How A Cash Advance Works

At Advance America you can choose to get a loan at one of our 2,500 locations nationwide or apply for an online loan through our website. We make the process convenient, straightforward and easy. In addition, we’re regulated by federal and state laws.

To receive a cash advance at one of our locations:

A Secure, Professional Process
Day 1 Visit center with identification, proof of income, bank statement.
Complete short application
Sign agreement and write personal check for the loan amount plus fee
Make appointment to return and repay loan
Receive cash or check on the spot
Due Date Return on your due date to pay loan off in cash and reclaim your personal check

 

To get a cash advance online*:

A Secure, Professional Online Process
Click the "Get a Loan” button at the top of the page and enter your zip code in the field
If the online loan is available in your state, you will see the option “Get a payday loan online”
From there, simply click the “Apply Now” button and complete the application
Once you have submitted your application, you may be eligible for a deposit of $100 or more directly into your checking account**
Per the terms of your agreement, your amount due will be withdrawn automatically from your account on the due date. The entire loan process is completed online without visiting a location.

 

*Online loans are offered and funded by CashNet USA, and marketed by Advance America. Online rates may vary from rates at a location. Applications must be submitted prior to 9 p.m. CST to receive funds on the next business banking day.

**Applications must be submitted prior to 9 P.M. CST to receive funds on the next business banking day.