# Better money moves, one step at a time! - Mini challenges to boost your money mindset - Build financial confidence with every step - Discover helpful tips and tools along the way Challenge #1 ![Contest Image ](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2025-03/image-contest-1.png.webp?itok=_nVEc0Yj) ### How strong is your financial game? Think of this as a fitness test — but for your finances! Find out where you shine, uncover areas for growth, and set goals to level up your money habits. [![Take the Quiz](https://no-cache.hubspot.com/cta/default/21145316/interactive-187814543933.png) ](https://cta-service-cms2.hubspot.com/web-interactives/public/v1/track/redirect?encryptedPayload=AVxigLLWPfaIV4qeHJNIuDa9aiV9%2BIZFMm5f7Qre6V5FjvZKR2rVE5h4z7k67tlh4mIOK8V%2BXDUR%2Fpmyi2%2BbwsmWz7f8mI8MXgsSk3JlWGQt1tgOqRKoXYwj0VCkv8EzzFt6OBfglbhpxfyt%2BS%2FcY3%2BgUTMENg%3D%3D&webInteractiveContentId=187814543933&portalId=21145316) Fun fact People who write down their financial goals are 42% more likely to achieve them! ### Learn more [Financial Literacy Guide](https://www.advanceamerica.net/money-saving-tips/money-management/how-to-build-personal-financial-literacy) [How to Stop Living Paycheck to Paycheck](https://www.advanceamerica.net/money-saving-tips/money-management/how-to-stop-living-paycheck-to-paycheck) [Why Financial Conversations Matter](https://www.advanceamerica.net/money-saving-tips/home-and-family/how-to-talk-about-finances-with-your-partner) Challenge #2 ![contest image 2](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2025-03/image-contest-2.png.webp?itok=wRlOuagK) ### Get your free credit report Staying on top of your credit report allows you to quickly address any errors. Don’t worry, **checking it won’t impact your score**. When was the last time you requested your **credit report**? [![Submit your answer](https://no-cache.hubspot.com/cta/default/21145316/interactive-187851003258.png) ](https://cta-service-cms2.hubspot.com/web-interactives/public/v1/track/redirect?encryptedPayload=AVxigLIzJnzUcZbNlp%2Bzqtppb4dXVSiGRL6TXLK%2BOjS2YtDJnKMnNWUMKe5pbg0gYWruztKEat1xk8Cn060VeIzUIlBFoFBXz1pGbORb3ZCQSvsE1p0rtqePxHUppUde3dup2MbmZ5HWDFgb1clA7JRBuUDF4A%3D%3D&webInteractiveContentId=187851003258&portalId=21145316) Did you know? Free credit reports are available weekly at **[AnnualCreditReport.com](https://www.annualcreditreport.com)** ### Learn more [What Is a Good Credit Score?](https://www.advanceamerica.net/money-saving-tips/credit/what-is-a-good-credit-score) [Types of Credit Scores](https://www.advanceamerica.net/money-saving-tips/credit/types-credit-scores) [How to Improve Your Credit Score](https://www.advanceamerica.net/money-saving-tips/credit/how-to-improve-credit-score) [What Affects Your Credit Score?](https://www.advanceamerica.net/money-saving-tips/credit/what-affects-your-credit-score) [How to Rebuild Credit ](https://www.advanceamerica.net/money-saving-tips/credit/how-to-rebuild-credit) Challenge #3 ![jar of coins blue background](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2025-04/jarOfCoins.png.webp?itok=KmrC_usw) ### Turn spare change into big savings! Collect coins in a jar or round up digital transactions — every penny counts! **How will you boost your savings this month?** [![Submit your answer](https://no-cache.hubspot.com/cta/default/21145316/interactive-189023340965.png) ](javascript:void) Can you believe? Americans lose or toss out $60 million in coins each year! ### Learn more [Take the Kids on a Money Adventure!](https://www.advanceamerica.net/money-saving-tips/home-and-family/ways-to-teach-kids-about-money) [Envelope Budget System](https://www.advanceamerica.net/money-saving-tips/budgeting-tips/envelope-budget-system) [Easy Ways to Save Money](https://www.advanceamerica.net/money-saving-tips/budgeting-tips/how-to-save-money) [Spare Change Treasure Hunt](https://cdn.advanceamerica.net/public/media/images/2025-04/map.png) Challenge #4 ![roadmap of a car, house, graduation, and vacation](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2025-04/Challenge4.png.webp?itok=c_-dLEQF) ### Dare to dream Big or small, every dream starts with a simple plan — and a little inspiration. **What’s your next savings goal?** [![Submit your answer](https://no-cache.hubspot.com/cta/default/21145316/interactive-189161168215.png) ](javascript:void) Did you know? 28% of Americans have less than $1,000 in savings. ### Learn more [How to Save for Your Dream Home](https://www.advanceamerica.net/money-saving-tips/home-and-family/saving-for-a-house-with-outrageous-home-prices) [7 Things to Know Before Buying a Car](https://www.advanceamerica.net/money-saving-tips/money-management/leasing-vs-buying-car) [Boost Your Home’s Value](https://www.advanceamerica.net/money-saving-tips/home-and-family/home-improvement-tips) [Savings Tracker](https://cdn.advanceamerica.net/public/media/documents/2025-04/Budget%20Tracker.pdf) Challenge #5 ![scale balancing wants and needs](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2025-05/challenge5.png.webp?itok=FpVFuAbh) ### Spend smarter, save bigger! Intentional spending = making mindful decisions & prioritizing needs over wants. **Do you think you’re a savvy spender?** [![Take quiz](https://no-cache.hubspot.com/cta/default/21145316/interactive-190431465900.png) ](javascript:void) Can you believe? The average American spends $18,000 per year on non-essentials! ### Learn more [Understanding Needs vs. Wants](https://www.advanceamerica.net/money-saving-tips/money-management/financial-literacy-needs-vs-wants) [How Inflation Affects Your Wallet](https://www.advanceamerica.net/money-saving-tips/money-management/cost-of-living-increase) [Financial Conversations for Couples](https://www.advanceamerica.net/money-saving-tips/home-and-family/how-to-talk-about-finances-with-your-partner) [Needs vs. Wants Assessment](https://cdn.advanceamerica.net/public/media/documents/2025-05/AA_Needs%20vs%20Wants%20Assessment.pdf) Challenge #6 ![coffee pot and takeout cup](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2025-05/challenge6.png.webp?itok=5QAEGxdM) ### The budget swap Cut one non-essential & put that money to better use, like an extra debt payment. **What can you swap?** [![Make a swap](https://no-cache.hubspot.com/cta/default/21145316/interactive-190427942052.png) ](javascript:void) Shocking stat 86% of paid subscriptions go unused every month! ### Learn more [Frugal Living Tips](https://www.advanceamerica.net/money-saving-tips/money-management/money-saving-tips-for-frugal-living) [How to Budget Biweekly Paychecks](https://www.advanceamerica.net/money-saving-tips/budgeting-tips/biweekly-budget) [Boost Your Home’s Value](https://www.advanceamerica.net/money-saving-tips/home-and-family/home-improvement-tips) [Common Money Mistakes (And How to Fix Them)](https://www.advanceamerica.net/money-saving-tips/money-management/money-mistakes-everyone-makes) ## Get a loan with Advance America - fast and easy! ![The number 1](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2025-01/step-cards-1.png.webp?itok=vzepQm9_) [Start your application online](https://www.advanceamerica.net/online/) or apply at a store. ![The number 2](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2025-01/step-cards-2.png.webp?itok=-vvUZQgp) Get approved within minutes. ![The number 3](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2025-01/step-cards-3.png.webp?itok=HX25-1Tb) Receive money the same day.\* [ Apply Now ](https://www.advanceamerica.net/online) \*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.