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Money Smart Program

Being money smart means making your money work for you. A little knowledge can go a long way in helping you take greater control of your financial future.

Money Smart is an easy-to-use FDIC program that helps you learn about financial topics such as how to use a checking account, how to create and use a budget, and how to obtain and use credit effectively.

Advance America is here to help you make the most of your opportunities. To get started, just click on the link that interests you to view an informative tip sheet filled with helpful facts and guidelines.

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Bank on It
An introduction to the services banks offer

Borrowing Basics
How and when to use credit

Check It Out
Use a checking account properly

Money Matters
Create a personal spending plan

Pay Yourself First
Savings and investment options

Keep It Safe
Protect your identity

To Your Credit
Identify and address credit issues

Charge It Right
The costs and benefits of credit cards

Loan to Own
Choose a consumer installment loan that's best for you

Your Own Home
How to finance a home and negotiate a mortgage

Budgeting Tools