Personal Loans in Texas | Payday Loans, Installment Loans, Title Loans & Online Loans

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Get loans up to $2,500 in Texas. Apply online or at one of our 102 TX locations.

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Know someone who could use extra funds? Send them to Advance America and we’ll send you a reward for each new loan customer referred.*

Why Advance America in Texas?
We’ll work with you to find the perfect loan solution to fit your life in the Lone Star State.
  • Same-day money online or at one of our 102 TX locations
  • Option in store to deposit money to debit card
  • Paperless experience — no paper check required
  • Instant approval decision
  • Flexibility to apply online and pick up money at one of our convenient locations in TX
  • Bad credit, poor credit or good credit? All credit levels can apply.
  • Conveniently manage loan account online in Texas
  • Thousands of 5-star customer reviews in TX
  • Trusted provider in TX since 2002

Available loans in Texas

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Easy and fast cash loans: Payday loans, title loans, installment loans, online loans and personal loans

Payday Loan icon

Payday Loan

$100 - $1,800

Online or In Store

A short-term loan that is typically due on your next payday.

Loan Rates & Terms

In Store
Online

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What You’ll Need To Apply For A Payday Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account
  • Social Security Number (ITIN accepted in store)
Installment Loan icon

Installment Loan

$200 - $2,500

Online or In Store

Borrow money now and repay it over time. Installment Loans offer convenient payment terms typically spread over several months.

Loan Rates & Terms

In Store
Online

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What You’ll Need To Apply For An Installment Loan

  • Government Issued ID
  • Proof of Income
  • Checking Account
  • Social Security Number (ITIN accepted in store)
Title Loan icon

Title Loan

$2,000 - $25,000

Online

Fuel your goals through our partnership with LoanCenter with an Online Title Loan based on your vehicle's value.*

Through our partnership with LoanCenter, you can apply for an Online Title Loan using your car, truck, RV or motorcycle's appraised value.* You keep driving your vehicle while you pay off your loan. Consider refinancing your current title loan.

If you qualify for a Title Loan with LoanCenter, you can get rates as low as 36% APR on loans over $5,000.*

Start your application on LoanCenter's website by clicking Apply Online.

How our loans work in Texas

Apply, get money and pay in store or online.

1

Start your application now or apply in the store.

2

Get approved within minutes.

3

Receive money same day.*

*Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

Proudly serving our customers

Advance America Texas customer reviews

"Awesome service"

5 star rating

"The lady at the Midland store did a wonderful job with customer service. I am disappointed with the gentleman at the Odessa TX store he was…

5 star rating

"Representative, Zoe, was very courteous, informative & friendly. On top of all of that, i notified her that i would be there 5mins before…

5 star rating

Read More Reviews

Other money services offered in Texas

Western Union in Texas

With Western Union® services from Advance America, sending or receiving money is easier than ever.

Learn More

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About Advance America in Texas

Texas, also known as The Lone Star State, is home of the Alamo, located in San Antonio. The Alamo is considered the cradle of Texas liberty and the state’s most popular historic site. Texas is also known for their professional sports teams, which include the Dallas Cowboys, Houston Astros, San Antonio Spurs and Texas Rangers, just to name a few. Advance America has proudly served Texas since 2002 with online loans and 102 locations from the metropolis cities of Houston and Dallas to the Austin capital and historic San Antonio. We are proud to offer instant approval decisions on loan applications, which means you can get the money you need the same day. Stop by one of our convenient Texas locations or apply online today.

With Advance America in Texas, getting loans is quick and easy, whether you apply in store, by phone or online. In TX, we offer Payday Loans, Installment Loans and Title Loans as well as Western Union. Advance America is a nationally recognized, fully accredited company that helps millions of people with their financial needs. As a member of the Community Financial Services Association of America, we provide first-rate customer service to people who need money quickly. Read reviews from our TX customers to find out what makes Advance America one of the most trusted places to get the cash you need and why we have an A+ rating with the Better Business Bureau.

Texas License TX Credit Service License
License/Registration

The business is registered with the Texas Secretary of State as a credit services organization (“CSO”)

OCCC Consumer Credit Notice/contact info.

For Payday, this business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

An advance of money obtained through a payday loan is not intended to meet long-term financial needs. A payday loan should only be used to meet immediate, short-term cash needs. Refinancing the loan rather than paying the debt in full will require the payment of additional charges.

ACSO of Texas, L.P. d/b/a Advance America is not the lender of online loans received in this state. Licensed as a Credit Access Business (CAB) and registered as a Credit Services Organization (CSO), Advance America will attempt to arrange a loan between you and a third-party lender, subject to lender’s approval.

Texas Payday Loan Fee Examples