How A Cash Advance Works
Advance America Cash Advance provides a reliable, straightforward and transparent way to get the money you need. You have two options: visit any of our locations or get an advance online. (These options may vary, however, depending on where you live.)
Our cash advance process is quick and simple. See how easy it is to get a cash advance at one of our locations.
Watch the VideoTo receive a cash advance at one of our locations:
- Fill out an application and provide personal identification, proof of income such as a pay-stub and a copy of a recent bank statement.
- After completing the application process, sign a customer agreement and write a personal check for the amount of the cash advance plus a fee.
- Receive cash or a check for the advance amount and return on an arranged date to repay it and reclaim your personal check.
To get a loan online:
- Click the Apply for a Loan button at the top of the page and enter your zip code in the field.
- If the online loan is available in your state, you will see the option “Get a payday loan online.”
- From there, simply click the “Apply Online” button and fill out the application.
- Once you have submitted your application, you may be eligible for a deposit of $100 or more directly into your checking account tomorrow*.
See what an Advance America Cash Advance Center looks like—from all sides. Take a tour of one of our cash advance centers.
Take the Tour*Online loans are offered and funded by CashNet USA, and marketed by Advance America. Online rates may vary from rates at a location. Applications must be submitted prior to 9 p.m. CST to receive funds on the next business banking day.
