Need cash? Come into any Advance America location of your choice.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to see a preview of the application.

More Locations

Refer to the chart below to determine fees in Virginia.

Loan Amount $100 $200 $300 $400 $500
In-Store Payday
Loan Fee
APR*
$28.00
340.66%
$51.00
310.25%
$74.00
300.11%
$97.00
295.04%
$120.00
292.00%

Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get an installment loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Refer to the charts below to compare South Carolina location fees to South Carolina online installment loan fees.

Loan Amount $100 $200 $300 $400 $500 $550
In-Store Payday
Loan Fee
APR*
$15.40
401.50%
$30.40
396.28%
$45.40
394.54%
$60.40
393.67%
$75.40
393.15%
$82.90
392.96%

For an Online Installment Loan:
Consumer Installment Loan Rate Schedule**
Bi-weekly Customer - Eighteen (18) Payments
Example of a $650 loan.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
348.02% $1098.24 $650.00 $1748.24

Illustrative Example of the Terms of Repayment with a Loan Date of: 06/14/13

Payment Schedule:
Number of Payments Amount of Payments When Payments Are Due
1 $97.13 06/28/2013
2 $97.13 07/12/2013
3 $97.13 07/26/2013
4 $97.13 08/09/2013
5 $97.13 08/23/2013
6 $97.13 09/06/2013
7 $97.13 09/20/2013
8 $97.13 10/04/2013
9 $97.13 10/18/2013
10 $97.13 11/01/2013
11 $97.13 11/15/2013
12 $97.13 11/29/2013
13 $97.13 12/13/2013
14 $97.13 12/27/2013
15 $97.13 01/10/2014
16 $97.13 01/24/2014
17 $97.13 02/07/2014
18 $97.03 02/21/2014

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a payday loan or an installment loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get an installment loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Refer to the charts below to compare Delaware location fees to Delaware online installment loan fees.

A payday loan is not intended to meet long-term financial needs.

Loan Amount $100 $200 $300 $400 $500 $600 $700 $800 $900 $1,000
In-Store Payday
Loan Fee
APR*
$20.00
521.42%
$40.00
521.42%
$60.00
521.42%
$80.00
521.42%
$100.00
521.42%
$120.00
521.42%
$140.00
521.42%
$160.00
521.42%
$180.00
521.42%
$200.00
521.42%

For an Installment Loan at a Location:
Bi-Weekly Installment Loan Rate Schedule
Example of a $500 loan.

Option 1 – Loans where payments by electronic debit are authorized.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
387.90% $493.20 $500.00 $993.20

Illustrative Example of the Terms of Repayment with a Loan Date of: 11/01/12

Payment Schedule:
Number of Payments Amount of Payments When Payments Are Due
1 $99.32 11/15/12
2 $99.32 11/29/12
3 $99.32 12/13/12
4 $99.32 12/27/12
5 $99.32 01/10/13
6 $99.32 01/24/13
7 $99.32 02/07/13
8 $99.32 02/21/13
9 $99.32 03/07/13
10 $99.32 03/21/13


Option 2 – Loans where payments by cash.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
448.74% $583.32 $500.00 $1,083.32

Illustrative Example of the Terms of Repayment with a Loan Date of: 11/01/12

Payment Schedule:
Number of Payments Amount of Payments When Payments Are Due
1 $108.35 11/15/12
2 $108.35 11/29/12
3 $108.35 12/13/12
4 $108.35 12/27/12
5 $108.35 01/10/13
6 $108.35 01/24/13
7 $108.35 02/07/13
8 $108.35 02/21/13
9 $108.35 03/07/13
10 $108.17 03/21/13

 

For an Online Installment Loan:
Consumer Installment Loan Rate Schedule**
Monthly Customer - Seven (7) Payments
Example of a $1,000 loan.

Loans where payments by electronic debit are authorized.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
398.04% $1,324.11 $1,000.00 $2,324.11

Illustrative Example of the Terms of Repayment with a Loan Date of: 01/17/12

Payment Schedule:
Number of Payments Amount of Payments When Payments Are Due
1 $332.02 02/01/12
2 $332.02 03/01/12
3 $332.02 03/30/12
4 $332.02 05/01/12
5 $332.02 06/01/12
6 $332.02 06/29/12
7 $331.99 08/01/12

 

For an Online Installment Loan:
Consumer Installment Loan Rate Schedule**
Bi-Weekly Customer - Thirteen (13) Payments
Example of a $1,000 loan.

Loans where payments by electronic debit are authorized.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
395.53% $1,427.02 $1,000.00 $2,427.02

Illustrative Example of the Terms of Repayment with a Loan Date of: 01/17/12

Payment Schedule:
Number of Payments Amount of Payments When Payments Are Due
1 $186.72 02/03/12
2 $186.72 02/17/12
3 $186.72 03/02/12
4 $186.72 03/16/12
5 $186.72 03/30/12
6 $186.72 04/13/12
7 $186.72 04/27/12
8 $186.72 05/11/12
9 $186.72 05/25/12
10 $186.72 06/08/12
11 $186.72 06/22/12
12 $186.72 07/06/12
13 $186.38 07/20/12

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? Come into any Advance America location of your choice.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to see a preview of the application.

More Locations

Refer to the chart below to determine fees in Rhode Island.

Loan Amount $100 $200 $300 $400 $435 $450
In-Store Payday
Loan Fee
APR*
$10.00
260.71%
$20.00
260.71%
$30.00
260.71%
$40.00
260.71%
$43.50
260.71%
$45.00
260.71%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Get a Payday Loan Online.*

There are no Advance America locations within a 50 mile radius of 33175. However, we can still help you get the money you need online.

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Need cash? Come into any Advance America location of your choice.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to see a preview of the application.

More Locations

Refer to the chart below to determine fees in Kentucky.

Loan Amount $100 $200 $300 $400 $500
In-Store Payday
Loan Fee
APR*
$18.65
486.23%
$36.29
473.06%
$53.94
468.76%
$71.59
466.61%
$89.24
465.32%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Get a Payday Loan Online.*

There are no Advance America locations within a 50 mile radius of 33175. However, we can still help you get the money you need online.

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan or an installment loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Refer to the charts below to compare South Dakota in-store and online payday loan fees to South Dakota online installment loan fees.

Loan Amount $100 $200 $300 $400 $500
In-Store Payday
Loan Fee
APR*
$19.00
495.36%
$38.00
495.36%
$57.00
495.36%
$76.00
495.36%
$95.00
495.36%
Online Payday
Loan Fee
APR**
$25.00
651.79%
$50.00
651.79%
$75.00
651.79%
$100.00
651.79%
$125.00
651.79%

For an Online Installment Loan:
Consumer Installment Loan Rate Schedule**
Bi-weekly Customer - Fourteen (14) Payments
Example of a $750 loan.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
348.03% $904.98 $750.00 $1654.98

Illustrative Example of the Terms of Repayment with a Loan Date of: 08/01/2013

Payment Schedule:
Number of Payments Amount of Payments When Payments Are Due
1 $118.22 08/12/2013
2 $118.22 08/26/2013
3 $118.22 09/09/2013
4 $118.22 09/23/2013
5 $118.22 10/07/2013
6 $118.22 10/21/2013
7 $118.22 11/04/2013
8 $118.22 11/18/2013
9 $118.22 12/02/2013
10 $118.22 12/16/2013
11 $118.22 12/30/2013
12 $118.22 01/13/2014
13 $118.22 01/27/2014
14 $118.12 02/10/2014

**This Consumer Installment Loan Rate Schedule provides an illustrative example of a typical extension of credit CashNetUSA offers to qualified applicants. CashNetUSA offers a range of possible combinations of credit terms. The terms listed in this Consumer Installment Loan Rate Schedule may be offered for only a limited period of time.

Other loan amounts may be available.

Online loans marketed through OnlineApplyAdvance.com are offered and funded by CashNetUSA. Online rates may vary from rates at a location.

Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get an installment loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Refer to the charts below to compare Missouri location fees to Missouri online installment loan fees.

Loan Amount $100 $150 $200 $250 $300 $350 $400 $450 $500
In-Store Payday
Loan Fee
APR*
$19.00
495.35%
$28.50
495.35%
$38.00
495.35%
$47.50
495.35%
$57.00
495.35%
$66.50
495.35%
$76.00
495.35%
$85.50
495.35%
$95.00
495.35%

Online Installment Loan** Specifications:

  • Loan Amount: $250-$2,250, $50 increments
  • Length of Loan: 182 day minimum loan length, not less than 2 installments
  • Payment Schedule: Payments are established based on pay cycle
  • Pre-payments can be made without penalty

Installment Loan Rate Schedule if Customer is Paid Monthly - Six (6) Payments:

Origination Date Annual Percentage Rate Finance Charge Amount Financed Total of Payments
10/19/2010 297.82% $1586.56 $1500.00 $3086.56

Payment Schedule:

Number of Payments Amount of Payments When Payments Are Due
1 $514.43 11/22/2010
2 $514.43 12/21/2010
3 $514.43 01/21/2011
4 $514.43 02/18/2011
5 $514.43 03/21/2011
6 $514.41 04/21/2011




Installment Loan Rate Schedule if Customer is Paid Bi-weekly - Thirteen (13) Payments:

Origination Date Annual Percentage Rate Finance Charge Amount Financed Total of Payments
10/08/2010 295.75% $1566.44 $1500.00 $3066.44

Payment Schedule:

Number of Payments Amount of Payments When Payments Are Due
1 $235.88 10/28/2010
2 $235.88 11/10/2010
3 $235.88 11/24/2010
4 $235.88 12/08/2010
5 $235.88 12/22/2010
6 $235.88 01/05/2011
7 $235.88 01/19/2011
8 $235.88 02/02/2011
9 $235.88 02/16/2011
10 $235.88 03/02/2011
11 $235.88 03/16/2011
12 $235.88 03/30/2011
13 $235.88 04/13/2011

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Louisiana location fees to Louisiana online fees.

Loan Amount $100 $150 $200 $250 $300 $350
In-Store Payday
Loan Fee
APR*
$20.00
521.43%
$30.00
521.43%
$45.00
586.60%
$50.00
521.42%
$50.00
434.52%
$50.00
372.44%
Online Payday
Loan Fee
APR**
$20.00
521.43%
$30.00
521.43%
$40.00
521.43%
$45.00
469.29%
$45.00
391.07%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Nevada location fees to Nevada online fees.

Loan Amount $100 $200 $300 $400 $500 $600 $700 $800 $900 $1000
In-Store Payday
Loan Fee
APR*
$18.50
482.32%
$37.00
482.32%
$55.50
482.32%
$74.00
482.32%
$92.50
482.32%
$111.00
482.32%
$129.50
482.32%
$148.00
482.32%
$166.50
482.32%
$185.00
482.32%
Online Payday
Loan Fee
APR**
$25.00
651.79%
$50.00
651.79%
$75.00
651.79%
$100.00
651.79%
$125.00
651.79%
$150.00
651.79%
$175.00
651.79%
$200.00
651.79%
$225.00
651.79%
$250.00
651.79%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Tennessee location fees to Tennessee online fees.

Loan Amount $100 $150 $200 $250 $300 $350 $400 $430
In-Store Payday
Loan Fee
APR*
$15.00
391.07%
$22.50
391.07%
$30.00
391.07%
$37.50
391.07%
$45.00
391.07%
$52.50
391.07%
$60.00
391.07%
$70.00
424.41%
Online Payday
Loan Fee
APR**
$15.00
391.07%
$22.50
391.07%
$30.00
391.07%
$37.50
391.07%
$45.00
391.07%
$52.50
391.07%
$60.00
391.07%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Washington location fees to Washington online fees.

Loan Amount $100 $200 $300 $400 $500 $600 $700
In-Store Payday
Loan Fee
APR*
$15.00
391.07%
$30.00
391.07%
$45.00
391.07%
$60.00
391.07%
$75.00
391.07%
$85.00
369.35%
$95.00
353.83%
Online Payday
Loan Fee
APR**
$15.00
391.07%
$30.00
391.07%
$45.00
391.07%
$60.00
391.07%
$75.00
391.07%
$85.00
369.35%
$95.00
353.83%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Get a Payday Loan Online.*

There are no Advance America locations within a 50 mile radius of 33175. However, we can still help you get the money you need online.

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Idaho location fees to Idaho online fees.

Loan Amount $100 $200 $300 $400 $500 $600 $700 $800 $900 $1000
In-Store Payday
Loan Fee
APR*
$20.00
521.42%
$40.00
521.42%
$60.00
521.42%
$80.00
521.42%
$100.00
521.42%
$120.00
521.42%
$140.00
521.42%
$160.00
521.42%
$180.00
521.42%
$200.00
521.42%
Online Payday
Loan Fee
APR**
$25.00
651.79%
$50.00
651.79%
$75.00
651.79%
$100.00
651.79%
$125.00
651.79%
$150.00
651.79%
$175.00
651.79%
$200.00
651.79%
$225.00
651.79%
$250.00
651.79%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Utah location fees to Utah online fees.

Loan Amount $100 $200 $300 $400 $500 $600 $700 $800 $900 $1000
In-Store Payday
Loan Fee
APR*
$18.50
482.32%
$37.00
482.32%
$55.50
482.32%
$74.00
482.32%
$92.50
482.32%
$111.00
482.32%
$129.50
482.32%
$148.00
482.32%
$166.50
482.32%
$185.01
482.34%
Online Payday
Loan Fee
APR**
$25.00
651.79%
$50.00
651.79%
$75.00
651.79%
$100.00
651.79%
$125.00
651.79%
$150.00
651.79%
$175.00
651.79%
$200.00
651.79%
$225.00
651.79%
$250.00
651.79%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Get a Payday Loan Online.*

There are no Advance America locations within a 50 mile radius of 33175. However, we can still help you get the money you need online.

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Wyoming location fees to Wyoming online fees.

Loan Amount $100 $200 $300 $400 $500 $600 $700 $800 $900 $1000
In-Store Payday
Loan Fee
APR*
$20.00
521.42%
$30.00
391.07%
$30.00
260.71%
$36.06
235.03%
$45.08
235.06%
$54.09
235.03%
$63.11
235.05%
$72.12
235.03%
$81.14
235.04%
$90.16
235.06%
Online Payday
Loan Fee
APR**
$9.33
243.25%
$18.67
243.25%
$28.00
243.25%
$37.33
243.25%
$46.67
243.25%
$56.00
243.25%
$65.33
243.25%
$74.67
243.25%
$84.00
243.25%
$93.33
243.25%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Texas location fees to Texas online fees.

Loan Amount $100 $200 $300 $400 $500 $600 $700 $800 $900 $1000
In-Store Payday
Loan Fee
APR*
$20.45
533.20%
$40.91
533.30%
$61.36
533.20%
$81.82
533.30%
$102.27
533.30%
$122.73
533.30%
$143.18
533.30%
$163.64
533.30%
$184.10
533.30%
$204.55
533.30%
Online Payday
Loan Fee
APR**
$25.48
664.29%
$50.96
664.29%
$76.44
664.29%
$101.92
664.29%
$127.40
664.29%
$152.88
664.29%
$178.36
664.29%
$203.84
664.29%
$229.32
664.29%
$254.79
664.29%

* Assumes a 14-day term. The fee includes a Credit Services Organization fee plus interest assuming a 14-day-term and that the fee is financed.

** Assumes a 14-day term. Online loans marketed through OnlineApplyAdvance.com are offered and funded by CashNetUSA. Online rates may vary from rates at a location. Certain limitations apply. Subject to approval. ©2013 AARC, LLC. All rights reserved. For loans offered in Ohio or Texas, CashNetUSA will act as a Credit Services Organization to assist you in obtaining a loan, but all loans will be offered and funded by an unaffiliated third-party lender. Online rates may vary from rates at a location.


Extended-Term Loans at a Location

Extended-Term Loans are available at select locations only. To find out if Extended-Term Loans are offered near you, please contact your local center.

Bi-Weekly Extended-Term Loan Rate Schedule1
Example of a $500 Loan.


Annual Percentage Rate Finance Charge Amount Financed Total of Payments
454.79% $1,046.64 $500.00 $1,546.64

Illustrative Example of the Terms of Repayment

Payment Schedule
Payment Number Number of Days Interest CSO Fee Principal Total Amount of Payment
1 14 - $85.40 - $85.40
2 14 - $85.40 - $85.40
3 14 - $85.40 - $85.40
4 14 - $85.40 - $85.40
5 14 - $85.40 - $85.40
6 14 - $85.40 - $85.40
7 14 - $85.40 - $85.40
8 14 - $85.40 - $85.40
9 14 - $85.40 - $85.40
10 14 - $85.40 - $85.40
11 14 - $85.40 - $85.40
12 14 $21.84 $85.40 $500.00 $607.24

1 This chart shows the APR, Finance Charge, payment schedule and Total of Payments for a sample loan of $500 with a bi-weekly payment schedule. If your loan amount is not the same as the sample loan, or your customer agreement provides for monthly payments, your APR, Finance Charge and Total of Payments will be different from the amounts shown. You should refer to your customer agreement for the repayment terms that apply to your loan.

Other loan amounts may be available.

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? Come into any Advance America location of your choice.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to see a preview of the application.

More Locations

Refer to the chart below to determine fees in Iowa.

Loan Amount $100 $150 $200 $250 $300 $350 $400 $445
In-Store Payday
Loan Fee
APR*
$16.50
430.17%
$22.00
382.38%
$27.75
361.74%
$33.25
346.75%
$38.75
336.75%
$44.25
329.61%
$50.00
325.89%
$55.00
322.23%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Mississippi location fees to Mississippi online fees.

Loan Amount $100 $150 $208
In-Store Payday
Loan Fee - 14 day
APR*
$20.00
521.42%
$30.00
521.42%
$41.60
521.42%
In-Store Payday
Loan Fee - 30 day
APR
$20.00
243.33%
$30.00
243.33%
$41.60
243.33%
$54.87
267.03%
$65.85
267.05%
$76.82
267.04%
$87.80
267.05%
Online Payday
Loan Fee
APR**
$21.95
572.27%
$43.90
572.27%
$65.85
572.27%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Kansas location fees to Kansas online fees.

Loan Amount $100 $150 $200 $250 $300 $350 $400 $450 $500
In-Store Payday
Loan Fee
APR*
$15.00
391.07%
$22.50
391.07%
$30.00
391.07%
$37.50
391.07%
$45.00
391.07%
$52.50
391.07%
$60.00
391.07%
$67.50
391.07%
$75.00
391.07%
Online Payday
Loan Fee
APR**
$15.00
391.07%
$22.50
391.07%
$30.00
391.07%
$37.50
391.07%
$45.00
391.07%
$52.50
391.07%
$60.00
391.07%
$67.50
391.07%
$75.00
391.07%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a payday or installment loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Refer to the chart below to compare Illinois location fees to Illinois online fees.

Loan Amount $100 $200 $300 $400 $500 $600 $700 $800
In-Store Payday
Loan Fee
APR*
$15.50
404.10%
$31.00
404.10%
$46.50
404.10%
$62.00
404.10%
$77.50
404.10%
$93.00
404.10%
$108.50
404.10%
$124.00
404.10%
Online Payday
Loan Fee
APR**
$15.50
404.11%
$31.00
404.11%
$46.50
404.11%
$62.00
404.11%
$77.50
404.11%
$93.00
404.11%
$108.50
404.11%
$124.00
404.11%
$139.50
404.11%
$155.00
404.11%

Other loan amounts may be available.


Installment Loan Specifications:

  • Loan Amount: $100-$1000, in $50 increments
  • Length of Loan: 5 monthly to 8 bi-weekly installments
  • Payment Schedule: Monthly or bi-weekly payments are established based on pay cycle

Example of a $400 Installment Loan Rate Schedule* 
Monthly Customer - Five (5) Payments

Origination Date Annual
Percentage Rate
Finance Charge Amount Financed Total of
Payments
4/6/2011 183.75% $200.74 $400.00 $600.74
Payment Schedule:
Number of Payments Amount of Payments When Payments are Due
1 $120.95 5/06/2011
2 $119.95 6/06/2011
3 $119.95 7/06/2011
4 $119.95 8/06/2011
5 $119.94 9/06/2011

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Oklahoma location fees to Oklahoma online fees.

Loan Amount $100 $200 $300 $400 $500
In-Store Payday
Loan Fee
APR*
$15.56
405.67%
$30.56
398.37%
$45.56
395.93%
$55.56
362.13%
$65.56
341.84%
Online Payday
Loan Fee
APR**
$15.46
403.06%
$30.46
397.07%
$45.46
395.07%
$55.46
361.48%
$65.46
341.33%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? Come into any Advance America location of your choice.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to see a preview of the application.

More Locations

Refer to the chart below to determine fees in Indiana.

Loan Amount $100 $200 $300 $400 $500 $600
In-Store Payday
Loan Fee
APR*
$15.00
391.07%
$30.00
391.07%
$44.00
382.38%
$57.00
371.52%
$67.00
349.36%
$77.00
334.59%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Alabama location fees to Alabama online fees.

Loan Amount $100 $200 $300 $400 $500
In-Store Payday
Loan Fee
APR*
$17.50
456.25%
$35.00
456.25%
$52.50
456.25%
$70.00
456.25%
$87.50
456.25%
Online Payday
Loan Fee
APR**
$17.50
456.25%
$35.00
456.25%
$52.50
456.25%
$70.00
456.25%
$87.50
456.25%

Other loan amounts may be available.

 

Loan Payment Information:

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Florida location fees to Florida online fees.

Loan Amount $100 $150 $200 $250 $300 $350 $400 $450 $500
In-Store Payday
Loan Fee
APR*
$15.00
391.07%
$20.00
347.62%
$25.00
325.89%
$30.00
312.86%
$35.00
304.17%
$40.00
297.96%
$45.00
293.30%
$50.00
289.68%
$55.00
286.79%
Online Payday
Loan Fee
APR**
$15.00
391.07%
$20.00
347.62%
$25.00
325.89%
$30.00
312.86%
$35.00
304.17%
$40.00
297.96%
$45.00
293.30%
$50.00
289.68%
$55.00
286.79%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? Come into any Advance America location of your choice.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to see a preview of the application.

More Locations

Compare Your Fees

Refer to the charts below to compare fees in Colorado.

Example of fees and terms if paid bi-weekly:

Illustrative Example of the Terms of Repayment with a Loan Date of: 3/19/2012

Amount
Financed
Finance
Charge
Annual Percentage
Rate (APR)*
Total of
Payments
$100 $70.54 214.16% $170.54
$300 $211.62 214.16% $511.62
$500 $290.22 180.32% $790.22
Number of
Payments
Amount of Payments When Payments
Are Due
Loan of $100 Loan of $300 Loan of $500
1 $13.12 $39.36 $60.79 4/6/2012
2 $13.12 $39.36 $60.79 4/20/2012
3 $13.12 $39.36 $60.79 5/4/2012
4 $13.12 $39.36 $60.79 5/18/2012
5 $13.12 $39.36 $60.79 6/1/2012
6 $13.12 $39.36 $60.79 6/15/2012
7 $13.12 $39.36 $60.79 6/29/2012
8 $13.12 $39.36 $60.79 7/13/2012
9 $13.12 $39.36 $60.79 7/27/2012
10 $13.12 $39.36 $60.79 8/10/2012
11 $13.12 $39.36 $60.79 8/24/2012
12 $13.12 $39.36 $60.79 9/7/2012
13 $13.10 $39.30 $60.74 9/21/2012

Example of fees and terms if paid monthly:

Illustrative Example of the Terms of Repayment with a Loan Date of: 3/19/2012

Amount
Financed
Finance
Charge
Annual Percentage
Rate (APR)*
Total of
Payments
$100 $72.80 189.01% $172.80
$300 $218.42 189.02% $518.42
$500 $301.54 160.16% $801.54
Number of
Payments
Amount of Payments When Payments
Are Due
Loan of $100 Loan of $300 Loan of $500
1 $28.80 $86.40 $133.59 5/1/2012
2 $28.80 $86.40 $133.59 6/1/2012
3 $28.80 $86.40 $133.59 7/1/2012
4 $28.80 $86.40 $133.59 8/1/2012
5 $28.80 $86.40 $133.59 9/1/2012
6 $28.80 $86.42 $133.59 10/1/2012

Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Refer to the charts below to compare Ohio location fees to Ohio online fees.

Option 1: In-Store Loan

Loan Amount $107.52 $215.05 $322.58 $430.10 $537.63 $645.16 $752.68 $860.21 $1075.26
In-Store Loan Fee
APR*
$26.27
636.99%
$27.30
330.96%
$28.33
228.96%
$29.36
177.97%
$45.53
220.78%
$46.57
188.19%
$47.60
164.87%
$48.63
147.38%
$121.36
294.25%

This in-store loan fee chart is not applicable for loans in the following Ohio counties: Wayne, Summit, Lorain, and Medina. See below for a loan rate schedule example for locations in those counties.
Contact a location for more information.

Other loan amounts may be available.

Wayne, Summit, Lorain and Medina Counties: Installment Loans arranged up to $1,000

  • Paid in 2 installments typically set on next 2 paydays
  • Payday Schedule: Monthly or bi-weekly payments are established based on pay cycle
  • Loan provided by a third-party lender

Bi-Weekly Loan Rate ScheduleƗ
Example of a $500 Loan

Annual Percentage
Rate
Finance Charge Amount Financed Total of Payments
361.62% $138.88 $500.00 $638.88

Payment Schedule:

Number of Payments Amount of Payments When Payments are Due
1 $71.00 5/24/2013
2 $567.88 6/7/2013

Other loan amounts may be available.

Option 2: Online Loan

Loan Amount $100 $200 $300 $400 $500 $600 $700 $800 $900 $1000
Online Loan Fee
APR**
$26.20
683.04%
$52.40
683.04%
$78.60
683.04%
$104.79
683.04%
$130.99
683.04%
$157.19
683.04%
$183.39
683.04%
$209.59
683.04%
$235.79
683.04%
$261.99
683.04%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare Michigan location fees to Michigan online fees.

Loan Amount $100 $200 $300 $400 $500 $600
In-Store Payday
Loan Fee
APR*
$15.45
402.80%
$29.45
383.90%
$42.45
368.91%
$54.45
354.90%
$65.45
341.27%
$76.45
332.19%
Online Payday
Loan Fee
APR**
$15.45
402.80%
$29.45
383.90%
$42.45
368.91%
$54.45
354.90%
$65.45
341.28%
$76.45
332.19%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? Come into any Advance America location of your choice.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to see a preview of the application.

More Locations

Refer to the chart below to determine fees in Nebraska.

Advance Amount $100 $200 $300 $400 $425
In-Store Cash
Advance Fee
APR*
$17.60
458.85%
$35.25
459.50%
$52.90
459.72%
$70.55
459.83%
$75.00
460.08%

Other amounts may be available.


Cash Advance Payment Information:

All cash advances have an agreed upon due date as covered in the customer agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew an advance varies by state depending upon state regulations and company policy. Advances are not renewed automatically; however, if renewal is available, fees may be assessed and details for renewing an advance are provided in the customer agreement. For customers having difficulty repaying their advance, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get a payday loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Compare Your Fees

Refer to the chart below to compare California location fees to California online fees.

Loan Amount $100 $150 $200 $255
In-Store Payday
Loan Fee
APR*
$17.50
456.25%
$26.25
456.25%
$35.00
456.25%
$45.00
460.08%
Online Payday
Loan Fee
APR**
$17.65
460.16%
$26.48
460.16%
$35.30
460.16%
$45.00
460.08%

Other loan amounts may be available.


Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.

Need cash? You have two convenient options.

Option 1:
Get a payday loan or an installment loan at a location.

Simply stop by a nearby location, and you could have the money you need in minutes. Or, to speed up the process in-store, select the location of your choice and then start your application online.

Click here to preview the application.

More Locations

Option 2:
Get an installment loan online.*

Complete your application in as little as 10 minutes for a loan directly deposited into your checking account the next day.** Get the money you need and repay your loan online - no need to visit a location.

Click here to preview the application.

Apply Now

Refer to the charts below to compare Wisconsin location fees to Wisconsin online fees.

Loan Amount $100 $200 $300 $400 $500 $600
In-Store Payday
Loan Fee
APR*
$22.00
573.57%
$44.00
573.57%
$66.00
573.57%
$88.00
573.57%
$110.00
573.57%
$132.00
573.57%

For an Installment Loan at a Location:
Bi-Weekly Installment Loan Rate Schedule1

Example of a $500 Loan.

Option 1 – Loans where payments by electronic debit are authorized.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
381.62% $556.23 $500.00 $1,056.23

Illustrative Example of the Terms of Repayment with a Loan Date of: 11/01/12

Payment Schedule:
Number of Payments Amount of Payments When Payments Are Due
1 $105.63 11/22/12
2 $105.63 12/06/12
3 $105.63 12/20/12
4 $105.63 01/03/13
5 $105.63 01/17/13
6 $105.63 01/31/13
7 $105.63 02/14/13
8 $105.63 02/28/13
9 $105.63 03/14/13
10 $105.56 03/28/13


 

Option 2 – Loans where payments by cash.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
439.26% $659.48 $500.00 $1,159.48

Illustrative Example of the Terms of Repayment with a Loan Date of: 11/01/12

Payment Schedule:
Number of Payments Amount of Payments When Payments Are Due
1 $115.95 11/22/12
2 $115.95 12/06/12
3 $115.95 12/20/12
4 $115.95 01/03/13
5 $115.95 01/17/13
6 $115.95 01/31/13
7 $115.95 02/14/13
8 $115.95 02/28/13
9 $115.95 03/14/13
10 $115.93 03/28/13


For an Online Installment Loan:
Installment Loan Rate Schedule

† Installment Loan Rate Schedule if Customer is Paid Bi-Weekly - Thirteen (13) Payments:

Loans where payments by electronic debit are authorized.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
382.32% $721.17 $500.00 $1,221.17

Illustrative Example of the Terms of Repayment with a Loan Date of: 08/09/13

Payment Schedule:
Number of Payments Amount of Payments When Payments Are Due
1 $93.95 08/29/2013
2 $93.95 09/12/2013
3 $93.95 09/26/2013
4 $93.95 10/10/2013
5 $93.95 10/24/2013
6 $93.95 11/07/2013
7 $93.95 11/21/2013
8 $93.95 12/05/2013
9 $93.95 12/19/2013
10 $93.95 01/02/2014
11 $93.95 01/16/2014
12 $93.95 01/30/2014
13 $93.77 02/13/2014

Other loan amounts may be available.



Loan Payment Information:

All loans have an agreed upon due date as covered in the customer loan agreement. If payment is not received by the due date, late fees or other fees may apply as detailed in each customer loan agreement. All collections efforts on past due accounts are conducted in a professional, fair and lawful manner in accordance with applicable state and federal laws. Advance America does not report to credit agencies. The ability to renew a loan varies by state depending upon state regulations and company policy. Loans are not renewed automatically; however, if loan renewal is available, fees may be assessed and details for renewing a loan are provided in the customer loan agreement. For customers having difficulty repaying their loan, repayment plans may be available and vary by state. For further information, please contact your nearest location.