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Online Payday Loan
The convenience of an Online Payday Loan gets the money you need directly deposited into your bank account.
- Get a lending decision in minutes
- Safe & secure source
- Money direct deposited by next banking day*
- Clearly defined fees & terms
Online Payday Loans from $100.00 to $1,000.00 in Texas
The Simple Process:
- Fill out quick online application
- Finalize CSO/CAB and loan documents
- Get money deposited in account the next banking day*
- Payment automatically withdrawn on due date
Requirements to Apply:
- Active checking account
- Source of income
- Valid Social Security Number
- At least 18 years old
- Have a valid and active email address
The maximum loan amount in Texas is $1,000.00. The maximum term of a loan offered by the lender is dependent on your next pay date. Within three days of signing your loan agreement, you have the right to cancel your loan. For more information, please call us at 1-877-505-0701.
When your loan is due, the loan amount plus any accrued interest and fee(s) will be automatically withdrawn from your checking account. You have the right to repay your loan in full on or before your due date. If you are unable to make your payment in full, you may be eligible to request an extension of your loan. If you are approved and extend your loan, you will pay your CAB/CSO Fee and lender interest on the original due date and pay the remaining balance plus any additional interest and CAB/CSO Fee on the new due date. You may also be required to pay down a portion of the principal balance in order to extend.
If you are paid weekly, your CAB/CSO Fee will be $12.50 per $100 borrowed. For all other pay frequencies your CAB/CSO Fee will be $25.00 per $100 borrowed. You will also be charged interest by the third-party lender at a 9.95% rate on the loan principal (which also includes the loan and CAB/CSO Fee).
OCCC Consumer Credit Notice / Contact info
This business is licensed and examined by the State of Texas - Office of Consumer Credit Commission. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, 1-800-538-1579, firstname.lastname@example.org, www.occc.state.tx.us.
An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate, short-term cash needs. Refinancing the loan rather than paying the debt in full will require the payment of additional charges.
ACSO of Texas, L.P. d/b/a Advance America is not the lender of online loans received in this state. Licensed as a Credit Access Business (CAB) and registered as a Credit Services Organization (CSO), Advance America will attempt to arrange a loan between you and a third-party lender, subject to lender’s approval.
*Applications must be submitted prior to 8 PM ET to receive funds the next banking day.