to registration and ID verification. Online access required to complete registration.

All-Access Account benefits

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Get paid up to 2 days earlier2

Receive your paycheck up to two days early2 with Direct Deposit to your All-Access Account.

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Optional Debit Card Overdraft Service3

The Overdraft Service provides a 24 hour grace period. You can avoid any overdraft fees by bringing your Account to a positive available balance within 24 hours from the time of the first transaction that created a negative balance.

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Optional High-yield savings account4

Earn up to a competitive 6.00% Annual Percentage Yield (APY) with the optional Savings Account on balances up to $2,000.

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Avoid check cashing fees and long lines

Make sure your payroll or government benefits are in your Account when you need them with Direct Deposit. 

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No credit check required1

You don’t need to do a credit check and there is no minimum balance requirement

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Get Rewarded5

Earn cash back with Payback Rewards on qualifying purchases.

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all access card

How Netspend
All-Access Account works

The Netspend All-Access Account is a bank account that lets you bank when you want, wherever you want.

  • Register and activate your card at your nearest Advance America location. Online registration is required to complete Account opening. 
  • Use your card everywhere Debit Mastercard is accepted – online, in stores, and over the phone 
  • Add funds to your Account as often as you need with Direct Deposit, Bank Transfers6 , Mobile Check Capture7 on the Netspend Mobile App8 or with cash at any of our 130,000 Netspend Network locations9

Find a Store

Already have an account?

Manage your money

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Anytime alerts

Enroll in Anytime AlertsTM for balance updates by text message8 or email.

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Add funds

Add funds to your Account at more than 130,000 Netspend Network Locations.9

woman using the netspend app on a mobile device
Mobile App

Bank on the go with Netspend’s Mobile App8. Add check funds7 to your Account from anywhere with Netspend’s Mobile App.

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Surcharge-free ATMs10

Get one no-cost ATM withdrawal per month and unlimited surcharge-free withdrawals at any MoneyPass® ATM.

Compare accounts and choose what works for you

Compare the Prepaid Mastercard and Bank Account and choose which one fits your needs.

Netspend All-Access Account by MetaBank Netspend Prepaid Mastercard
Get paid up to 2 days faster3 with Direct Deposit
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yes
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yes
Optional debit card Overdraft Service4
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yes
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no
Earn interest on an optional Savings Account Up to 6.00% APY5 Up to 5.00% APY6
Waived Surcharge-fee at MoneyPass®7 ATMs
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yes
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no
No minimum balance required
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yes
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yes
No credit check1, 2
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yes
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yes
How to sign-up In-store. Online registration required to complete Account opening. In-store and online
Fee Plan8 $5/month Pay-as-you-go $1.50/transaction OR $5.95/month
Find a Store Learn More Get Started Learn More
Netspend All-Access Account by MetaBank
Get paid up to 2 days faster3 with Direct Deposit
Image
yes
Optional debit card Overdraft Service4
Image
yes
Earn interest on an optional Savings Account Up to 6.00% APY5
Waived Surcharge-fee at MoneyPass®7 ATMs
Image
yes
No minimum balance required
Image
yes
No credit check1, 2
Image
yes
How to sign-up In-store. Online registration required to complete Account opening.
Fee Plan8 $5/month
Find a Store Learn More
Netspend Prepaid Mastercard
Get paid up to 2 days faster3 with Direct Deposit
Image
yes
Optional debit card Overdraft Service4
Image
no
Earn interest on an optional Savings Account Up to 5.00% APY6
Waived Surcharge-fee at MoneyPass®7 ATMs
Image
no
No minimum balance required
Image
yes
No credit check1, 2
Image
yes
How to sign-up In-store and online
Fee Plan8 Pay-as-you-go $1.50/transaction OR $5.95/month
Get Started Learn More

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No matter where you are, the money you need is never far.
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