![Smiling employee going over paperwork with customer](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2026-11/partner-hero-mobile.jpg.webp?itok=_fT4Hs2_)  

#  Lending partners 

When you apply for a FlexFund† in certain states, your line of credit is originated and funded by our bank partner, First Electronic Bank.

Advance America services your account and is your point of contact for everything related to your FlexFund. The result is a product that combines the reliability of a bank with the fast, accessible service that Advance America has delivered for nearly 30 years.



 

 



 ##  Our bank partner 

 ![First Electronic Bank logo](https://cdn.advanceamerica.net/public/styles/large/public/media/images/2026-11/first-electronic-bank.jpg.webp?itok=D_Jz6qS9)

First Electronic Bank is a state-chartered, industrial bank based in Salt Lake City, Utah. First Electronic Bank originates FlexFund lines of credit in select states.

FlexFund Loans are made by First Electronic Bank and serviced by Advance America in Florida.

 

  

 

 

##### Statement fee table

  ×  

 

| Statement    balance | Biweekly    fee | Monthly    fee |
|---|---|---|
| $0.01-$24.99 | $0 | $0 |
| $25.00-$49.99 | $2 | $4 |
| $50.00-$99.99 | $4 | $8 |
| $100.00-$199.99 | $8 | $16 |
| $200.00-$299.99 | $16 | $32 |
| $300.00-$399.99 | $21 | $48 |
| $400.00-$499.99 | $31 | $62 |
| $500-$749.99 | $41 | $82 |
| $750-$999.99 | $55 | $110 |
| $1,000-$1,249.99 | $69 | $138 |
| $1,250-$1,499.99 | $82 | $164 |
| $1,500-$1,749.99 | $96 | $192 |
| $1,750-$1,999.99 | $110 | $220 |
| $2,000-$2,249.99 | $124 | $248 |
| $2,250-$2,499.99 | $137 | $274 |
| $2,500-$2,749.99 | $151 | $302 |
| $2,750-$2,999.99 | $165 | $330 |
| $3,000-$3,249.99 | $179 | $358 |
| $3,250-$3,499.99 | $192 | $384 |
| $3,500-$3,749.99 | $206 | $412 |
| $3,750-$3,999.99 | $220 | $440 |
| $4,000-$4,249.99 | $234 | $468 |
| $4,250-$4,499.99 | $247 | $494 |
| $4,500-$4,749.99 | $261 | $522 |
| $4,750-$5,000 | $275 | $550 |

 

 

 



##  FAQs 

  ###  Why does Advance America have a bank partner for FlexFund? 

 ![](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/v3-down-caret.svg) Partnering with First Electronic Bank allows FlexFund lines of credit to be offered in more states. First Electronic Bank originates your line of credit, while Advance America handles your day-to-day account experience.

 

 

  ###  If First Electronic Bank is my lender, who do I contact with questions? 

 ![](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/v3-down-caret.svg) Advance America will be your point of contact for your FlexFund account. You can reach our Customer Care team at (855) 792-9464.

 

 

  ###  How does First Electronic Bank use my personal information? 

 ![](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/v3-icons/v3-down-caret.svg) First Electronic Bank may collect and use certain personal information in connection with originating your line of credit. Please see the [First Electronic Bank Privacy Notice](https://firstelectronic.bank/privacy-notice/) for details.