![Making it work hat ](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2026-04/making-it-work-hat-desktop-cropped.png.webp?itok=a-ZgvFYP) ![Making It Work Hat](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2025-07/eng-mobile-hat-fin.png.webp?itok=Q0gFsLp2) You make it work. # We're here to help. [ ![trustpilot 5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review-white.svg) ](https://www.trustpilot.com/review/advanceamerica.net) 4.9 out of 5 based on 128,011 reviews ![review icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars.svg) 200,000+ reviews on **Google** ### Trusted. **4.9-star rating** 328,000+ customer reviews ### Transparent. **Instant approval decisions** no hidden costs or surprises ### Accessible. **Same-day money** online or in 700+ locations ## Our commitment to you ![life Illustration icon](https://cdn.advanceamerica.net/public/media/images/2026-04/life-illustration.svg) ### Life doesn't wait Apply and see your decision in minutes. Move forward with same-day funding options.\* ![clarity illustration icon](https://cdn.advanceamerica.net/public/media/images/2026-04/clarity-illustration.svg) ### You deserve clarity Know what you’ll pay upfront. No hidden fees. No surprises. ![more illustration icon](https://cdn.advanceamerica.net/public/media/images/2026-04/more-illustration.svg) ### You’re more than your credit score We take a thoughtful look at your situation, without judgment. ![support illustration icon](https://cdn.advanceamerica.net/public/media/images/2026-04/support-illustration.svg) ### Support should feel human Connect with us on your terms: online, in person, or over the phone. ## Why choose Advance America Advance America is a **licensed** and **regulated** lender providing convenient loan options online and in store. **Since 1997**, we’ve helped millions of families navigate life’s financial moments. We believe borrowing money should be **simple**, and come with **judgment-free support**. Whether you connect **in person, online, or by phone,** you can count on dependable service when timing matters most. Life keeps moving — **and you keep making it work.** **We're here to sponsor what’s next.** ![Happy Advance America associates](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2026-04/why-choose-aa.jpg.webp?itok=kOhsxxaw) ## Trusted by millions of customers Image ![BBB Accredited business](https://cdn.advanceamerica.net/public/media/images/2025-04/bbb-badge.svg) Image ![State Licensed Direct Lender](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2026-04/direct-lender-light_0.png.webp?itok=YEQ9apKd "State Licensed Direct Lender") ![review icon](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars.svg) 200,000+ reviews on**Google** [ ![trustpilot 5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review-white.svg) ](https://www.trustpilot.com/review/advanceamerica.net) Rated 4.9/5 based on 128,011 reviews "Great customer service!!!!" — Leona, 06/13/2026 [ ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review-white.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) ](https://www.trustpilot.com/review/advanceamerica.net) "Nate was amazing help." — Jessica, 06/13/2026 [ ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review-white.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) ](https://www.trustpilot.com/review/advanceamerica.net) "Hi, she’s very nice and she helped me a lot and I hope to see her more and she’s good so give her more stars bye" — Lisa, 06/13/2026 [ ![trustpilot logo](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/logos/logo-trustpilot-review-white.svg) ![5 star rating](https://www.advanceamerica.net/themes/custom/pf_aa_theme/assets/images/icons/icon-5stars-trustpilot.svg) ](https://www.trustpilot.com/review/advanceamerica.net) ## Our community impact Stronger communities start with opportunity. For us, that means showing up where it matters. We support our local communities by participating in local events and outreach efforts — and we give our team members paid volunteer time to make a difference. [See how we show up locally](https://www.advanceamerica.net/news "News") ![Advance America service](https://cdn.advanceamerica.net/public/styles/convert_to_webp/public/media/images/2026-04/community-impact.jpg.webp?itok=MCG6Ae-p) ## We meet you where life happens With locations in **22 states** and **24/7 online services**, we make it easy to find the money you need, when and how you need it. [Explore loans in your area](https://www.advanceamerica.net/loans)