#  You've been referred 

 Find money solutions to make it work. 

 [Apply now](https://www.advanceamerica.net/online) 

 ![Person sending a text message to refer a friend to Advance America](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2026-04/refer-a-friend.png.webp?itok=5X7QmZhH)

 ![Person sending a text message to refer a friend to Advance America](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2026-04/refer-a-friend.png.webp?itok=5X7QmZhH)

 



## Built for real life

Expenses don't always wait for payday. We keep things simple, with clear terms and no surprises.



 [Explore options](https://www.advanceamerica.net/loans) 

 [Find a store](https://www.advanceamerica.net/store-locations) 

 



##  Why Advance America? 



 

 ![life Illustration icon](https://cdn.advanceamerica.net/public/media/images/2026-04/life-illustration.svg) 

###  Life doesn’t wait 

Apply and see your decision in minutes. Move forward with same-day funding\* options.

 



 ![clarity illustration icon](https://cdn.advanceamerica.net/public/media/images/2026-04/clarity-illustration.svg) 

###  You deserve clarity 

Know what you’ll pay upfront. No hidden fees. No surprises.

 



 ![more illustration icon](https://cdn.advanceamerica.net/public/media/images/2026-04/more-illustration.svg) 

###  You’re more than your credit score 

We take a thoughtful look at your situation, without judgment.

 



 ![support illustration icon](https://cdn.advanceamerica.net/public/media/images/2026-04/support-illustration.svg) 

###  Support should feel human 

Connect with us on your terms: online, in person, or over the phone.

 



 

 [Get to know us](https://www.advanceamerica.net/about-advance-america) 

\*Subject to approval. Online approvals before 10:30 a.m. ET (Monday - Friday) are typically funded to your bank account by 5:00 p.m. ET the same day. Approvals after 10:30 a.m. ET are typically funded the next business day.