Visa Prepaid Cards from Advance America Cash Advance

Advance America Visa® Prepaid Card

Go Everywhere. Without Going Over.

Already a cardholder? Check your balance online.

Visa Prepaid Card Video from Advance America Cash Advance

Watch our video to learn more about the benefits of an Advance America Visa Prepaid Card.

Watch the Video

Getting an Advance America Visa Prepaid Card is easy. You don’t need to fill out an application and no credit check is required. Just load it with cash and you’re ready to go. And because you spend only as much money as you load, there are no overdraft fees.

Enjoy the convenience and security of a prepaid debit card.

The Advance America Visa Prepaid Card makes it easier than ever to manage your money. All with the added security and convenience of a prepaid debit card.

  • Anytime Alerts™: Stay up-to-date with your card balance and transaction activity with alerts to your e-mail or cell phone.
  • No overdraft fees: You can spend only as much as you load.
  • Pay your bills online: It’s easier to pay on time and avoid late fees.
  • Buy online or over the phone: Make secure and easy purchases.
  • Easy to reload: Add money to your card at thousands of locations nationwide.
  • Accepted everywhere Visa debit cards are accepted.
  • Withdraw cash at any ATM: Or choose “Cash Back” when checking out at a store register.
  • FDIC Insurance: All accounts are FDIC-insured up to the current coverage limit.

Check-To-Card.

Check-to-Card Better than Check Cashing Option from Advance America Cash Advance

In addition to cash, you can load your payroll, government and other checks onto your Visa Prepaid Card. It’s better than check cashing. You can also get up to $200 of your check in cash*, while still enjoying the many convenient card benefits listed above.

Upgrade your card within 120 days to get even more.

After you try the Advance America Visa Prepaid Card, you’ll wonder how you managed without one. Just remember it’s only valid for 120 days, so upgrade it before it expires. It’s just $4.95 to enjoy these additional benefits:

  • A personalized card with your name.
  • Choose your own fee plan.
  • Earn 5.00% APY on your savings**: An FDIC-insured savings account can earn interest at 10 times the national average***. There are no monthly service fees and no required minimum balance. You can even schedule automatic transfers from your card.
  • Choose from three card designs when you upgrade.
  • Free Direct Deposit: Get paid faster than traditional banking with Direct Deposit. You can load all or a portion of your payroll or government check.
  • Easy free transfers: Transfer money from one card account to another.
  • Up to two companion cards: Link them to your account for greater convenience.

Enjoy lower fee options when you upgrade

Choose the fee plan that’s right for you.
  Basic Plan Upgrade Options
Temporary Card Pay-As-You-Go Fee Advantage Plan Annual Plan
Cost Per Month Depends on the number of transactions Depends on the number of transactions $9.95 per month $5.83 per month ($69.95 fee is charged up front)
Signature Purchase Transaction $2.00 each $1.00 each FREE FREE
PIN Purchase $2.00 each $2.00 each FREE FREE
ATM Cash Withdrawal Transaction† $3.00 each $2.50 each $2.50 each $2.50 each
Direct Deposit N/A FREE FREE FREE

Please visit advanceamericacard.com for more information.

*Not available in Illinois, Nevada, Mississippi, Delaware, Indiana, or Tennessee.

**NetSpend Savings Accounts are issued by Inter National Bank, member FDIC. Interest is calculated on the average daily balance of your Savings Account and paid quarterly. Annual Percentage Yield (APY) is accurate as of September 15, 2009. This is a promotional rate and is subject to change without notice. No minimum balance is necessary to open the account or obtain the yield. A limit may be placed on the maximum amount of funds you maintain in the account. The limit may be exceeded by interest accruing on the funds. The limit may be changed from time to time. Fees could reduce earnings on the account.

***Source for our “10X higher than national average” claim is the Bankrate.com Passbook/Statement weekly savings survey results published on 04/15/2009. The rates published at Bankrate.com, http://www.bankrate.com/brm/publ/passbk.asp?caret=2, are subject to change without notice and may vary from branch to branch.

†Additional ATM Owner fees may apply.

Advance America Visa® Prepaid Cards are issued by MetaBank™, member FDIC, pursuant to a license from Visa U.S.A. Inc. NetSpend is an authorized Independent Sales Organization of MetaBank. Use of card subject to funds availability. Transaction fees, terms and conditions apply. All trademarks, service marks and registered marks are the properties of their respective owners. ©2001-2009 NetSpend Corporation.